Retirement Planning: A Nationwide Retirement Institute study says 55% of recent U.S. retirees regret how they saved—most wish they’d started earlier or saved more, and only 40% are on track with their budgets and withdrawal plans. Earnings Watch (India NBFCs): Muthoot Finance reported Q1 FY27 PAT up 43% to ₹2,825 crore and gold-loan AUM up 44%; Muthoot Money PAT jumped 365% YoY to ₹172 crore as loan AUM doubled; Belstar Microfinance swung to a ₹66 crore profit as provisions eased and asset quality improved. Banking Results: Utkarsh Small Finance Bank cut losses sharply, posting a Q1 FY27 net loss of ₹34 crore (down 86% YoY) while deposits and NIM improved. Market & Policy Signals: Hong Kong’s leader met China’s securities regulator ahead of yuan bond futures, aiming to deepen RMB market access; China’s central bank pledged a moderately loose policy in H2 to support credit and private-sector bonds. Financial Literacy Push: NSE and NCAER ran a SEBI-backed investor awareness seminar for students and faculty, while India’s Education Ministry plans mandatory financial education for grades 9–10. Consumer Finance Tech: Apple launched a Klarna-backed “Apple Upgrade” leasing program, extending subscription-style payments across its hardware lineup. Human Impact: A Pune family of three reportedly died by suicide after a note cited financial stress.