New Book on Transforming Leadership from the Top Down Achieves #1 Amazon International Bestseller Status on Launch Day!

FRESNO, CALIFORNIA, UNITED STATES, April 16, 2021 / — Ignite Press announced this week that Ricardo J. Vargas’ new book, Chief Executive Team: The Transformation of Leadership, became a #1 international bestseller on Amazon this week in the categories of Business Consulting, Industrial Management, Organizational Change, and more!

The book is available on Amazon at

Chief Executive Team applies Ricardo’s advisory work with CEOs and executive teams worldwide and is all about unconventional effectiveness.

“Improvement is even more critical during a crisis like the one we are facing now,” Says Vargas. “Crisis means you have less time and fewer resources to recover from bad decisions. During a crisis, you must make better decisions faster. You are in a zero-tolerance zone. You have no margin for error. A Chief Executive Team allows you to make faster and better decisions. This translates into better strategy and more effective execution, producing
more results.”

To celebrate the launch of the book, the Kindle version of the book will be on sale for 99 cents for a limited time.

Ricardo J. Vargas has a track record of over 25 years of international consultancy, training, coaching and public speaking projects. He managed hundreds of change management and leadership development projects in three continents, with some of his clients having been awarded for projects he led. For over 10 years he was one of the top five consultants of the biggest European training company. He is the only person in the world with the three globally recognized professional certifications: Certified Management Consultant, Professional Certified Coach, and Certified Speaking Professional (CMC®, PCC®, CSP®).

Ricardo has been a published author since age 15 and has five business books published internationally. He has international management and entrepreneurship experience, training over 90 international management consultants. He was awarded Consultant of the Year in Portugal. With his degree in Psychology, an accredited expertise in Work and Organizational Psychology, an advanced expertise in Psychological Coaching and a Masters in Systemic Family Therapy, he is an expert in leadership, change management and company culture, using methodologies that range from therapy to systems thinking. He follows an evidence-based practice and contributes to science as a researcher in leadership. You can work with him as Personal Advisor to develop your Executive Team.

Visit Amazon at to purchase the book and to learn more!

For booking information, visit

Contact Info:
Ricardo J. Vargas

Malia Sexton
Ignite Press
+1 559-477-4202
email us here

Source: EIN Presswire

Crypto Makes It Easier To Diversify a Portfolio – Kay Rieck

USA, April 16, 2021 / — The first rule of investment has always been to keep your portfolio diverse. There are a lot of ways to explain why, but the simplest is to say that if you keep your eggs in one basket and the basket falls, there is a chance that all your eggs will be broken. The good news is that crypto is making it more possible than ever to diversify.

There’s been all sorts of talk about crypto over the last five years. Part of the reason is the attention-grabbing highs and lows of bitcoin, which could probably be described as the first crypto currency.

In December 2016, one Bitcoin was worth less than US$1,000. A year later, one bitcoin was worth around US$17,000, but then a year after that, the price collapsed and one bitcoin was worth around US$4,000. Volatility in the financial markets tends to spell opportunity, but for many investors at that stage, the sector was too unpredictable to call, so it languished in the doldrums for a year.

It subsequently recovered, and then started breaking records. And then kept breaking records. By the end of December 2020, it had climbed to around US$24,000, which would have been considered impressive, except that four months later at the start of April 2021 it was sitting at around US$58,000. As the chart shows, it’s been a rollercoaster.

Depending on who you speak to this is either the emergence of a new financial reality or a speculative frenzy and the inflation of a bubble that is only going to end in tears.

Time will tell.

Kay Rieck: Look beyond the bitcoin

Fascinating though bitcoin’s price movements are, there is a lot more to the crypto space. One of the key impacts that blockchain, the technology at the base of it all, could have is that it could suddenly make it far easier and cheaper for investors of all sizes to find projects that they want to be involved in. The transparency and speed of execution that the blockchain enables can remove many of the traditional barriers to entry and investment costs could plummet as a result.

If the blockchain lives up to its potential, companies looking for financing will no longer need to rely on brokers to attract investment. And if the brokers are removed from the equation, so are their fees. As an investor, this would mean that the money you have to invest can be spread more widely into a range of different companies and industries, which in short means your eggs can be put in a far wider variety of baskets.

The loss of brokers’ expertise and knowledge could well be keenly felt, but the potential benefits are significant and could well change the way that the innovation is financed. While bitcoin attracts a lot of the attention, it could be just the harbinger of more fundamental changes.

About the author
Kay Rieck has been active on the investment side of the oil and gas sector for more than two decades. Starting his career as a financial adviser and stockbroker on the New York Stock Exchange, he quickly developed an interest in natural resources and associated assets building his expertise with investment banking and asset management roles at the New York Board of Trade and the Chicago Board of Trade. Utilising his exceptional network of global contacts, he started his first exploration and production company in the US in 2008, selecting investments across the Haynesville Shale, Permian basin, Eagle Ford shale, Dimmit county and elsewhere that offered exceptional prospective returns.

Media Manager
Kay Rieck
email us here

Source: EIN Presswire

Laytrip Announces New Worldwide Destinations After Initial Beta Launch of

Laytrip offers travel customers a new and unique way to plan and book affordable travel on layaway without any interest charges, credit checks.

DOVER, DELAWARE, UNITED STATES, April 16, 2021 / — Laytrip, Inc., a worldwide layaway travel provider currently offering flights during its beta launch of, announced today that it has added over 500 new domestic and international destinations to the platform, bringing its total destinations served to over 800 worldwide.

Laytrip currently offers travel customers a new and unique way to plan and book affordable travel on layaway to over 800 worldwide destinations, without any interest charges, credit checks or third party financing providers. The Laytrip user experience was strategically engineered for the modern user who wants to book easily and quickly without complexity. Laytrip customers can quickly shop for industry leading pricing for their travel plans, then pay and book with fully flexible and customizable installment plans to fit their budget, without ever leaving the site. 

Victor Pacheco, Laytrip Founder and Executive Chairman said “We are very pleased to provide our new Laytrip product to our customers. Our Co-founder and CEO Mike Powell and I, through our experiences building and running Airlines and travel companies, strategized during a difficult economic climate to create a unique offering that would make travel affordable for everyone. We believe we have succeeded. We are Laytrip users ourselves and we are confident that as we continue on our growth plan, the product and brand will continue to resonate well with anyone who travels.”

Since its recent beta launch, Laytrip has been building its Instagram, Facebook and other social media platform following while acquiring users. This month, Laytrip intends to go-live with its hotel product, offering hotels on layaway to destinations throughout the world. Upon launch of the hotels product, through the Laytrip simple shopping cart experience, users will be able to bundle any combination of their flight and hotel travel plans, then pay and book with one flexible, combined weekly, bi-weekly or monthly layaway payment. With Laytrip, there are no restrictions and everyone qualifies for layaway travel.

About Laytrip, Inc.

Laytrip, Inc. is a worldwide layaway travel provider that offers affordable flights, hotels, home and car rentals. There are no restrictions at Laytrip and everyone qualifies for layaway travel, payable with flexible weekly, bi-weekly and monthly customizable plans. Founded in 2020, Laytrip serves over 800 worldwide destinations. For more information about Laytrip, visit 

Forward-Looking Disclaimer

This press release may contain certain forward-looking statements and information, as defined within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934, and is subject to the Safe Harbor created by those sections. This material contains statements about expected future events and/or financial results that are forward-looking in nature and subject to risks and uncertainties. Such forward-looking statements by definition involve risks, uncertainties and other factors, which may cause the actual results, performance or achievements of Laytrip, Inc. to be materially different from the statements made herein.

Mike Roth
Laytrip, Inc.

Source: EIN Presswire

LocalWorks Expands to 23 Coworking Locations

Leading in-house shared office space coworking provider LocalWorks adds six new partnered locations.

BEVERLY, MA, USA, April 16, 2021 / —, the leading in-house shared office/executive suites and coworking management company for CRE office property owners, announced the addition of six new partnered locations.

The company specializes in utilizing existing, second generation office space, and rapidly monetizing individual offices through a shared office model. With the new locations, LocalWorks will have 23 spaces across five states.

“Our core mission is to help office property owners reduce vacancies and vacancy time by providing a management system that rapidly monetizes empty space. With our space-as-a-service model, LocalWorks is responsible for marketing, management, amenities and payment collection. Within six months property owners can expect to be earning 90% of their desired gross revenue,” said Barry Greenfield, CEO of LocalWorks.

Recent trends, partially accelerated by Covid-19, have lengthened office space vacancies from six to twelve months as millions of square feet of new construction, subleases and shrinking corporate footprints add to a slowing demand.

“ is positioned to provide a property management platform focused on bringing individual professionals and small businesses into the corporate office market with monthly office rentals inclusive of the necessary amenities to aid in productivity. Long-term leases are often prohibitive for small businesses that crave space and financial flexibility. Our marketing expertise is 100% focused on bringing corporate office space to the masses,” said Greenfield.

With LocalWorks, office property owners now have a frictionless method for adding shared office/ coworking or executive suites to their portfolios. By repurposing second generation space, LocalWorks has no Tenant Improvement requirements.

Across is currently active locations, LocalWorks averages 80% occupancy each month. The new locations will open soon in Westwood MA, Southborough MA, Wellesley MA, Lisle IL, Lombard IL and Franconia VA.

Barry Greenfield
+1 844-444-7795

Source: EIN Presswire

Jennifer Hudgins and Katey Jo Gordon Talk with Candice Georgiadis

Jennifer Hudgins, ranch manager at her family’s Oklahoma cattle operation, and a contestant on season 2 of “Ultimate Cowboy Showdown,”

Jennifer Hudgins, ranch manager at her family’s Oklahoma cattle operation, and a contestant on season 2 of “Ultimate Cowboy Showdown,”

Katey Jo Gordon, works alongside her husband and father on the family’s cattle ranch. She’s a competitor in season 2 of “Ultimate Cowboy Showdown.”

Katey Jo Gordon, works alongside her husband and father on the family’s cattle ranch. She’s a competitor in season 2 of “Ultimate Cowboy Showdown.”

Candice Georgiadis

Candice Georgiadis

Jennifer Hudgins, family’s cattle rancher. Katey Jo Gordon, family’s cattle rancher. Both competitors in season 2 of “Ultimate Cowboy Showdown.”

My next two words of advice are to “never give up,” and “if you have a job to do, do it, no matter what.””

— Katey Jo Gordon, cattle rancher & competitor “Ultimate Cowboy Showdown.”

GREENWICH, CT, USA, April 16, 2021 / — Candice Georgiadis, owner of the blog by her namesake, interviews individuals on the cutting edge of hotel, travel, lifestyle and other similar topics. She expands the marketing footprint of individuals and companies with a combination of branding and imaging across social media and conventional websites.

Market, market, market… three words, one mission, to be successful. Without marketing, who will see you product? Who will buy it? Why would they buy it? Candice Georgiadis can help grow your customer base, expand your marketing reach through social media and websites. Reach out to her at the below contact options and get started right away, beat out your competitors!

Jennifer Hudgins, ranch manager at her family’s Oklahoma cattle operation, and a contestant on season 2 of “Ultimate Cowboy Showdown,”
We all need a little help along the journey. Who have been some of your mentors? Can you share a story about how they made an impact?

I have been so incredibly lucky to have some fantastic people in my life who really helped me and pushed me to get to where I wanted to be in this business. First and foremost is my dad, who always led by example and taught me how to run a successful cattle business. It is really hard to name just a few, but other big influences in my life include my long-time family friends, John Looper and Denise Colcalsure.

John worked alongside my dad for several years, and he is truly a great cowboy. I learned so much just watching him work.

Denise owns a successful cutting horse business with her husband Bruce. She taught me to never let anyone push you around, and that women can be successful in this line of work. Without those people in my life, I really don’t think I would be who I am today. I owe a lot of my success to them.

In today’s parlance, being disruptive is usually a positive adjective. But is disrupting always good? When do we say the converse, that a system or structure has ‘withstood the test of time’? Can you articulate to our readers when disrupting an industry is positive, and when disrupting an industry is ‘not so positive’? Can you share some examples of what you mean?

In any kind of business, we all have to be willing to evolve and adapt with the changing times. In a lot of ways, many people think that the agriculture industry hasn’t really done that. However, in so many ways, it has come a long way from where it was. Thirty years ago, you didn’t see a lot of women in this line of work, but today there are women everywhere in agriculture making things happen and being successful. While we still do a lot of things like we did a hundred years ago, we have learned better ways of adapting to new advances. For example, we now keep more precise records, which has helped produce a better kind of cattle and helped grow our industry.

In regard to disrupting the industry in a good way, I think that includes the things I mentioned above. […]

Read the rest of the interview here

Katey Jo Gordon, works alongside her husband and father on the family’s cattle ranch. She’s a competitor in season 2 of “Ultimate Cowboy Showdown.”
Can you share 3 of the best words of advice you’ve gotten along your journey? Please give a story or example for each.

My first word of advice is “when working cows, always follow your man.” My dad taught me to ride your position and man your hole. My next two words of advice are to “never give up,” and “if you have a job to do, do it, no matter what.”

There are a lot of tasks in the ranching industry that involve heavy lifting and long days. As a woman, you have to be strategic around it. It’s hard, but you have to figure out how to get the job done. Even when I was competing on Ultimate Cowboy Showdown, I had to be strategic with the challenges. There was one challenge where I had to hold down a calf that was much heavier than me. I had to plan ahead in order to figure out how to hold him down. I knew I couldn’t quit, and I continued with that mindset throughout the competition.

We are sure you aren’t done. How are you going to shake things up next?

I hope to keep growing in this space, but I would love to become the most successful female rancher in Oklahoma one day. It will be hard since there are so many already, but you have to aim high!

In your opinion, what are the biggest challenges faced by ‘women disruptors’ that aren’t typically faced by their male counterparts?

In my opinion the biggest challenges I face are when I am told I can’t do something or that I’m not handy enough or that I’m too weak. Even if it’s not said outright, it is still insinuated. Most men never hear that in their lifetime. As women, I think our abilities get taken for granted a lot.

Complete reading the interview here

Be sure to reach out to Candice Georgiadis to get your social media marketing on the right track. You can reach her at the below contact options.

About Candice Georgiadis
Candice Georgiadis is an active mother of three as well as a designer, founder, social media expert, and philanthropist. Candice Georgiadis is the founder and designer at CG & CO. She is also the Founder of the Social Media and Marketing Agency: Digital Agency. Candice Georgiadis is a Social Media influencer and contributing writer to ThriveGlobal, Authority Magazine, and several others. In addition to her busy work life, Candice is a volunteer and donor to St Jude’s Children’s hospital.

Contact and information on how to follow Candice Georgiadis' latest interviews:
Twitter: @candigeorgiadis

Candice georgiadis
+1 203-958-1234
email us here
Visit us on social media:

Meet Jennifer Hudgins | Ultimate Cowboy Showdown | Season 2

Source: EIN Presswire

Sagenext Partnered with Intuit to Resell All Editions of QuickBooks

Sagenext Partnered with Intuit to Resell All QuickBooks Editions

AUGUSTA, GEORGIA, UNITED STATES, April 16, 2021 / — Intuit is the leading provider of accounting software licenses for all sectors. It is committed to providing Resellers with customized business management solutions, programs, and processes that meet your unique business needs while enhancing your ability to solve your customers' diverse and complex requirements.

Recently, Sagenext has partnered with Intuit for reselling the QuickBooks editions to suitable business owners. We can better serve businesses & organizations with proven financial software solutions. The partnership gives us the ability to host exciting licensed copies of QuickBooks software for end-users as well as monthly leases for new products.

As a specialized hosting provider, Sagenext offers TaxWise, Drake Tax, Sage ERP, UltraTax CS, Lacerte Tax, ProSeries, and QuickBooks hosting services to customers in the US and UK. By providing reliable cloud hosting solutions, Sagenext helps businesses cut their IT costs and improve productivity. The partnership with Intuit is providing the benefits of profitably growing your business while offering your clients the very best Intuit solutions.

According to Sagenext CEO, Deepak Tiwari, “Partnership with Intuit for reselling of all QuickBooks editions will help the companies empower consumers, self-employed and small businesses to improve their financial lives. The Intuit platform and products help customers get more money with the least amount of work while giving them complete confidence in their actions and decisions. We contribute in management of the innovative ecosystem of financial management solutions for customers worldwide.”

Things that keep us separate from the rest –

1) Award-winning QuickBooks & other application hosting provider

2) Intuit authorized reseller for QuickBooks Desktop

3) Enhanced security audit servers with end-to-end encryption

4) HPC (High-Performance Computing) Servers

5) Round-the-clock technical assistance over phone/mail/chat

6) Guaranteed service delivery within 2 hours and ZERO migration cost

Intuit has launched a formal reselling program for all its QuickBooks editions. The Sagenext partnership with Intuit will help businesses looking for smart accounting solutions!

For cost-efficient software like QuickBooks Enterprise, the reseller margin is of secondary concern compared to billable hours, although getting some margin a couple-thousand dollar software sales is gravy, solutions providers say.

“As the authorized reseller partner of Intuit, we stand out from the crowd with a proven ability to sell, install, and support Intuit Small Business Solutions, including software licenses, hardware, and online service referrals” said Ned Adams, Operations Head in Sagenext.

About Sagenext

Sagenext is a leading application hosting provider specializing in tax and accounting application hosting. The company has more than 12 years of hosting experience for the leading applications like QuickBooks, Sage 50 or Sage, Drake, ATX, Lacerte, ProSeries, Taxwise, and Ultratax. It supports all add-ons and other supportive applications on the same hosted platform.

Sagenext leverages industry-standard resources to give the most reliable and trustworthy hosted platform. It uses SAS 70 II and SSAE-18 certified data centers located in New York and Dallas to host clients’ applications and data so that it always remains safe and secure.

About Intuit

It is the global technology platform provider helping businesses & communities to overcome the financial challenges. The company is serving millions of customers worldwide with QuickBooks, Mint, TurboTax, and Credit Karma. At Intuit, we’re committed to using our unique position to find ways to power prosperity, especially for those that need it most. More than 95% of the company’s revenues and earnings come from activities within the US.

Ned Adams
Sagenext Infotech LLC
+1 706-550-9984
email us here
Visit us on social media:

Why your Accounting Business needs QuickBooks Hosting

Source: EIN Presswire

Digital Payments Are Now Even Faster and More Secure With Fibank, Fitbit and Visa

Fibank was the first in Bulgaria to offer its customers Fitbit Pay smartwatch payments

Fibank was the first in Bulgaria to offer its customers Fitbit Pay smartwatch payments

The bank was the first in Bulgaria to offer its customers Fitbit Pay smartwatch payments

SOFIA, BULGARIA, April 16, 2021 / — At a time when digital technologies are increasingly taking over payment transactions, consumers tend to prefer secure and contactless methods. Another innovative project in this direction resulted from the partnership between Fibank (First Investment Bank), Fitbit and Visa, allowing payments by just waving your watch over the terminal.

Fitbit Pay will allow customers to add their Fibank issued Visa cards to their compatible Fitbit wearable devices. Customers will be able to make payments at points of sale (POS) locations that support contactless payment technology without the need to take their card out.

Fitbit Pay is currently available on Fitbit Sense, Fitbit Versa family of smartwatches, Fitbit Ionic, Fitbit Charge 4 and Fitbit Charge 3 Special Edition. By following simple steps in the Fitbit app on Android or iOS, users can quickly add their Fibank cards to their Fitbit Wallet. To make payments, consumers simply need to press and hold the left side button until their Fibank card is seen on their device screen, then hold the device near a payment terminal until a confirmation of payment appears. A protected PIN is chosen by the user during device set-up for an additional level of security. Furthermore, the usage of Visa’s tokenisation technology makes every e- and m-commerce payments secure and simple, by replacing consumer accounts with a unique digital identifier or “token” used specifically for each device. Hence, account and card data are never shared, which brings an additional layer of security to digital payments. 

In connection with the launch of service, Mr. Nikola Bakalov, CEO and Chair of the Management Board of Fibank, commented: “Fibank is pleased to be the first Bulgarian bank to offer Fitbit Pay to its customers. Over the years, we have consistently set innovation in every area of banking as our priority. We offered the first contactless cards and introduced mobile payments using smartphones and watches, previously unknown to the local market. Given the situation that 2020 has put us in, we will continue to work for the convenience and security of our customers, and will soon surprise them with even more new services.”

“At Visa, we are committed to provide payment experiences tailored for consumers’ needs. Since the very beginning of the pandemic, contactless payments became a hygiene factor for consumers who expected to eliminate the usage of cash and contact with payment terminals. We are pleased to partner with Fibank to untap the potential in wearables and create payment experiences that change the way consumers make their day-to-day payments, particularly at places that are traditionally reliant on cash. Thanks to Fibank and the security of Visa’s tokenization technology, people can pay with their Fitbit the same way they do with their credit or debit card and enjoying even more convenience”, said Krassimira Raycheva, Country Manager of Visa for Bulgaria.

Ivailo Alexandrov
Fibank (First Investment Bank)
+359 2 800 2753
email us here

Source: EIN Presswire

Power of Buy-to-Let Mortgages Shines Through in Landlord Buying Habits

Property To Let, London

Cash purchases are down in almost every region of the UK in favour of buy-to-let mortgages.

Let and managed sign displayed outside a terraced house in Harringay Ladder area, London

Buy-to-let mortgages can be gained through a limited company which will increase the flexibility of your purchase.

Identical English terraced houses in Crouch End, London

Purchasing a rental property with a buy-to-let mortgage is a great way to build a larger investment portfolio.

The buy-to-let market is undergoing a huge change – from cash buyers to buy-to-let mortgages and from landlords with one property to portfolio investors.

Buy-to-let mortgages increase the accessibility of rental properties and facilitate saving for retirement or the building of an investment portfolio.”

— Stuart Marshall

MANCHESTER, GREATER MANCHESTER, UK, April 16, 2021 / — What’s Happening with Cash Buyers in the Buy-to-Let Market?

Fewer landlords are purchasing buy-to-let property with cash. Instead, more and more landlords are looking to utilise buy-to-let mortgages. In 2017, 62% of landlords buying rental properties bought with cash. Since then, this percentage has been steadily falling. In 2017, 62% of buy-to-let purchases were through cash. However, in 2020, only 52% of buy-to-let purchases were through cash – the rest were purchased through buy-to-let mortgages.

‘This is a trend that we’ve been seeing for a number of years now’ says Stuart Marshall, CEO of Liquid Expat Mortgages. ‘The cash buying landlord high of 2017 has now fallen to a much lower percentage in 2020. And there is evidence that this trend will continue as the last half of 2020 saw only 50% of landlords buying with cash. The rest were turning towards buy-to-let mortgages. For those that know the potential of buy-to-let mortgages, it’s not surprising. After all, buy-to-let mortgages increase the accessibility of rental properties and facilitate saving for retirement or the building of an investment portfolio.’

Cash purchases are down in almost every region of the UK in favour of buy-to-let mortgages. The areas where this trend is most concentrated are the more expensive parts of the country with London leading the pack, where the percentage of cash buyers has fallen 6% between 2019 and 2020 leading to only 52% of buy-to-let purchasers buying with cash.

The only area of the UK bucking this trend is Wales which saw a 2% rise in the numbers of cash buy-to-let purchases. This is most likely due to the sheer affordability of property in Wales.

Why Buy-to-Let: Building an Investment Portfolio.
Purchasing a rental property with a buy-to-let mortgage is a great way to build a larger investment portfolio. Instead of purchasing just one property with cash, this sum can be split into a set of deposits that facilitate a number of buy-to-let purchases. If buying in some of the more affordable areas of the country, this can go a long way and mean that you could quickly build a portfolio in some of the most profitable areas of the country. For example, if you buy a number of properties in the North West, rental yields are likely to be high across all of these properties and property prices are projected to grow by 24% in the next five years. This will allow you to profit a number of times from your invested sum, rather than just once if you were to buy through cash.

‘When talking to our clients, many express a desire to build an investment portfolio as an alternative to a pension fund or to gift to their children so that they can build their wealth. This is a great idea and we usually advise that the best way to do this is through buy-to-let mortgages. Expats working abroad often benefit from preferential tax rates – if, for example, they work in Hong Kong or the UAE as many UK expats do – and strong exchange rates compared to sterling. This often gives them the upper hand when buying in the UK, especially if they retain a UK residential property or a UK credit rating. Using buy-to-let mortgages is a great way to quickly expand an investment portfolio and capitalise on the great current conditions for UK expat buyers.’

Why Buy-to-Let: Flexibility.
‘The mortgage market is incredible at the moment. The range of choice available and record low interest rates are making the market very attractive, with property portal Zoopla reporting that mortgage choice is at an 11-year high. This means that the ball is really in the buyers' court when it comes to finding the buy-to-let mortgage that suits them.’

Further, buy-to-let mortgages can also be gained through a limited company which will increase the flexibility of your purchase even more. Not only will you be subject to a lower tax rate by buying through a limited company than if you were to buy as a landlord but you are also allowed to claim mortgage interest as an expense (something you are not allowed to do if buying as a landlord). As well as this, having a buy-to-let mortgage within a limited company can mitigate the effects of inheritance tax, increase your potential to re-invest and increase the flexibility of your investment too.

Disclaimer: Please note that Liquid Expat Mortgages has no direct control over the timescales relating to either the processing of mortgage applications or mortgage offers being issued by lenders. Liquid Expat Mortgages has no control of the legal process and CANNOT accept any responsibility nor liability should your application not be processed prior to current Stamp Duty Land Tax rules expiring on 30th September 2021 or any extension of that date.

Liquid Expat Mortgages
Unit F2, Waterfold Business Park,
Bury BL9 7BR
Phone: +44 (0) 161 871 1216

Any media enquiries please contact Ulysses Communications
+44 (0) 161 633 5009

Sergio Pani
+44 7811 326463
email us here
Visit us on social media:

Source: EIN Presswire

GLOBAL NATURE Token introduced by Singapore-based AirCarbon Exchange – The world’s first fully digital carbon exchange

AirCarbon Exchange

AirCarbon Exchange

AirCarbon Exchange Trade Screen

AirCarbon Exchange is Ready for Trading

SINGAPORE, April 16, 2021 / — • ACX is the world’s first fully digital exchange for environmental products and voluntary carbon offsets.
• GNTs are backed by carbon credits generated by nature-based Projects with vintages from 2012.
• Real-Time Trading & Streamlined Settlement.
• Lowest fees in the market.
• Traditional commodities architecture for the carbon markets is the hallmark of the ACX value proposition.

AirCarbon Exchange (“ACX”) launched the Global Nature Token (GNT) on April 16th, 2021. The contract is backed by an equivalent ton of carbon emission reductions generated by nature-based projects that have been verified and issued by internationally recognized verification standards.

The GNT will provide a benchmark price for voluntary carbon credits generated from projects in the Agriculture, Forestry and Other Land Use (“AFOLU”) sector. Nature-based projects are projects that promote forest, grassland and wetland stewardship to protect and restore nature. These projects remove greenhouse gases from the atmosphere through the absorption and storage of carbon.

Himpanzee Pte Ltd is the first project developer to commit to listing their forestry credits under the new market standard. The company has developed the Riau Ecosytem Restoration Carbon Project with over 6mm tCo2 p.a., among others. Dorjee Sun, its Founder added, “We are excited to be a part of this new chapter in carbon market development. By standardizing credits along market demand, we can increase our speed to market and unnecessary friction.”

Bill Pazos, COO and Co-Founder of ACX said, “The AFOLU sector is the main driver of carbon mitigation in the medium term. We are glad to work with Himpanzee to launch this innovative market instrument.”

SUN Jie Ling
AirCarbon Pte. Ltd.
+65 8168 4248

Source: EIN Presswire

Government Employers Held Liable for Limited PAGA Penalties by California Court of Appeal

Court allows penalties for public employees per state’s Private Attorneys General Act but only where code provides for a monetary penalty. by Candice Pillion

…constructive discharge occurs when an employer effectively forces the employee to resign or retire.”

— Jon McGrath, Southern California Employment Law Attorney

TUSTIN, CALIFORNIA, UNITED STATES, April 16, 2021 / — In a newly-published decision by the California Court of Appeals, First District, the Court of Appeals has resolved a longstanding question of whether California public entities are subject to claims filed under the California Labor Code’s Private Attorneys General Act, or “PAGA.” The Court of Appeals also clarified which forms of PAGA penalties are available to public employees who have succeeded in a PAGA claim filed against public employers. This decision both expands PAGA liability by clarifying that public employers may be held liable under PAGA and limits this liability to only one of two potential forms of penalties against these employers.

PAGA penalties: statutorily-designated and “default”

The Private Attorneys General Act of 2004, California Labor Code § 2698 et seq., allows California employees to stand in the shoes of the government in seeking penalties previously only available to the state’s labor law enforcement offices. PAGA allows for the recovery of penalties under dozens of different sections of the Labor Code. Certain of these code sections specify the amount of the available penalty for initial or repeat violations, but others do not. Where no penalty amount is specified in the code section, aggrieved employees are entitled to recover so-called “default PAGA penalties” as established in PAGA itself. For example, for aggrieved workers seeking penalties for violations of California’s overtime laws, Labor Code § 558 provides for penalties of $50 for each underpaid worker for an initial violation and $100 for subsequent violations per pay period. If aggrieved workers are seeking PAGA penalties for violations of Cal/OSHA’s regulations on worker health and safety, they are eligible instead to recover PAGA’s default penalties of $100 for an initial violation per worker and $200 per subsequent violation, since PAGA-eligible Cal/OSHA regulations do not include penalties.

CSU worker sought PAGA penalties after constructive discharge

The recently published case titled Sargent v. Board of Trustees of CSU centered on the claims filed by a longtime health and safety technician for Sonoma State University named Thomas Sargent. Mr. Sargent was put on a performance-improvement plan, received six written reprimands in the three months after reporting the presence of hazardous waste on campus, and was repeatedly suspended from work after raising concerns about the presence of asbestos on campus. After several years of escalating negative consequences resulting from Sargent testing for and reporting the presence of lead and asbestos on campus, Sargent found himself unable to sleep, “frazzled,” and unable to “take it anymore,” and submitted his resignation, believing that his termination would have occurred soon if he had not quit.

Sargent filed suit in 2014, ultimately seeking damages both for his individual claims, including whistleblower retaliation and constructive termination, along with PAGA penalties on behalf of all aggrieved employees at Sonoma State for violations of Labor Code § 232.5 (barring employers from prohibiting employees to discuss working conditions as a condition of employment) as well as Cal/OSHA regulations and statutes. As Jon McGrath, attorney at the Southern California employment law firm Coast Employment Law explains, California’s Labor Code section 1102.5 broadly protects whistleblowers from retaliation for complaining about actual unlawful conduct as well as situations where an employee has “reasonable cause” to believe that unlawful conduct occurred.

Regarding Sargent’s claim for constructive discharge, attorney McGrath explains, “constructive discharge occurs when an employer effectively forces the employee to resign or retire.” Mr. McGrath describes that the standard for constructive discharge was established by the California Supreme Court in the 1994 case of Turner v. Anheuser-Busch, Inc. This precedent requires that the employer intentionally or knowingly permitted working conditions that were so intolerable that a reasonable person in the employee’s position would be compelled to resign, and a reasonable employer would realize this. The court in Turner stated that to establish an “intolerable” working condition, an employee must show working conditions that are unusually aggravated or working conditions that amount to a continuous pattern of objectionable conduct. According to Mr. McGrath, this conduct could include “badgering, harassing or humiliating an employee in an attempt to encourage an employee to quit.”

In 2017, a jury reinstated Sargent and awarded him back pay, and also found CSU liable for nearly $3 million in PAGA penalties, most of which consisted of “default” PAGA penalties rather than ones established by individual Labor Code statutes. Sargent was also awarded $7.8 million in attorneys’ fees, which included a 2.0 multiplier.

On appeal, CSU succeeded in having some, but not all, of Sargent’s award reversed. Most significantly, the Court of Appeal upheld the trial jury’s finding that public entities such as CSU are not exempt from lawsuits filed under PAGA, but only for the recovery of penalties for code violations that themselves provide for penalties. The Court of Appeals, clarifying what had long been a grey area in California law, explained that “any employer that is subject to a civil penalty assessed and collected by the Labor Agency is subject to PAGA.” In the portion of PAGA addressing violations for which a civil penalty is not specifically provided, the Act defines the sort of “persons” who can be held liable under that section in such a way that would not include public entities. Based on this holding, the Court of Appeal reversed the trial jury’s award of PAGA penalties to Sargent but upheld the award of reinstatement, back wages, and attorneys’ fees.

Jon McGrath
Coast Employment Law
+1 714-551-9930
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Source: EIN Presswire