Rong360 Jianpu Technology (NYSE:JT) Big Data Institute: Mortgage Rate for First-time Homebuyers Fell to 5.28% Nationwide

Graph 1 –Average First-home and Second-home Mortgage Rate Trend Nationwide in the Most Recent Year (Total Number of Samples:674)

Graph 2 – Tier-1 Cities’ Average First-home Mortgage Rates on a MoM basis

Graph 3 – Average First-home Mortgage Rates among Tier-2 Cities (MoM) June 2020

Jianpu Technology (NYSE:JT)

BEIJING, INTERNATIONAL, CHINA, July 2, 2020 /EINPresswire.com/ — 1. Mortgage Rate: The Average First-home Mortgage Rate was 5.28% Nationwide, Posting a Decrease of 4 BPs on a Month-on-Month Basis

According to the monitoring data released by Rong360 Jianpu Technology (NYSE: JT) Big Data Institute about 674 bank branches and sub-branches in 41 major cities, the nationwide average mortgage rate for first-time homebuyers was 5.28% in June 2020 (with data in statistics collected from May 20, 2020 to June 18, 2020), posting a decrease of 4 basis points (BPs) on a month-on-month (MoM) basis. For second-time homebuyers, the average mortgage rate was 5.60% nationwide, posting a decrease of 3BPs on a MoM basis.

Compared to the data in our preceding report, the nationwide average mortgage rate declined around 15BPs following the 5-year LPR decreased by 10BPs on April 20.

2. Cities: Tier-1 Cities’ Mortgage Rates Changed Slightly; Four Tier-2 Cities’ Rates Declined by More Than 10BPs

According to monitoring data from Rong360 Jianpu Technology (NYSE: JT) Big Data Institute across the 41 cities for June 2020 (with data in statistics collected from May 20, 2020 to June 18, 2020), the average mortgage rates for first homebuyers in 28 cities decreased sequentially. For second-time homebuyers, 30 cities saw the mortgage rate falling sequentially. Notably, the average mortgage rates for both first- and second-time homebuyers in Zhengzhou, Suzhou and Dalian decreased by over 10BPs this month. Taiyuan and Huizhou saw slight bounce-back from a 10BPs decrease in the last month.

In general, among tier-1 cities, key banks in Beijing and Shenzhen executed similar mortgage rate levels. But in Shanghai and Guangzhou, different banks’ rates varied largely.

In June 2020 (with data in statistics collected from May 20, 2020 to June 18, 2020), the average mortgage rates for first- and second-time homebuyers decreased by 1BP on a MoM basis in Beijing. The rates remained the same level as the prior month in Shanghai. In Guangzhou, the mortgage rate decreased by 7BPs on a MoM basis for the first-time homebuyers and 5BPs for the second-time homebuyers.

In June 2020 (with data in statistics collected from May 20, 2020 to June 18, 2020), a number of cities further lowered the mortgage rates level. In Suzhou and Zhengzhou, where the first-home average mortgage rate has once dropped below 6% respectively, the rates further decreased by more than 20BPs, posting a cumulative decrease of more than 30BPs since April 20. Kunming and Dalian also saw a decrease of more than 10BPs in the latest monitoring period, and Dalian saw a decrease of close to 30BPs for two consecutive periods. The first-home average mortgage rate in Taiyuan was lowered by 19BPs in the prior month while bouncing back 4BPs for this month, posting a cumulative decrease of 15 BPs over the past two consecutive reporting months.

Di Wang
Jianpu Technology
+86 10 8262 5755
email us here
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Source: EIN Presswire

Palm Beach Gardens, Florida New-Construction Contemporary to Auction No Reserve via Concierge Auctions

I'm ecstatic to partner with Concierge on another one of my listings. I know that Concierge will deliver unparalleled worldwide marketing and exposure for the property, all on an accelerated timeline.”

— Ray Carrano, Listing Agent

NEW YORK, NEW YORK, UNITED STATES, July 2, 2020 /EINPresswire.com/ — Nestled in the heart of Palm Beach Gardens, 8335 Kelso Drive, a new-construction, canal-front Contemporary will auction online this month via Concierge Auctions in cooperation with Ray Carrano and Matt Frank of Premier Brokers International. Previously offered for $3.995 million, the property will sell No Reserve to the highest bidder. Bidding will be held July 28th-31st via Concierge Auctions’ online marketplace, ConciergeAuctions.com, allowing buyers to bid digitally from anywhere in the world.

Never before lived in, 8335 Kelso Drive greets guests with an expansive wraparound front patio and lush landscaping. The open-plan layout across nearly 10,000 square feet is perfect for hosting gatherings both large and small, where soaring ceilings, oversized windows, and rich wood floors create a luxurious playground for entertaining. A professionally-equipped kitchen with top-of-the-line stainless steel appliances is ideal for cooking casual family favorites or preparing for a five-course dinner. Two swimming pools, an outdoor summer kitchen, stone patios, and a resort-style backyard spread across 1.94 acres will lure the entertainment to the outdoors in the South Florida sunshine. When it’s time to retire, guests will feel relaxed either in the main house, complete with 6 bedrooms and 8 full and one half bathrooms or in the separate 4-bedroom, 3-bathroom guest house, designed with the same luxuries as the main home, including a fireplace, living room, kitchen, and private pool.

“I am once again ecstatic to partner with Concierge Auctions on another one of my listings. I know that Concierge will deliver unparalleled world-wide marketing and exposure for the property, all on an accelerated timeline.” said Carrano.

Additional features include a gated entry; hardwood, tile and marble floors; soaring, coffered ceilings; custom millwork; walls of glass; High Impact Low É windows and doors throughout; master sanctuary with his and hers spa baths, dual vanities, bidet, and freestanding soaking tub; chef’s kitchen with two islands, one with breakfast bar seating, two sinks; formal dining room; wet bar; two swimming pools; spa; outdoor kitchen; stone patios, paths, and lawn; fire pit; impeccable professional landscaping; and an oversized front patio. There are also two garages in the main house for three cars and an additional garage with space for two cars in the guest house.

The community of Palm Beach Gardens on Florida’s southeastern coast is celebrated as a mecca for golfers, sun seekers, and nature lovers. Home of the PGA—just five minutes from the PGA National Golf Resort—championship golfers from around the globe visit Palm Beach Gardens each year. There is no shortage of clubs nearby, with 12 golf clubs only 7 miles from 8335 Kelso Drive. Comprised of upscale gated communities and minutes to shopping and restaurants at Palm Beach Gardens mall, Palm Beach Gardens is a world away from the bustle of Miami and West Palm Beach, yet offers proximity to it all.

8335 Kelso Drive is available for in-person showings daily by appointment and virtual open houses and private showings.

As part of Concierge Auctions' Key for Key® giving program in partnership with Giveback Homes, the closing will result in a new home built for a family in need.

Concierge Auctions offers a commission to the buyers' representing real estate agents. See Auction Terms and Conditions for full details. For more information, including property details, exclusive virtual tour, diligence documents, and more, visit ConciergeAuctions.com or call +1.212.202.2940.

About Concierge Auctions
Concierge Auctions is the largest luxury real estate marketplace in the world, powered by state-of-the-art technology. Since its inception in 2008, the firm has generated billions of dollars in sales, broken world records for the highest-priced homes ever achieved at auction, and is active in 40 U.S. states/territories and 29 countries. Concierge curates the most prestigious properties globally, matches them with qualified buyers, and facilitates transparent, market-driven transactions in an expedited time frame. The firm owns the most comprehensive and intelligent database of high-net-worth real estate buyers and sellers in the industry. As a six-time honoree to the annual Inc. Magazine list of America's fastest-growing companies, it now joins the Inc5000 Hall of Fame; was named No. 38 on the 2018 Entrepreneur 360™ List recognizing 360 small businesses every year that are mastering the art of and science of growing a business in the areas of impact, innovation, growth, leadership, and business valuation; and has contributed more than 200 homes to-date as part of its Key for Key® giving program in partnership with Giveback Homes™, which guarantees that for every property the company sells, a new home will be built for a family in need. For more information visit conciergeauctions.com.

Krystal Aeby
Concierge Auctions
+1 212-202-2940
email us here


Source: EIN Presswire

Ultrafast Lasers Market 2020 Global Trend, Segmentation and Opportunities, Forecast 2024

Wiseguyreports.Com Adds “Ultrafast Lasers -Market Demand, Growth, Opportunities and Analysis Of Top Key Player Forecast To 2024” To Its Research Database

PUNE, MAHARASHTRA, INDIA, July 2, 2020 /EINPresswire.com/ — Ultrafast Lasers Industry

Description

Lasers generate intense light beams that are coherent, monochromatic and highly collimated in nature. In comparison to other sources of light, laser beams are extremely pure with all of their photons (energy) having a fixed phase relationship with respect to each other. Ultrafast lasers are considered on the basis of time durations between 1 picosecond to 100 femtoseconds. Over time, lasers have evolved to provide optical pulses that are arranged for a particular operation with high bit rates.

This report categorizes ultrafast lasers on the basis of their usage and day-to-day applications. In 2016, fiber lasers dominated the overall ultrafast laser market with a share of REDACTED, closely followed by diode-pumped lasers with a share of REDACTED. Fiber lasers are most commonly used in materials processing, telecommunications, spectroscopy, healthcare and directed energy weapons operations. Due to its features, such as high optical quality, high output power and high vibration reliability, these lasers have replaced other traditional ultrafast lasers over the past few years.

Factors that support the growth of ultrafast lasers include their unmatched high-range intensity due to their low divergence angles as well as minimal energy loss during use. Although there are both large and small competitors in various regions, there are currently no substitutions for ultrafast lasers and this is expected to remain the case for the near future.

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Report Scope:

The ultrafast lasers market is segmented by type, application, pulse duration and region into the follow categories:
– Titanium-sapphire lasers, diode-pumped lasers, fiber lasers and mode-locked diode lasers (type).
– Biomedical, materials processing, spectroscopy and imaging, science and research, consumer electronics, automotive, etc. (application).
– Picosecond and femtosecond (pulse duration).
– North American, European, and rest of Commonwealth Independent States (CIS), Asia-Pacific (APAC), and the rest of the world (RoW) region.
– In addition to industry and competitive analyses of the ultrafast lasers market, this report includes patent analyses as well as company profiles of key market players.

Report Includes:

– 44 data tables and 45 additional tables
– An overview of the global market and technologies for ultrafast lasers
– Analyses of global market trends, with data from 2016 to 2017 and projections of compound annual growth rates (CAGRs) through 2022
– An understanding of opportunities and innovation-driven market highlights
– Analysis of various applications and their market dynamics
– Identification of segments with high growth potential and their future applications
– Examination of key trends related to types and pulse duration that shape and influence the industry
– Comprehensive company profiles of major players in the industry, including Amplitude Systemes, Coherent Inc., Epilog Laser, Jenoptik Laser GMBH, Laser Quantum Ltd. and NKT Photonics

Leave a Query @ https://www.wiseguyreports.com/enquiry/2820023-ultrafast-lasers-technologies-and-global-markets

Table of Contents 

Chapter 1 Introduction
Study Goals and Objectives
Reasons for Doing This Study
Scope of Report
Research Methodology
Intended Audience
Information Sources
Regional Breakdown
Analyst’s Credentials
BCC Custom Research
Related BCC Research Reports
Chapter 2 Summary and Highlights
Chapter 3 Market and Technology Background
Chapter 4 Market Breakdown by Technology
Chapter 5 Market Breakdown by Application
Chapter 6 Market Breakdown by Pulse Duration
Chapter 7 Market Breakdown by Region
Chapter 8 Analysis of Market Opportunities
Chapter 9 Patent Review and New Developments
Chapter 10 Company Profiles

AMPLITUDE SYSTEMES
ATTODYNE INC.
CLARK-MXR INC
COHERENT INC.
DPSS LASER INC.
EKSPLA
EPILOG LASER
FEMTO BLANC INC.
IMRA AMERICA INC.
IPG PHOTONICS CORP.
JENOPTIK LASER GMBH
KMLABS
LASER QUANTUM LTD.
LUMENTUM HOLDINGS INC.
MENLO SYSTEMS GMBH
MONTFORT LASER GMBH
NEWPORT CORP.
NKT PHOTONICS
PHOTONIC SOLUTIONS LTD.
RESONETICS LLC
RPMC LASERS, INC.
SHEAUMANN LASER INC.
SPARK LASERS
SPECTRA-PHYSICS
TOPTICA PHOTONICS AG
TRUMPF GMBH + CO. KG
ZIEMER GROUP AG

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Continued…                       

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NORAH TRENT
WiseGuy Research Consultants Pvt. Ltd.
08411985042
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Source: EIN Presswire

COVID-19 Impact on Bioinformatics Market Overview, Trend and Forecast to 2024

Wiseguyreports.Com Adds “Bioinformatics -Market Demand, Growth, Opportunities and Analysis Of Top Key Player Forecast To 2024” To Its Research Database

PUNE, MAHARASHTRA, INDIA, July 2, 2020 /EINPresswire.com/ — Bioinformatics Industry

Description

Bioinformatics is the science of managing, analyzing, storing and merging biological data using advanced computing techniques. It requires a multidisciplinary approach and draws information from different disciplines to make vast, diverse and complex life science data more understandable and useful. The rapid growth in raw data generation and advances in IT software and infrastructure have enabled researchers to integrate disparate data sets in order to decipher complex biological processes and develop predictive models of disease, for the purposes of identifying and validating novel bio markers and developing precision medicines.

The global bioinformatics market was estimated to be worth REDACTED in 2016, and it is forecast to increase to about REDACTED by 2022 at a compound annual growth rate (CAGR) of REDACTED. It attracts considerable funding from governments, and it is driven by applications across many sectors, including biotechnology, pharmaceutical agriculture, food safety, chemical and manuf acturing.

Reasons for Doing This Study

Since scientists unraveled the blueprint of the human genome more than 10 years ago, they have been exploring new ways to utilize “omic” data to understand more complex diseases. Researchers are eager to analyze as many different types of data as possible to gain a better understanding of that which is happening at the cellular and molecular levels. Service providers have developed new analytical tools and IT infrastructures to enable scientists to interrogate complex data sources, and quickly and efficiently disseminate information for better decision-making to achieve this goal.

More recently, improvements in cloud computing capabilities, advances in data analysis software services and the growth of NGS technologies have helped to expand the evaluation of available datasets, allowing researchers to build systems biology models of various diseases.

Request for Sample Report @ https://www.wiseguyreports.com/sample-request/3477718-bioinformatics-technologies-and-global-markets

Report Scope:

The scope of the study encompasses the global bioinformatics market based on geography, category and application. It provides a detailed analysis of recent advances in omic technologies and examines their impact on the bioinformatics market. It discusses the ways in which bioinformatics has been utilized by the pharma and biotech industry to streamline the research and development (R&D) process and improve efficiencies. It provides a detailed analysis of the leading countries, companies and technologies that will drive the field forward.

Report Includes:

– 28 data tables and 72 additional tables
– An overview of the global market for bioinformatic technologies and their applications
– Analyses of global market trends, with data from 2016, 2017, and projections of compound annual growth rates (CAGRs) through 2022
– Discussion of the goal of bioinformatics and their role in systems biology
– Insight into the application of bioinformatics on drug development, including cheminformatics, next-generation sequencing, metagenomics and data management systems
– Detailed profiles of major companies in the market, including 3rd Millennium, Inc., Biomatters Ltd., Compugen Ltd., DNASTAR, Inc., and Illumina, Inc.

Table of Contents 

Chapter 1 Introduction
Study Goals and Objectives
Reasons for Doing This Study
Scope of Report
Intended Audience
Information Sources
Methodology
Geographic Breakdown
Analyst’s Credentials
BCC Custom Research
Related BCC Research Reports
Chapter 2 Summary and Highlights
Chapter 3 Global Bioinformatics Market: Overview
Chapter 4 Bioinformatics: Data Generation and Data Management
Chapter 5 Bioinformatics: Data Analysis and Software
Chapter 6 Bioinformatics: Data Processing and Storage
Chapter 7 Bioinformatics: Sequencing Services and Platforms
Chapter 8 Bioinformatics: Sequencing Applications
Chapter 9 Bioinformatic Applications in Pharmaceutical R&D
Chapter 10 Market Trends and Analysis
Chapter 11 Company Profiles
3RD MILLENNIUM, INC.
BIOMATTERS LTD.
COMPUGEN LTD.
DASSAULT SYSTEMES BIOVIA
DNASTAR, INC.
GENEDATA AG
GENEVA BIOFORMATICS (GENEBIO) SA
GENOLOGICS LIFESCIENCES SOFTWARE, INC.
GENOMATIX SOFTWARE GMBH
GNS HEALTHCARE, INC.
GVK BIOSCIENCES PRIVATE LTD.
INTE:LIGAND SOFTWARE ENTWICKLUNGS UND CONSULTING GMBH
ILLUMINA, INC.
MACVECTOR, INC.
MOLECULAR CONNECTIONS PRIVATE LTD.
MOLECULAR NETWORKS GMBH
NONLINEAR DYNAMICS LTD.
OCIMUM BIOSOLUTIONS LTD.
PERKIN ELMER INFORMATICS, INC.
PERSONALIS, INC.
QLUCORE AB
REAL TIME GENOMICS, INC.
SMARTGENE SERVICES SARL
STRAND LIFE SCIENCES
SYNGENE INTERNATIONA

Continued…              

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NORAH TRENT
Wise Guy Reports
+1 628-258-0070
email us here


Source: EIN Presswire

GoodFirms Features the Trustworthy Online Banking Software for All Types and Sizes of Business – 2020

Best Banking Software

Best Banking Software

GoodFirms

GoodFirms

GoodFirms disclosed the list of Online Banking, Customer Service & Customer Loyalty Software after evaluating them with qualitative and quantitative metrics.

Reliable Banking Software that are known to help the businesses to manage their financial needs 24*7.”

— GoodFirms Research

WASHINGTON DC, WASHINGTON, UNITED STATES, July 2, 2020 /EINPresswire.com/ — These days, one of the most significant aspects of the operating business is the method you pick to manage your financial processes in this digital era. As today you can handle sorts of various means of different industries with the help of multiple devices and tools. Therefore, online banking is also a must for all types and sizes of business to streamline the critical financial processes, make decisions based on real-time information, and much more. For the same reasons, GoodFirms has unveiled the list of Best Banking Software based on research parameters.

List of Online Banking Software at GoodFirms:

TurnKey Lender
EBANQ
T24 Transact
BankWare
Mambu
Probanx CorePlus
Finacle
Quicken
Moneydance
Moneyspire

Online banking software is being used globally to make payments, transfer money, track all transactions, etc. With the help of these banking systems, entrepreneurs can easily manage and maintain business and eliminate human errors. Also, it helps increase productivity, efficiency, and effectiveness of the organization activities. Here at GoodFirms, you associate with the Best Customer Service Software indexed along with the genuine ratings and reviews.

List of Best Customer Support Software at GoodFirms:

LiveAgent
UseResponse
Vision Helpdesk
OXON
Freshdesk
Quick Base
Happyfox
Zoho Desk
TeamSupport
Service Creatio

Globally recognized GoodFirms is a B2B research, ratings, and reviews platform. It assists the service seekers to associate with the right service providers that fit in their budget and needs. Therefore, the analyst team conducts a meticulous research process that includes three main key factors that are Quality, Reliability, and Ability.

These components are divided into several metrics, such as verifying the past and present portfolio to acknowledge the complete background of each firm, on-hand experience in their proficiency, online penetration, and client feedback.

Following this process, all the agencies are compared with each other and then allot them the scores that are out of total 60. Hence, considering the points, every firm is indexed in the catalog of the best software, top development companies, and brilliant agencies from varied sectors of industries.

Presently, GoodFirms has also unveiled the exceptional list of Best Customer Loyalty Software. It assists the businesses to strategize customer loyalty programs, calculate the reward points of the customers, help the patrons to redeem the points, track their purchases and much more

List of Best Customer Loyalty System at GoodFirms:

Square
iVend POS
Annex Cloud
Open Loyalty
Voucherify
Loyaltygator
Loyalty Box
Antavo
Loop Loyalty
Sessionm

Additionally, GoodFirms boost up the service providers by inviting them to participate in the on-going research and present their complete portfolio. Considering these agencies can get an opportunity to be indexed in the list of best software and top companies as per their categories. Obtaining a chance to be in the catalog of best agencies at GoodFirms can eventually enhance the visibility and grow your business by associating with potential customers from all corners of the world.

About GoodFirms:

GoodFirms is a Washington, D.C. based research firm that aligns its efforts in identifying the most prominent and efficient banking software that delivers results to their clients. GoodFirms research is a confluence of new age consumer reference processes and conventional industry-wide review & rankings that help service seekers leap further and multiply their industry-wide value and credibility.

Get Listed with GoodFirms.

Rachael Ray
GoodFirms
+13603262243
email us here
Visit us on social media:
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Twitter
LinkedIn


Source: EIN Presswire

Steven Belmont Featured in Exclusive Interview

Steven-Belmont-Hustlers-Digest-Interview-California

Steven Belmont Featured on Hustler’s Digest

In a recent interview, Steven “Bo” Belmont spoke about his career in the mortgage and real estate industry

FOLSOM, CALIFORNIA, UNITED STATES, July 2, 2020 /EINPresswire.com/ — Steven Belmont was recently featured in a one-on-one interview with Hustler’s Digest. He spoke about his illustrious career in the mortgage and real estate industry.

With more than a decade of experience in as a mortgage and real estate expert, Steven “Bo” Belmont is the founder and owner of Belwood Investments as well as the co-founder of Red Door Theory.

In his interview, Steven Belmont discussed how he transitioned his career into real estate by flipping houses at the onset of the mortgage crash in 2008. While he started with three houses at the beginning, he has now participated in the transaction of selling more than 1,200 homes.

He also shared his business model, which he calls the B52 model that entails “hyper leveraging.”

“The 52 stands for earning 50% of a profit for only 20% of an investment. When we have a project, an investor only comes in with the cost of the project of 20%,” says Steven Belmont.

“If it is $100,000, they only come in with $20,000. Yet, when the project is completed, the profits are not split up 80/20. The profits are split up 50/50. So, it’s 50 for 20.”

Steven Belmont also shared how he started Red Door Theory, which prepares people to become investors by teaching them to locate appropriate properties for Belwood Investments to invest in.

For more information, visit: stevenbelmont.com.

About Steven Belmont

Steven “Bo” Belmont is a serial entrepreneur and a mortgage and real estate expert. He holds an Associate’s degree in Arts and Science from Sierra College, an Associate’s degree in Psychology and Sociology from Coastline Community College, and a BBA in Business Administration from Adams State College. Steven Belmont began his career as an account executive at Ameriquest Mortgage and moved on to work as branch manager at People’s Choice Mortgage. He later became a partner at US Home Loans. In 2008, he flipped his first home, sparking his passion in real estate. Since that time, Bo Belmont has been a part of more than 1,200 real estate transactions. He is the co-founder of Red Door Theory, a teaching and mentoring program focused around investing, and is the founder and owner of Belwood Investments, which has become one of California’s fastest growing fix and flip companies.

Steven Belmont
Belwood Investments
+18773553547
email us here


Source: EIN Presswire

Fibank Increased Its Share Capital

Fibank Head Office

Fibank Head Office

SOFIA, BULGARIA, July 2, 2020 /EINPresswire.com/ — Fibank (First Investment Bank) successfully increased its share capital. Today, the subscribed shares from the new issue were fully paid up. The new shareholders of the bank are the Bulgarian Development Bank (BDB) with 18.35% and Valea Foundation with 7.87%.

"This is our first portfolio investment in Bulgaria. Bulgaria is a promising and fast developing EU country. Fibank, the leading private bank on the market, has a strong potential for further growth and for expansion of its products and services in the banking sector,“ says Mr. Paul Schmidt, Board Member of Valea Foundation.

By July 2, 2020, Fibank will have increased its share capital by BGN 195,424,000, while its total capital adequacy ratio will reach 22.52% compared to 19.57% as of March 31, 2020.

Fibank continues to implement its strategy, with an emphasis on retail and SME lending.

Information about Valea Foundation

Valea Foundation, Lichtenstein, is a family foundation of Mr. Karel Komarek. Valea Foundation has a number of investments in Europe and the USA. Mr. Karel Komarek is of Czech origin and is currently one of leading business entrepreneurs in Central Europe. Since December 2017, Mr. Komarek has also been co-chair of the Arts Committee at the John F. Kennedy Center for the Performing Arts in the US capital, Washington.

Information about Fibank

Fibank is the fifth largest bank in terms of assets in Bulgaria and the biggest bank with Bulgarian owned capital.
Fibank is an innovative and customer-oriented credit institution that offers a diverse range of products and services for individual and corporate clients. With experience in corporate banking and broad presence in the market of retail banking, the bank is among the leading institutions in the country in card business and international payments. It is preferred bank for savings of the population, which offers a high quality of customer service in accordance with the best banking practices. Fibank is among the pioneers in the business with investment gold and other precious metals with unique for the Bulgarian market products and services. For more information, please visit www.fibank.bg

Ivailo Alexandrov
Fibank (First Investment Bank)
+359 2 800 2753
email us here


Source: EIN Presswire

New Book Promises to Help People Live a Successful and Balanced Life

FRESNO, CALIFORNIA, UNITED STATES, July 2, 2020 /EINPresswire.com/ — Ignite Press announced the release of A F.R.E.S.H. Start: The 5 Secrets for Creating the “Total You” by mind and body health expert Collette Chambers Ogrizovic.

The book is available on Amazon at https://amzn.to/2COW9Tv

A F.R.E.S.H. Start reveals how you can have it all by creating the foundation to have the life you want using Collette Chambers Ogrizovic’s expertise and F.R.E.S.H. concept to guide you. In these pages, you will discover how to manage finances, balance responsibilities, take better care of your health, overcome tragedy, build better relationships, and much more!

“I went from almost losing my mind and almost everything I had worked so hard to achieve,” says Collette, “to being restored to a balanced life with success and happiness.”

To celebrate the launch of the book, the Kindle version of the book will be on sale for 99 cents for a limited time.

Collette Chambers Ogrizovic has been a motivational speaker for over a decade. In creating a blueprint for her own life, she learned that balance, success, and happiness is attainable. She created the Total You F.R.E.S.H concept by concentrating on the five pillars of F.R.E.S.H. – Finance, Relationship, Education, Spirituality and Health. Collette has built a framework that has gotten her through the best of times and the most challenging of circumstances. Pursuant of all aspects of health, she believes in both a healthy mind as well as a healthy body. Having proven her own success, Collette generously shares the essentials to help others find their happiness. A gifted speaker, Collette has nationally and internationally been the keynote at conferences, workshops, seminars, schools, and youth trainings. Her interactive, energetic presentations have engaged many to have the mindset that they too can be victorious in managing the various aspects of their lives. Collette has learned that anything is accomplishable when you find the right balance. She wants you to also find your Total You.

Visit Amazon at https://amzn.to/2COW9Tv to purchase the book and to learn more!

For booking information, visit http://www.totalyoufresh.com.

Contact Info:
Collette Chambers Ogrizovic
TotalYouFresh@gmail.com

Malia Sexton
Ignite Press
+1 559-477-4202
email us here


Source: EIN Presswire

New DRE Commissioner Interviewed by Duane Gomer

NMLS Continuing Education

Doug McCauley

You want to connect with your people and learn the dynamics of the group.”

— Doug McCauley

MISSION VIEJO, CALIFORNIA, U.S.A., July 2, 2020 /EINPresswire.com/ — I MEET THE NICEST PEOPLE

Over the years I have been fortunate enough to interview and write articles about interesting and successful people from the Real Estate Industry. Today, I will be writing about Doug McCauley, the 24th Commissioner of the California Department of Real Estate. I had the privilege and pleasure to talk via the Internet with the Commissioner last week. He took the time from his hectic ‘Lockdown’ schedule to answer questions that I believe you might ask if you had the opportunity. Another nice person.

First, the official announcement: Doug McCauley was appointed Commissioner of the California Department of Real Estate (DRE) by Governor Gavin Newsom on April 2, 2020 and assumed office on May 6, 2020. Previously, he was appointed in 2018 as Chief Deputy Director of the Department of Housing and Community Development and was designated Acting Director in September of 2019.

That is the official information, but I would like to add some of the more interesting information. Doug graduated from St. Mary's High School in Stockton (Go Rams) and then to Sacramento State (Go Hornets) for a bachelor's degree in Government and a Master of Public Administration degree from Golden Gate University.

More importantly, while at CSUS he met his wife Lisa, when she was a food server at the famous Peppermill. After 27 years of marriage they are living in Sacramento. They have two boys. One (James) just graduated from UCLA (Go Bruins) and the other (Doug Jr.) is in his third year at Arizona State (Go Sun Devils). Both are English majors. That I would like; two editors and proof readers in-house.

As I always do, I asked him, "When you graduated from high school, which occupation were you contemplating?" His answer, "Chiropractor, but I found out that there were too many Science classes and a major in Government appealed to me." I would say that decision worked out well.

My next question to Doug was “What aspects of your resume do you think convinced Governor Newsom to appoint you to this prestigious number one in the country Real Estate Department?” His answer "I have demonstrated strong leadership in my 20 years working for the State of California. In particular, my success as Executive Officer of the California Architects Board (where he served for 17 years) underscored my firm commitment to consumer protection and was a determinative factor in the appointment process.”

Before we go any further, I want to list several important numbers about Doug's new assignment. How many Real Estate Salespersons are there right now? 292K; How many Brokers? 130K; How many of the licensees are also MLO's? 26K. How large is the DRE Staff at this time? 354. What is the DRE budget at this time? $52,295,000. So this is not a small operation.

Doug has been licensed in Real Estate since 1997. You can use the handy DRE License Verification Link to check him out. Note there are three Douglas McCauley’s, so click on the Douglas Richard McCauley entry. His license number is 01222364, expiration date is 10/02/20, (coming up soon, Commissioner, we have a sale on CE). And of course there are no sanctions on his record. Doug also worked for years managing his family's commercial property as well as with Lisa in her residential business. I asked him if he had ever considered becoming a Property Manager, and the answer was a quick and definite “No”.

A major question that students want me to ask any Commissioner is, "What about fees?" The Department has no plans to lower fees and no plans to raise fees at this time. To be able to increase fees, an entity generally must show that they have less than 3 months of revenue in reserve and at this time the Department is in good shape with 8 months of revenue in reserve. Don't we all wish that we had 8 months revenue in reserve?

The Commissioner is well versed in Continuing Education from his experience at the Architects Board. While at the Architects Board, he implemented a continuing education system for architects (they only have to complete 5 hours on disabled access requirements every two years), and established the nation’s first evidence-based internship program for the design profession.

At this time there are no discussions or task forces being established to change CE for Real Estate Licensees. Of course, I would love to see them consider changing back the rules about testing on only 15 hours a day on CE courses, and the rule that only a major or minor in Real Estate can be subbed for experience.

I asked him about taking over a Department in Corona Virus time. He said, “It is difficult with 70-80% of the staff working from remote locations. You want to be able to connect with your people and learn the dynamics of the group. Management meetings and inter-department meetings can be done online, but personal meetings are so much better.”

Areas of Enforcement: The Commissioner wants to eliminate illegal operators, both licensed and unlicensed. This goes along with the long time Department's goal of "Protecting the Public". He will use the Cite and Fine regulations to accomplish this for unlicensed individuals. Cite and Fine can be used for all types of infractions but normally is used more for minor violations for licensees, but is the best tool against unlicensed individuals. It is a relatively quick procedure and can result in fines up to $2,500.00 per unlicensed act. It has been used productively in the past few years and the Commissioner intends to make good use of it to target illegal operators.

One change that he would like to make: The regular sanctions of licensees are posted on the DRE website monthly and on the licensees’ information page that can be verified by anyone. He wants to allow the Cite and Fine actions to be posted on the DRE Website so the public will have more information, particularly regarding unlicensed individuals.

Another new process at the DRE is the ability of licensees who have been sanctioned in the past to petition and have the citation removed from their record. This is valid for the less grievous sanctions that are over 10 years old where the licensees have demonstrated rehabilitation. The Commissioner has already signed off on some of these redactions.

Are there any chances that the Department will return to Bureau status? Not in his opinion (and mine). The Department changed back in 2018 after a chaotic time as a Bureau. A bill that was sponsored by the California Association of Realtors accomplished this needed change. One factor that I noticed is that the votes in the Assembly and in the Senate were unanimous. How often does that happen?

Commissioner McCauley is a big believer in Social Media. It is an important asset if used properly to keep licensees informed about new research and regulations. Plus, it can help direct the public and licensees both, to the DRE Website; DRE.CA.GOV. For the most up-to-date information, go to their Social Media sites. DRE has many outlets with more coming.

Shelly Wilson is the newly appointed Assistant Commissioner for Communications and Publications and Public Information Officer. That is some title. She is the guru of Social Media, and will do a superb job. For many years she was in charge of the section that approved or disapproved my DRE Courses, so we know each other.

Shelly gave me a run down on their Social Media numbers. Currently, they have 9,713 friends on their Facebook Page and 19,193 followers on their Twitter page. Also, there are 1,016 who follow the Facebook Espanol Page. The Department will soon be launching a YouTube page.

What can you learn there? If the Commissioner has any important information for the industry, it will first be seen in Social Media because of the speed and ease of reporting. Some recent examples: The Timeshare Ruling with the $3.5M sanction; Census information and why you should know these facts; Signs of fraud to spot for the public; Latest State rulings on Evictions.

I did mention the outdated (2010) Reference Book. Shelly Wilson, who was at the interview assured me that a Reference Book redo is being started. This is great news because a new Reference Book could be a source of important and valuable information for the public and licensees. It would be invaluable for people studying for any exams.

What is the Commissioner's vision for DRE? The staff must be ready to be flexible and nimble in these challenging times. Working remotely should be a priority and its effectiveness evaluated. As a footnote, he mentioned that Governors Peter Barton Wilson and Courken George Deukmagian did studies about the benefits of working offsite many years ago. There are some benefits and some negatives as we are all learning. Business culture could be shifting.

His major goal at this time is to improve the overall DRE Brand, stressing strong consumer protections, efficient licensing, and effective communications. At the moment the Department is working shorthanded in the executive suite. The Commissioner position had been vacant from July 1, 2018 to May 6, 2020, and at this time there is no Chief Deputy Commissioner. This spot must be appointed by Governor Gavin Christopher Newsom, who is rather busy at this time. The Assistant Commissioner for Legislation position is vacant, which is also a gubernatorial appointment. With Sandra Knau (who capably served as Acting Commissioner) retiring this year, the Assistant Commissioner for Administration will soon be vacant, although this is an appointment made by the Commissioner.

The Commissioner mentioned that he wants to use Microsoft Teams’ to improve DRE staff coordination. This app allows a staff to chat from anywhere, meet from anywhere, call from anywhere, and collaborate from anywhere. Sounds good to me.

Also, there will be some interesting changes coming in 2024. DRE and several other State Departments will be housed on a new campus that is being constructed now (here’s a link to project info if you want to use it: https://www.dgs.ca.gov/RESD/Projects/Page-Content/Projects-List-Folder/New-Visions-for-Sacramento-River-District.) Can't wait to see that. However, I really like their current location on Exposition Blvd. after all those years south of the Freeways.

Thank you so much for your time, Commissioner. This is valuable information to disseminate. And we all want to wish you the best of luck in your new position. We are all on the same side.

I want to thank Yevonne Robertson, Shelly Wilson, and you. In Hollywood terms Yevonne was an excellent producer, Shelly was the efficient show runner, and you were the "talent". See you around campus in 2024.

Duane Gomer
Duane Gomer Inc
+1 949-584-2508
email us here


Source: EIN Presswire

Durango's Exploration Team Arrives at Windfall Lake

Trove

Windfall Road

Durango Exploration Team Arrives at Windfall Gold Camp to Prepare Properties for Drilling

Durango Resources Inc. (TSX:DGO)

I want to thank our shareholders for their patience this year as we navigated the challenges of closures and increased regulations due to COVID19. We look forward to exploring and drilling.”

— Marcy Kiesman, CEO

VANCOUVER, BRITISH COLUMBIA, CANADA, July 2, 2020 /EINPresswire.com/ — Durango Resources Inc. (TSX.V-DGO) (Frankfurt-86A1) (OTCQB -ATOXF), (the “Company” or “Durango”) is pleased to announce that an exploration team has arrived on site at Windfall Lake, Québec.

The work crew has been tasked with preparing the site for the upcoming summer drill program by way of creating drill pads and clearing access to the areas of interest. As previously announced on April 4, 2019, Durango has identified 15 drill targets for the Trove Property to test favourable IP signatures that coincide with geochemistry anomalies including gold found in till samples.

The exploration team will also be mapping and collecting additional till and rock samples on the East Barry Block in an area of interest along the contact of instrusives and volcanics. Till samping conducted in 2018 and 2019, identified a 5km trend which we are eager to investigate and identify the source for future drill targets.

Marcy Kiesman, CEO of Durango, stated, “I am excited to finally get our exploration team moving at Windfall Lake. I want to thank our shareholders for their patience this year as we navigated the challenges of closures and increased regulations due to COVID19. We look forward to a busy summer exploring and drilling in the Windfall gold camp adjacent to Osisko with great hopes for success for our shareholders.”

The technical contents of this press release were approved by George Yordanov, professional geologist, an Independent Qualified Person as defined by National Instrument 43-101. The property has not yet been subject to an NI-43-101 report.

Trove, Québec
Durango owns 100% interest in the Trove claims, which are surrounded by Osisko Mining Inc. (TSX: OSK) (“Osisko”), in the Windfall Lake area between Val d’Or and Chibougamau, Québec. The 1,185 hectare property is compelling due to the coincidence of gold found in tills coinciding with magnetic highs, several Induced Polarization (“IP”) anomalies and two faults crosscutting the property. The fault systems north and south of the Trove, control gold mineralization elsewhere, indicating the Trove has excellent exploration potential. Durango received all the final drill permits for the Trove property in September 2019 and is undergoing its final reviewing process for the proposed 3,000m drill program.

East Barry, Québec
Durango owns 100% interest in the East Barry claims which run parallel to Trove claims. The East Barry block is over 6,100 hectares in size and borders the eastern perimeter of Osisko’s holdings and the southern perimeter of Bonterra’s holdings and is less than 4km south of the Gladiator deposit. The East Barry claims host a gold trend which covers approximately 10km in length and is subparallel to the main Barry Fault held by Osisko. In 2018 a till sampling program was conducted and one of the till samples returned fourty-two (42) pristine gold grains with reported gold values of 2.184 g/t Au. A high count of pristine gold grains indicates that the gold has travelled a very short distance from its source. The East Barry block underwent an Induced Polarization (“IP”) survey in 2018 which identified a high priority target coincident with the high count of pristine gold grains.

About Durango
Durango is a natural resources company engaged in the acquisition and exploration of mineral properties. The Company is positioned for discovery with a 100% interest in a strategically located group of properties in the Windfall Lake gold camp in the Abitibi region of Québec, Canada.

For further information on Durango, please refer to its SEDAR profile at www.sedar.com.

Marcy Kiesman, CEO
Telephone: 604.428.2900 or 604.339.2243
Email: durangoresourcesinc@gmail.com
Website: www.durangoresourcesinc.com

Forward-Looking Statements
This news release contains “forward‐looking information or statements” within the meaning of applicable securities laws, which may include, without limitation, statements that address the upcoming work programs, and other statements relating to the business, financial and technical prospects of the Company. All statements in this news release, other than statements of historical facts, that address events or developments that the Company expects to occur, are forward-looking statements. Although the Company believes the expectations expressed in such forward-looking statements are based on reasonable assumptions, such statements are not guarantees of future performance and actual results may differ materially from those in the forward-looking statements.

Such statements and information are based on numerous assumptions regarding present and future business strategies and the environment in which the Company will operate in the future, including the price of minerals, the ability to achieve its goals, that general business and economic conditions will not change in a material adverse manner, that financing will be available if and when needed and on reasonable terms. Such forward-looking information reflects the Company’s views with respect to future events and is subject to risks, uncertainties and assumptions, including those filed under the Company’s profile on SEDAR at www.sedar.com. Factors that could cause actual results to differ materially from those in forward looking statements include, but are not limited to, continued availability of capital and financing and general economic, market or business conditions. The Company does not undertake to update forward‐looking statements or forward‐looking information, except as required by law.

Neither TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release.

Marcy Kiesman
Durango Resources Inc.
+1 6043392243
email us here
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Source: EIN Presswire