Governor SBP’s Promotion of Roshan Pakistan Initiative in Dubai comes to a successful end

Governor SBP’s Promotion of Roshan Pakistan Initiative in Dubai comes to a successful end

DUBAI, UAE, November 28, 2020 / — A dinner hosted by JS Bank marked the end of Governor State Bank’s successful trip to promote Roshan Pakistan Digital Accounts initiative.

Roshan Digital Account is a major initiative of State Bank of Pakistan, in collaboration with commercial banks operating in Pakistan. These accounts provide innovative banking solutions for millions of Non-Resident Pakistanis (NRPs) seeking to undertake banking, payment, and investment activities in Pakistan.

Commenting on the success of the product at the dinner attended by Pakistani Diaspora in Dubai, Dr. Reza Baqir, Governor State Bank said, “Pakistan has been receiving close to $2 million daily through these digital accounts with approximately $100 million inflow since launch. This repatriable account can be opened remotely, without physical presence, in multiple currency offerings and is at the cutting edge of technology. For the first time in Pakistan’s banking history, non-resident Pakistanis will have the opportunity to invest in the stock market, real estate, and the Naya Pakistan Certificates, which offer attractive returns in US dollars and Pakistan rupees.”

Ali Raza Siddiqui, Director at JS Group, lauded the State Bank of Pakistan’s and the success of this tour. He noted that “The Roshan Pakistan Digital Initiative has garnered very positive feedback from the diaspora. The product facilitates expats by giving them the opportunity to invest in Pakistan.” He added that ease of doing business has been greatly enhanced thanks to this successful product.

With the ability to open an account in 48 hours, the Roshan Pakistan Digital Accounts offer a fully integrated banking system with digital access to all conventional account services, ability to invest government issued certificate, stock market, and real estate. The accounts can be opened in multiple currencies with fully repatriable funds.

Miqdad Sibtain
JS Bank Limited
+92 345 2340206
email us here
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Source: EIN Presswire

FinTech Software Market 2020 Global Key Players Analysis, Growth, Size, Share, Trends, and Applications Forecast to 2026

New Study Reports "FinTech Software Market 2020 Global Market Opportunities, Challenges, Strategies and Forecasts 2026" has been Added on WiseGuyReports.

PUNE, MAHARASHTRA, INDIA, November 28, 2020 / — FinTech Software Market 2020-2026

New Study Reports "FinTech Software Market 2020 Global Market Opportunities, Challenges, Strategies and Forecasts 2026" has been Added on WiseGuyReports.

Introduction/Report Summary:

This report provides in depth study of “FinTech Software Market” using SWOT analysis i.e. Strength, Weakness, Opportunities and Threat to the organization. The FinTech Software Market report also provides an in-depth survey of key players in the market which is based on the various objectives of an organization such as profiling, the product outline, the quantity of production, required raw material, and the financial health of the organization.

FinTech software is used by financial companies such as payments bank, retail and institutional banks, insurance providers, and other non-banking corporations to maintain account processing, customer profiles, account information, eligibility evaluation, and other financial activities related to marketing, branding, and promotion.
Our industry research analysts have estimated that countries in the Americas will contribute to the maximum growth of this fintech software market throughout the predicted period. This in turn, will have a positive impact on the fintech software market size.

Drivers and Constraints

The fundamental dynamics that are explored in the report hold substantial influence over the FinTech Software market. The report further studies on the value, volume trends, and the pricing history of the market. In addition to it, various growth factors, restraints, and opportunities are also analyzed for the market to study the in-depth understanding of the market.

This report also analyzes the impact of Coronavirus COVID-19 on the FinTech Software industry.

Key Players

The report has profiled some of the Important players prevalent in the global like – Accenture, IBM, Microsoft,
Red Hat
SAP and more.

This report covers the sales volume, price, revenue, gross margin, manufacturers, suppliers, distributors, intermediaries, customers, historical growth and future perspectives in the FinTech Software.

Request for Free Sample Report of “FinTech Software” Market @

Market Segmentation based On Type, Application and Region:

The global FinTech Software is analyzed for different segments to arrive at an insightful analysis. Such segmentation has been done based on type, application, and region.

Based on Type, the global FinTech Software Market is segmented into Cloud-based, On-premise and other

Based on Application, the FinTech Software Market is segmented into Banking, Insurance, Securities, and Others.

Based on Detailed Regional Analysis, the regional segmentation has been carried out for regions of U.S., Canada, Germany, France, U.K., Italy, Russia, China, Japan, South Korea, Taiwan, Southeast Asia, Mexico, and Brazil, etc. Key regions covered in the report are North America, Europe, Asia-Pacific and Latin America. The report on WGR includes an in-depth study of the FinTech Software in each regional segment mentioned above.

Key Stakeholders
FinTech Software Market Manufacturers
FinTech Software Market Distributors/Traders/Wholesalers
FinTech Software Market Subcomponent Manufacturers
Industry Association
Downstream Vendors

If you have any special requirements, please let us know and we will offer you the report as you want.

Complete Report Details@

Major Key Points from Table of Content:

1 Report Overview
1.1 Study Scope
1.2 Market Analysis by Type
1.2.1 Global FinTech Software Market Size Growth Rate by Type: 2020 VS 2026
1.2.2 Cloud-based
1.2.3 On-premise
1.3 Market by Application
1.3.1 Global FinTech Software Market Share by Application: 2020 VS 2026
1.3.2 Banking
1.3.3 Insurance
1.3.4 Securities
1.3.5 Others
1.4 Study Objectives
1.5 Years Considered


11 Key Players Profiles
11.1 Accenture
11.1.1 Accenture Company Details
11.1.2 Accenture Business Overview
11.1.3 Accenture FinTech Software Introduction
11.1.4 Accenture Revenue in FinTech Software Business (2015-2020))
11.1.5 Accenture Recent Development
11.2 IBM
11.2.1 IBM Company Details
11.2.2 IBM Business Overview
11.2.3 IBM FinTech Software Introduction
11.2.4 IBM Revenue in FinTech Software Business (2015-2020)
11.2.5 IBM Recent Development
11.3 Microsoft
11.3.1 Microsoft Company Details
11.3.2 Microsoft Business Overview
11.3.3 Microsoft FinTech Software Introduction
11.3.4 Microsoft Revenue in FinTech Software Business (2015-2020)
11.3.5 Microsoft Recent Development
11.4 Oracle
11.4.1 Oracle Company Details
11.4.2 Oracle Business Overview
11.4.3 Oracle FinTech Software Introduction
11.4.4 Oracle Revenue in FinTech Software Business (2015-2020)
11.4.5 Oracle Recent Development
11.5 Red Hat
11.5.1 Red Hat Company Details
11.5.2 Red Hat Business Overview
11.5.3 Red Hat FinTech Software Introduction
11.5.4 Red Hat Revenue in FinTech Software Business (2015-2020)
11.5.5 Red Hat Recent Development

And more


Our team is studying Covid-19 and its impact on various industry verticals and wherever required we will be considering Covid-19 footprints for a better analysis of markets and industries. Cordially get in touch for more details.

email us here

Source: EIN Presswire

New Report “Artificial intelligence for Drug Discovery, Biomarker Development and Advanced R&D Landscape Overview 2020”

Deep Pharma Intelligence

Deep Pharma Intelligence

Interactive mindmaps showing Pharmaceutical AI ecosystem at a glance

Interactive mindmaps showing Pharmaceutical AI ecosystem at a glance

Report by Deep Pharma Intelligence covers 240+ biotech companies, 600+ investors, 90+ corporations, and 35 R&D centers in pharmaceutical AI sector

LONDON, UK, November 27, 2020 / — Deep Pharma Intelligence announces the release of a new, open-access 130-page analytical Report and interactive analytics Dashboard: “AI for Drug Discovery, Biomarker Development and Advanced R&D Landscape Overview 2020”. This resource delivers advanced market intelligence, interactive mindmaps, benchmarking for companies, investors and technologies, competitive and SWOT analysis through the interactive IT-Platform and Big Data analytical Dashboard. The current release includes insights about 240+ biotech companies, 600+ investors, 90+ pharma corporations, and 35 R&D centers in the area of pharmaceutical and healthcare artificial intelligence (AI).

Based on the analysis of the key players and overall industry dynamics, our team identified a number of key trends and insights about the investment landscape, R&D collaborations, AI application use cases, and more. Some of the key takeaways include the following conclusions:

1) the segment of pharmaceutical AI continues consolidation;
2) pharmaceutical AI sector is “heating up” for investments;
3) big pharma and contract research organizations increasingly compete for AI partnerships;
4) the sector of pharmaceutical AI is maturing for a likely wave of IPOs and M&As in 2021-2022;
5) COVID-19 pandemics appears to be a positive catalyst for the acceleration of the AI adoption

The report and the analytics dashboard are powerful tools for strategic insights, opportunity evaluation, competitor profiling, and other goals, relevant to pharma and biotech decision-makers, Life Science investors, consulting companies, and regulatory agencies.

The 130-page open-access report and the underlying IT-platform marks the 9th installment in a series of reports on the topic of the artificial Intelligence application in pharmaceutical research that Deep Pharma Intelligence has been producing since 2017. The central aim of this series of special case studies is to provide a comprehensive overview of the industry landscape and try to predict what is coming next.

The report “Artificial intelligence (AI) for Drug Discovery, Biomarker Development and Advanced R&D Landscape Overview 2020” and the underlying IT-platform and analytics Dashboard mark the inaugural project of Deep Pharma Intelligence Ltd., a new joint venture of Deep Knowledge Analytics Pharma Division and BPT Analytics (BiopharmaTrend), dedicated to producing powerful data mining and visualization systems, interactive analytics tools, and industry reports offering deep technical insights, business intelligence, and strategic guidance in the high growth and significant opportunity areas of the pharmaceutical industry, including AI in drug discovery, emerging therapeutic targets and drug modalities, new therapies and technologies, promising startups, and more.

The scope and purpose of Deep Pharma Intelligence is to establish itself as the leading entity focused on deep market and investment intelligence, due diligence, competitive research, company and technology benchmarking and industry trend prediction in highly disruptive areas of biopharmaceutical research and development, and healthcare tech. Its long-term strategic goal is to establish itself as a dominant player in the area of pharmaceutical investment, M&A, and strategic consulting by offering outstanding analytical capabilities, analytics software-as-a-service (SaaS) solutions, and other technological solutions for identifying business development and investment opportunities, technology scouting, R&D outsourcing, and building corporate growth strategies.

About Deep Pharma Intelligence
Deep Pharma Intelligence is a new joint venture of Deep Knowledge Analytics Pharma Division and BPT Analytics (BiopharmaTrend) producing specialized data mining and visualization systems, interactive analytics dashboards and industry reports offering deep technical insights, business intelligence, competitive analysis, industry benchmarking and strategic guidance in high growth and novel opportunity areas of the pharma sector, including AI in drug discovery, emerging therapeutic targets and drug modalities, new therapies and technologies, promising startups, and more.

About Deep Knowledge Analytics
Deep Knowledge Analytics is a DeepTech focused agency producing advanced analytics on DeepTech and frontier-technology industries using sophisticated multi-dimensional frameworks and algorithmic methods that combine hundreds of specially-designed and specifically-weighted metrics and parameters to deliver insightful market intelligence, pragmatic forecasting and tangible industry benchmarking.

About BPT Analytics (BiopharmaTrend)
BiopharmaTrend is a specialized provider of analytics, market intelligence, articles, opinions, commentaries, and interviews on the pharmaceutical and healthcare industries with a particular focus on data and digital tech and emerging R&D trends. They are currently developing sophisticated data mining and knowledge mapping platform focused on the biopharmaceutical industry, including data about companies, research collaborations, funding rounds, news, trends, research articles, patents, clinical trials, and other important data elements.

For press and media inquiries, please contact:

Andrii Buvailo
BPT Analytics Ltd

Source: EIN Presswire

Private Jet Card Comparisons Enables Private Aviation Users To Compare 250 + Jet Card and Membership Options in Minutes

Private Jet Card Comparisons' easy-to-use filters enable subscribers to compare aircraft options, service area, safety, flight pricing, and details that matter

Our database is not duplicated anywhere. By compiling over 20,000 data points into a single, easy-to-use Excel spreadsheet, we make comparing easy. Subscribers see first-hand how offerings differ.”

— Doug Gollan, Editor, Private Jet Card Comparisons

MIAMI, FLORIDA, UNITED STATES, November 27, 2020 / — Private Jet Card Comparisons makes finding the best private aviation solutions fast and easy.

The independent online buyer's guide, launched in 2017, has compiled a proprietary database of over 250 jet card programs and memberships subscribers can compare by more than 65 variables that impact the offerings that best fit their flying needs. It has been updated 54 times since the beginning of the year.

By compiling comprehensive data in one place, Private Jet Card Comparisons has reduced research time from hours and days to just minutes.

"Our database is not duplicated anywhere else. By compiling the data into a single, easy-to-use Excel spreadsheet, we make comparing easy. Most of all, the entire process is transparent as subscribers can see first-hand how providers and programs offerings differ," said Doug Gollan, Founder and Editor-in-Chief of Private Jet Card Comparisons. "What's more, we constantly update the data. Just this year, we've made 54 updates based on changes to program policies."

A selection of what subscribers can compare includes:

Safety – Aircraft and Operator Sourcing Standards, and Pilot Experience
Pricing – Purchase Price, Hourly Rates, and Pricing Methodology
Flexibility – Lead time for Reservations and Cancellations, Applicable Aircraft, Seating Capacity, and Service Area
Stability – Ownership, Company History, Headcount, Refund Options, and Escrow Account Options
Aircraft Type – Search by Cabin Category, Specific Aircraft Type, or Seating Capacity, including the ability to upgrade or downgrade based on your needs for that trip
Details That Matter – Insurance, WiFi, Pets Policies, Unaccompanied Minors, Service Recovery, Initiation Fees, Annual and Monthly Dues, CPI Escalators, Fuel Surcharges, De-icing, and Peak Day Charges, Taxi Time, Segment, and Daily Minimums, Roundtrip Discounts

For subscribers who wish, there is both online and phone assistance. Additionally, they can use the VIP JET CARD DECIDER tool. Based on their input, Private Jet Card Comparisons will prepare a personalized analysis of the best options, including on-demand charter, jet cards, and memberships, and fractional ownership. The service includes a follow-up discussion on request.

Subscribers who pay $250 for 12 months of unlimited access also receive the website's BEST PRIVATE JET CHARTER BROKERS Guide, which includes a vetted list of on-demand brokers, including ratings from third-party consumer review websites and professional certifications.

A free newsletter and daily news and insights are available to all visitors to Private Jet Card Comparisons.

"Our only goal is to help private aviation users figure out the best ways to access private travel and identify the providers and programs that best fit their needs," said Gollan.

Private Jet Card Comparisons is the only private aviation solutions comparison website that does not sell user contact information or accept lead referral fees from jet companies, ensuring both privacy and that subscribers receive unbiased data and advice.

Douglas Gollan
Private Jet Card Comparisons
email us here
Visit us on social media:

Source: EIN Presswire

Major Mining Interest in The Abitibi Greenstone Belt–The Next Frontier of Exploration

Gran Colombia Gold Corp. claim 45% stake in Caldas Gold Corp. after prefeasibility study. Could this be in the future for iMetal Resources ($IMR, TSX.V: IMR)?

We are excited for our neighbors because iMetal Resources Gowganda mining camp may very well be feeders to the mineralization we see in the region. ”

— Johan Grandin, Director, iMetal Resources Inc

TORONTO, ON, CANADA, November 27, 2020 / — TORONTO, ON -November 25, 2020 – Caldas Gold Corp. ($CGC), located in the Abitibi Greenstone Belt, has gotten major interest from the mining community after its most recent prefeasability study. Gran Colombia Gold Corp. ($GCM) is taking a 45% stake in the junior mining company and with it introducing mining industry heavy hitters to the new management and board of directors such as:

Ian Telfer: renowned mining entrepreneur who created Goldcorp and built the company into one of the industry's largest gold majors before its sale to Newmont ($NGT) in April, 2019.
David Garofalo: former CEO of Goldcorp Inc. and president and CEO of Hudbay Minerals Inc. ($HUD). Previous to this, he held various senior positions including senior vice-president, finance, and chief financial officer of Agnico Eagle Ltd. ($AEM).
Peter Marrone: executive chairman and founder of Yamana Gold ($YRI).

The recent prefeasibility study outlined potential average annual gold production of approximately 165,000 ounces from 2024 through 2033 once the MDZ is in full production with average life-of-mine all-in sustaining costs of $872 (U.S.) per ounce. Recent exploration success from ongoing programs indicates exciting exploration potential with significant upside potential.

Investment Industry Regulatory Organization of Canada (IIROC) initiated a trading halt of the stock on November 20, 2020. Trading resumed on November 23, 2020.

“We are excited for our neighbours because iMetal Resources Gowganda mining camp may very well be feeders to the mineralization we see in the region. If Caldas Gold is continually extending their deposit, the natural progression would need to go through our property. We are excited for what the future will bring to the area.” said Johan Grandin, Director, iMetal Resources Inc. ($IMR).

iMetal Resources Inc. is a Canadian based exploration company focused on the acquisition and exploration of prospective resource properties. iMetal is focused on advancing its Gowganda West Project in Ontario, Canada. iMetal trades on the TSX Venture Exchange under the ticker symbol IMR. For further information, please call 604- 739-9713 or visit iMetal's website at

About MoneyWorksMagazine

MoneyWorksMagazine is a hub for all things beyond the rat race. Showcasing industry updates, robust company profiles, unique private placement opportunity overviews, investment strategy tips, and more. MWM is a launchpad for the education and growth of beginning investors, day traders, and seasoned investors alike.

For additional information on investing in mining, visit, or connect with us on social: LinkedIn, Twitter, and Facebook.

For more information, please contact Kate Dorrell, Director of Marketing, MoneyWorksMagazine. 1-844-675-3987ext.108 or

Kate Dorrell
+1 9707495189
email us here

Source: EIN Presswire

Now More Than Ever, Philippines Needs Us – YHSGR Cares

ROSEMEAD, CA, UNITED STATES OF AMERICA, November 27, 2020 / — After typhoons Goni (Philippine name Rolly) and Vamco (local name Ulysses) smashed into the Philippines during the first week of November 2020, children and families were ravaged and devastated by the impact of violent winds and high tides. The storms surges, flooding, and landslides forced thousands of families out of their homes with nothing more than the clothes on their backs and distress in their hearts over what they’ll find when they return home, or what’s left of it.

Now more than ever, Philippines need us.

Your Home Sold Guaranteed Realty are on a mission to raise $5,000.00 to help all the victims of Super Typhoons Rolly and Ulysses. Your referrals would be more than appreciated because we take part of our income to this mission that will go directly to people in need in the Bicol region, Central Luzon and many parts in Metro Manila.

We are in partnership with all 100 Rotary clubs and other non-profit organizations in the beneficiary communities.

For Donations:
You may directly transfer or deposit your cash donations to Security Bank Corp account no. 0000027376681 of the ROTARY CLUB OF PARAISO (routing no. / swift code SETCPHMM), bank branch address: 236 Maine City bldg., Bgy. South Triangle, Tomas Morato Extension, QC.)

Paypal Account:

Person in-charge of this mission:

Your Home Sold Guaranteed Realty
Phone: 661-886-0214

As a native of the Philippines and had the opportunity to migrate to the States for the past year, Donna felt the devastation caused by the typhoons in her home country. Donna have always been involved with paying it forward, to always make sure she gives back to her community because she has been blessed in so many ways. Torn by the images and videos of the effects of the typhoons, Donna made the decision to go back to her country this following week to provide aid and relief. She has been appointed as the point person for this endeavor.

+1 626-780-2221
email us here
Visit us on social media:

Now more than ever, Philippines needs us – Your Home Sold Guaranteed Realty

Source: EIN Presswire

Launch of the UK Economic Blueprint for Women White Paper

The Launch of the UK Economic Blueprint for Women White Paper took place online on November 18, 2020, the ‘Diversity & Inclusion’ day of Global Entrepreneurship Week, with UK entrepreneurs, women business-owners, parliamentarians, professionals & academics.

The Launch of the UK Economic Blueprint for Women White Paper took place online on November 18, 2020, the ‘Diversity & Inclusion’ day of Global Entrepreneurship Week, with UK entrepreneurs, women business-owners, parliamentarians, professionals & academics.

Created with the input of 400 business women from across the UK

Despite challenges we’re seeing a growth in female enterprise and wider recognition of our valuable contribution to the economy. I hope our recommendations will stimulate progress throughout the UK.”

— Helene Martin Gee

WESTMINSTER, LONDON, UNITED KINGDOM , November 27, 2020 / — The White Paper from Savvitas NatWest makes practical and achievable recommendations for Government and for private and third sector organisations, with ideas gained from women business-owners during a national Economic Blueprint (EB) Roadshow supported by NatWest.

Savvitas celebrated Global Entrepreneurship Week #GEW2020 with the publication of this groundbreaking White Paper from Savvitas NatWest: ‘Leveraging Opportunity for UK Female Entrepreneurship.’

The launch took place online on Wednesday 18th November 2020, the ‘Diversity & Inclusion’ day of Global Entrepreneurship Week, with entrepreneurs and women business-owners from throughout the UK, along with parliamentarians, business professionals and academics.

Speakers and participants included:
The Earl of Erroll, Cross-Bench Peer & Technology Entrepreneur
Craig Tracey MP, Chairman, The All-Party Parliamentary Group for Women & Enterprise (APPGWE)
Helene Martin Gee, Savvitas Founder & CEO, Entrepreneur, Investor and Parliamentary Adviser
Jill Pay, Chairman Pink Shoe Senate, Former Sergeant at Arms, UK Parliament
Brenda King MBE, CEO ACDiversity, previously European Economic & Social Committee
Julie Baker, Head of Enterprise and Community Finance at NatWest Group
Yvonne Greeves, Director of Women in Business NatWest Group
Sue Lawton MBE, Global Expert on Women’s Economic Empowerment, UN High Level Panel

There is growing body of evidence that the pandemic is having a disproportionate impact on women, including recent research from the IMF and the World Bank, the so-called ‘pink recession’. So it’s vital that every step is taken to encourage and support the UK’s women business-owners. Delegates joined informal discussions and knowledge-sharing to promote the recommendations and encourage the growth of women’s enterprise.

The UK Economic Blueprint for Women White Paper (EB White Paper) is helping to create the conditions for women-owned / led businesses to gain a fairer share of business opportunities and contracts nationally with a focus on helping women to scale up their businesses.

Executive Summary and full White Paper here:

Craig Tracey MP said: As Chairman of the Women and Enterprise All-Party Parliamentary Group and an active MP in my North Warwickshire constituency, I recognise the vital contribution that women business owners make to the economy and their communities. More progress to improve opportunity for women’s enterprise offers huge potential for the nation’s future prosperity. I welcome this White Paper, which builds on the work of the Rose Review and the APPGWE Report, ‘The Future of Female Entrepreneurship: Pathways to Progress’, which we published in 2019.”

The Earl of Erroll said: “The Savvitas NatWest White Paper comes directly from British women business-owners. Its recommendations create an opportunity for Parliamentarians of all parties to understand what female founders need. I am especially keen on the proposal to embed entrepreneurial education into the curriculum at all stages.”

Helene Martin Gee, Founder of the initiative said: “Despite current challenges, we’re seeing a growth in female enterprise and wider recognition of our valuable contribution to the economy. As Savvitas collaborates with its partners to continue to promote and support female enterprise I hope the recommendations in this White Paper, gathered directly from UK business women, will stimulate progress throughout the whole country.”

Thanks to NatWest for their support of the National Roadshow that enabled Savvitas (formerly Pink Shoe Club) to gather ideas for this White Paper from 400 local women business-owners at events in Cardiff, Birmingham, Edinburgh, Liverpool, London and online. Savvitas is proud to be the delivery partner, and with its team of 100 volunteers ‘Team EB’, it is using advocacy and influence to seek policy and economic solutions to improve opportunities for women-led businesses.

Noreen Cesareo
Market Accents
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Source: EIN Presswire


Image of 2020 Holiday Toy Drive Instagram Post with details recapitulated from the Press Release

Please Share this Instagram/Facebook Social Media Post to Help Spread the Word

Chelsea Financial Services is proud to announce its annual Toy Drive in Staten Island to benefit local children in need.

As a longtime resident of Staten Island, I appreciate being part of a firm that is deeply rooted in local charitable giving.”

— Frank Cilento

STATEN ISLAND, NY, U.S.A., November 27, 2020 / — Chelsea Financial Services is proud to announce its annual Toy Drive in Staten Island to benefit local children in need via Where to Turn, a local crisis relief services organization.

One of Chelsea Financial’s Registered Representatives, Frank Cilento, again heads up their Toy Drive for 2020. “Chelsea Financial Services has been deeply involved in the community for over 21 years. Last year’s Thanksgiving Food Drive and Holiday Toy Drive were both very successful.” Cilento said. “We love to see the joy that these toys bring to the kids in our community who are going through tough times.”

Cilento has been a Chelsea Financial Services Representative for 11 years. He began his career in Financial Services in 1990, and joined Chelsea in 2009. Cilento is deeply involved in the Staten Island community, including his active membership in the South Shore Rotary Club as a past President and he’s also a Paul Harris Fellow.

“As a longtime resident of Staten Island, I appreciate being part of a firm that is deeply rooted in local charitable giving.” added Cilento. “Chelsea Financial has over 70 Registered Representatives covering 51 States and Territories, but John Pisapia, President, never forgets to take care of his home base with wonderful charitable activities like this Toy Drive.”

2020 Holiday toy DRIVE INFORMATION
Please drop off new, unwrapped toys at Chelsea Financial Services’ Corporate Office located at 242 Main Street, Staten Island, any time between the hours of 9am and 5pm, Monday through Friday, until Thursday, December 17th.

All toys will be delivered to Where to Turn by December 18th. The Toy Store will be virtual this year, due to Covid-19. Toys requested by December 6th will be bagged and distributed via appointments from December 14th to December 23, 2020 at Where-to-Turn’s Staten Island warehouse.
Please join Chelsea Financial Services in making this holiday season brighter for so many deserving children.

About Chelsea Financial Services

Chelsea Financial Services is a national full service brokerage firm. Chelsea opened its first brokerage office in Staten Island, New York in 1999. Celebrating 21 years, Chelsea financial clients receive investment, retirement and financial planning advice from 73 Registered Representatives based in 20 States. Visit for more information. For Registered Representatives interested in joining our “No Minimum Production Requirements” Team, please visit for more information or to inquire.

About Where to turn

Founded in 2001 shortly after the terrorist attacks of September 11th, Where to Turn provides crisis relief services for victims of any kind of tragedy by helping victims obtain the help they need during the recovery process. Where to Turn also creates and supports projects that foster community participation and interaction while assisting those in need, including their “Free Prom Dress Distribution” and annual “Senior ‘Senior’ Prom” projects. Visit Where to Turn for more information or to donate.

John Pisapia
Chelsea Financial Services
+1 866-898-5800
Visit us on social media:

Source: EIN Presswire

Real Estate Investing During a Global Pandemic: Informed Insights from Alex Minter of Astute Property Network

On a mission to educate and advise, Astute Property Network helps clients develop an appropriate strategy for investing.

SYDNEY, NEW SOUTH WALES, AUSTRALIA, November 27, 2020 / — Property advisory and acquisition network Astute Property Network focuses on designing and delivering portfolios which maximise client potential for wealth creation. With a philosophy of 100% client focus, the company’s primary concern is to educate and advise by creating tailored investment strategies for their clients.

Company founder and director Alex Minter has been closely watching housing market trends during the course of the COVID-19 pandemic. With that in mind, he feels that educating clients about the current situation is of primary importance.

“There are a lot of misconceptions out there about how the housing market has reacted to the pandemic,” says Minter. “Many people are fearful and uncertain about investing, and, as a result, are missing out on some unforeseen opportunities.”

Minter has recently written some interesting blog posts that provide informative facts and guidelines for anyone who’s been thinking about buying a home or investing in the current climate.

In ‘Not All Housing Markets Rise & Fall on the Same Tide,’ Minter shows how capital city housing markets have compared to regional housing markets over the last several months. The article provides some surprising statistics along with Minter’s suggestions as to where to look for the best possible investment properties.

‘Sentiment will win the battle… …but fundamentals will win the war’ answers the question as to what effect all the available grants and current government stimuli will have on the property market. In this short article, Minter shares some compelling facts with regards to the correlation between consumer sentiment and market fundamentals.

“Being well aware and educated about the current trends in the housing market is crucial,” Alex concludes. “We have years of expertise and experience as buyers agents, and would be delighted to help in any way we can. Please don’t hesitate to contact us.”

For more information, visit the website at

About the Company

5-star rated property advisory Astute Property Network is renowned for its wealth of knowledge and expertise in property investment and acquisition. During his years of involvement in the industry, founder Alex Minter has built strong relationships with mortgage brokers, finance professionals, financial advisers, developers, agents, and more in order to provide clients with advance knowledge and rare opportunities for prime investment.
Offering the highest standards of customer service, the company helps both home buyers and investors with the goal of helping create a better life for others through ethical property investment.

Alex Minter
Astute Property Network
+61 1300 020 828

Source: EIN Presswire

4 Reasons Seniors get a Reverse Mortgage Even if they are Millionaires

Smart Move for Retirement Planning

Reverse Mortgage Equity Lines

Reverse Mortgage Expert

Paul Scheper, CRMP, CSA, MBA

Your Lender For Life!

Loangevity Mortgage

Why half of all reverse mortgages are made to homeowners who don't need the money today.

It’s better to have the equity line and not need it than to need it and not have it, in case you might need it down the road.”

— Rick McKinley, Prudential

IRVINE, CA, UNITED STATES, November 27, 2020 / — A reverse mortgage is just a loan. It also is just a line of credit. It is just a way for senior homeowners (Age 60 plus) to live a more comfortable retirement. As a line of credit, a reverse mortgage equity line operates as a “stand by” cash reserve, a “just in case” fund for aging homeowners to access in case unexpected life events occur later on.

Here are four things to know about Reverse Mortgage Lines of Credit (with emphasis on the government insured Reverse Mortgage Equity Line:

1. A Reverse Mortgage Line of Credit typically increases every year. The “credit line limit” on a reverse mortgage grows each month based on how much of the credit line is not used. This unused amount grows at whatever the interest rate is on the government-insured reverse mortgage (or at 1.5% for Jumbo Reverse Mortgage Credit Lines). As an example, on the FHA insured reverse mortgage, if the interest rate were 4% on the loan, then your line of credit would increase by the matching and offsetting 4% every year regardless of the value of the home. That's right… even if the value of your home goes down, your REVERSE MORTGAGE Line of Credit is guaranteed to rise each year. This means that if you opened a $200,000 reverse mortgage credit line today at age 62, and did not touch the unused line of credit for 20 years, the credit line would more than double. It gets bigger on the unused portion. It grows if you do not need the money, which is why so many homeowners get the reverse mortgage line of credit.

2. A Reverse Mortgage Line of Credit Limit grows on the unused balance. This allows many seniors to get a reverse mortgage at the young, ripe age of only 62 years old, and let it sit and grow (based on the unused balance) to have a reserve account “just in case” life events require more money. Most seniors tap this unused line of credit in case unexpected home repairs pop up, or a spouse might need nursing home care, assisted living, or in-home caregivers, having access to a huge chunk of money (via the credit line growing for all of those years), it helps seniors be prepared and ready in case unexpected “life events” turn up.”

3. A Reverse Mortgage Line of Credit does not require the borrower to make any monthly payments ever, and if that's what a borrower chooses to do, the loan will be repaid when the home is sold or upon the death of the borrower and spouse, or when the home would presumably be sold or refinanced by the heirs. The interest on a reverse mortgage can be paid either monthly, or at the end of the loan, or at any amounts chosen by the homeowner.

4. A Reverse Mortgage Line of Credit does not recast like a traditional equity line. A traditional home equity line of credit is an interest only loan for 10 years, after which time it becomes fully amortizing, meaning that the monthly payments will shoot up ten years after you got the loan. So, if you got a regular HELOC at 62, you'd be facing payment shock at 72, when it's likely that your income has gone down. On a reverse mortgage equity line, there is no frightening “payment shock.”

In addition, qualifying for a HELOC today is no easy task for people in their retirement years. It's no longer about how much equity you have, it's all about your monthly income, which is the one thing retirees generally don't have in large supply. With real estate home values high, and interest rates so low, now might be the time to get a reverse equity line, even if you don’t need the money today. It’s a good thing to have, just in case you need the money down the road. Rick McKinley, of a Financial Planner with Prudential has some sage advice about looking into reverse mortgages. Says McKinley, “It’s better to have the equity line and not need it than to need it and not have it, in case you might need it down the road."

Paul E. Scheper, President
Loangevity Mortgage
+1 9496367242
email us here

Source: EIN Presswire