Spectrem Millionaire Investor Confidence Index Retreats in September Following Late-Summer Surge

Index range: -31 to -51, Bearish; -11 to -30, Mildly Bearish; 10 to -10, Neutral; 11 to 30, Mildly Bullish; 31 to 51, Bullish.

Millionaires begin shifting investments away from equities, and toward bonds and cash as the U.S. trade war with China intensifies

CHICAGO, UNITED STATES, October 1, 2018 /EINPresswire.com/ — While the Dow Jones Industrial Average reached a new high in September, Millionaire investors have begun to shift toward more conservative asset classes and away from speculative ones, Spectrem Group reported today in its High Net Worth Insights newsletter. This cautious attitude was reflected in the Spectrem Millionaire Investor Confidence Index (SMICI®), which plummeted 13 points from August, now standing at 7. At the same time, non-Millionaires increased their investments in both conservative and speculative products, causing the Spectrem Affluent Investor Confidence Index (SAICI®) to dip two points to 6. Both indices are now in neutral territory.

The monthly Spectrem Investor Confidence indices track changes in investment sentiment among the 17 MM households in America with more than $500,000 of investable assets (SAICI), and those with $1 MM or more (SMICI). This month’s survey was fielded between Sept. 19-23.

Reacting to the intensifying trade war between the United States and China, which potentially impacts billions of dollars of imports and exports, Millionaires’ investments in September were increasingly directed toward cash and individual bonds and away from stocks and stock mutual funds. The number of Millionaires planning to maintain their current level of investments in the following month also grew in September. Non-Millionaires were more optimistic in the month, increasing their investment in every category in the index in September. This group also registered a 12 percent decline among those indicating they do not plan to increase their investments in the coming month.

Among the individual components involved in the creation of the index, stock investing rose demonstrably among non-Millionaires, from 15.7 percent to 34.5 percent, while stock investing among Millionaires fell from 41.1 percent to 36.6 percent. Similar percentage changes occurred in stock mutual fund investing. Cash investing rose among Millionaires to 24.4 percent from 17.8 percent. Millionaires not investing also rose to 35.1 percent, the highest percentage of non-participation among Millionaires since June of 2017.

The Spectrem Household Outlook, a monthly measure of long-term confidence among investors across four financial factors impacting households, increased overall to 30.20, driven by a seven-point jump among non-Millionaires, who increased their outlook among three of four components. Millionaire Outlook fell slightly, and the only component that increased was household income.

“The continued rise in U.S. stock values in August appears to reflect the impressive sustainability of the current bull market, which has thus far remained largely unaffected by global market volatility,” said Spectrem President George H. Walper, Jr. “However, affluent investors appear to be betting that this trend cannot last forever, and that potential headwinds from the November mid-term elections and an additional interest rate hike this year could begin to take a toll on future valuations.”

Charts, including a deeper analysis of the Index and its methodology, are available upon request. Additional insights include Spectrem’s index webinar (link below), which also presents Spectrem’s new report, Investor Attitudes and Ownership of Insurance Products:

October 2018 Spectrem Index Webinar
That Was Fun While It Lasted

About Spectrem Group: Spectrem Group (www.spectrem.com) strategically analyzes its ongoing primary research with investors to assist financial providers and advisors in understanding the Voice of the Investor.

# # #

George H. Walper, Jr.
Spectrem Group
(224) 544-5350
email us here

Source: EIN Presswire

Celebrate #NationalDigitalDirectorsDay With A Call For Corporate Boards To Respond To Their Amazon Moment

The Future Of Business Needs Corporate Boards To Improve Their Technology and Cybersecurity Oversight To Shape and Secure The Digital Future

Every corporate board lives in fear of Amazon entering their industry.”

— Bob Zukis, DDN CEO

EL SEGUNDO, CA, USA, October 1, 2018 /EINPresswire.com/ — Digital Directors Network (DDN) www.digitaldirectors.network the only association of technology and cybersecurity executives and directors working to improve corporate digital governance has declared October 1st #NationalDigitalDirectorsDay. DDN encourages the public to show their commitment to the digital future by calling on the companies they do business with to add a Qualified Technology Expert (QTE) to their corporate board with the hashtag #NationalDigitalDIrectorsDay and #QTE.

“It’s 10-01, what a perfect day for corporate boards to make sure they have the right technology and cybersecurity skills in their director ranks,” said Bob Zukis, DDN CEO who will make the announcement today at the National Association of Corporate Directors Global Leadership Summit in Washington, DC.

Zukis calls this the Amazon Moment for corporate America. “Right now the cybersecurity risks are the headlines, but this is only one side of the story. It’s been said the software is eating the world, well, it’s more like Amazon is eating the world and they are doing it through technology. Every board lives in fear of Amazon entering their industry.”

Zukis, who is also a Professor at the USC Marshall School of Business refers to this as “opportunity risk” when speaking with corporate boards. “The future of business has a digital backbone, and corporate boards need these skills to advise and guide their companies,” he adds.

Recent boardroom survey data identified risk, security and new technologies as the hardest issues corporate directors are struggling to keep on top of.

Working in the public interest, DDN is leading an effort to change the digital tone at the top of corporate America. “Cybersecurity is a public interest issue and SEC Commissioner Jackson has called it the most pressing issue in corporate governance today. As consumers we need the companies we choose to do business with to do a better job with cybersecurity, and this starts in the boardroom. We're better than this,” Zukis added.

DDN recommends that boards add a Technology and Cybersecurity Committee to effectively address these issues and calls for Qualified Technology Experts to serve on corporate boards.

About DDN
DDN is a boardroom engagement and education platform for directors and the only curated executive association of board qualified technology and cybersecurity experts, directors and organizations working to improve corporate digital governance. Membership is free for board ready digital and cybersecurity executives and directors.

For more information please email info@digitaldirectors.network.

Bob Zukis
Digital Directors Network
email us here

Source: EIN Presswire

Brad Deflin of Total Digital Security to Present at Citi Private Bank Events for Family Offices

I commend Citi Private Bank for its commitment to cybersecurity education, and look forward to providing critical education and solutions that protect family businesses from cyber threats.”

— Brad Deflin

PALM BEACH, FL, UNITED STATES, October 1, 2018 /EINPresswire.com/ — Total Digital Security announced today that its founder, cybersecurity expert Brad Deflin, has been invited to speak at upcoming events on Wednesday, October 3rd, 2018 in St. Louis, Missouri, and Thursday, October 4, 2018 in Milwaukee, Wisconsin. Hosted by Edward Marshall, Director of Global Family Office for Citi Private Bank, the education events will discuss best practices for family offices, providing participants the information they need to confidently make informed risk decisions for their organizations, specifically addressing the challenges of protecting family businesses in the digital age.

In an era of global connectivity and with high-profile breaches, attacks and other security failures endangering the worldwide economy, it’s common knowledge that cybersecurity for individuals, families, and businesses is now at the top of the agenda. However, many of the most vulnerable lack the awareness and critical thinking skills necessary to protect themselves. To combat this ever-increasing risk, cybersecurity expert Brad Deflin's presentation will deliver deep insights on today’s cybersecurity issues, emphasizing the ways modern technologies commodify personal data, and the importance of cybersecurity awareness and planning in all aspects of personal and professional life. Mr. Deflin will explain in detail topics involving computer security and data security spanning issues such as mobile hacking, malware defense, reverse engineering, cryptography, the cloud, big data, trends in cybercrime, and defensive best practices for family offices.

According to Mr. Deflin, “Today’s family businesses need the technical expertise to prevent, detect, and respond to security challenges. My goal is to provide education that advances knowledge of the technologies, processes, and procedures that allow our clients to run a more secure, agile business, and enable them to identify, manage, and communicate information about security risk throughout their organizations.”

About Total Digital Security

Total Digital Security provides highly adaptable and agile computer security for family offices and family members. With cybersecurity risk now at the forefront of business challenges, Total Digital Security protects from the ever-increasing threat of cyber crimes by offering both proactive and reactive responses to cyber risks that align people, processes and technology to create a custom risk profile for your family or organization.

About Brad Deflin
Brad Deflin is a cyber security expert and Founder and President of Total Digital Security, with over 25 years of executive leadership in operations, sales, audit, compliance, and supervision of rigorously regulated financial environments, including Merrill Lynch, Lehman Brothers, Wells Fargo, and J.P. Morgan.

Mr. Deflin is an author and frequent speaker on the matters of online risk, cyber crime, and the emerging technology that defends and protects from what has become our most critical personal and professional risk today. His presentations equip audiences with the knowledge and perspective required to understand the risks involved in the failure to protect their privacy and personal information, and with an understanding of the emerging innovations in technology designed to keep them secure, safe and in control this extremely valuable data.

Additional speakers at the events will discuss best practices for building successful next generation heirs, and philanthropy and social investing trends for family offices.
Speakers include:
Jill Arnold Bull, Private Risk Solutions Sales Leader, Lockton
Jason Cain, Family Office Services Managing Partner, BDO USA, LLP
John LaFleur, Director, Strategic Philanthropy, Ltd.
Betsy Brill, President, Strategic Philanthropy, Ltd.

Wednesday, October 3rd, 2018
Saint Louis Club 

7701 Forsyth Boulevard 

St. Louis, Missouri

Thursday, October 4th, 2018
University Club of Milwaukee
924 E Wells Street
Milwaukee, Wisconsin

Diane Kisner
Total Digital Security
email us here

Source: EIN Presswire

The SafeCare Group® Publishes 2018 100 SafeCare Hospitals® Performance Report

Hospitals performance with infections, readmissions, complications, patient satisfaction, and value

The 2018 100 SafeCare Hospitals Report highlighted significant trends in US healthcare delivery”

— Yisrael M Safeek, MD, MBA, CEO, The SafeCare Group

LEXINGTON, KENTUCKY, USA, October 1, 2018 /EINPresswire.com/ — For the past five years, The SafeCare Group® has monitored the quality, safety, and efficiency of healthcare delivered by US hospitals. The SafeCare group has published its 2018 100 SafeCare Hospitals® Performance Report in SafeCare® magazine. The report compared and contrasted 100 100 SafeCare Hospitals performance against other US hospitals in three Centers of Medicare and Medicaid (CMS) key areas: Hospital Value Based Program (HVBP), Hospitals Readmissions Reduction Program (HRRP), and Hospital Acquired Conditions Program (HACRP). Broadly speaking, these programs measure evidence-based metrics pertaining to 30-day medical and surgical readmissions, medical and surgical infections, 30-day medical and surgical mortality rates, complications for medical and surgical care, patient satisfaction, and efficiency of care.

“The 2018 100 SafeCare Hospitals Report highlighted significant trends in US healthcare delivery,” said Yisrael M Safeek, MD, MBA, CEO of The SafeCare Group. “The report focused on performance gaps between our 100 SafeCare Hospitals and other US hospitals.”

100 SafeCare Hospitals have achieved an exemplary level of performance in the comprehensive, evidence-based metrics of HVBP, HRRP, and HACRP. Hospitals that perform poorly on these quality, safety, and efficiency metrics receive a financial penalty from the government's CMS. The report focused on performance gaps between 100 SafeCare Hospitals and other US hospitals and covered performance for the years 2015, 2016, 2017, and 2018. The report was published in the 2018 3rd Edition of SafeCare magazine and a copy of the magazine could be purchased from the magazine’s website at:

About 100 SafeCare Hospitals®
100 SafeCare Hospitals® has become synonymous for Recognizing Healthcare Excellence® from its holistic, evidence-based metrics that reflect a balanced scorecard of healthcare excellence. Recognizing Healthcare Excellence® refers to 100 SafeCare Hospitals that excel in evidence-based metrics of low infections, low complications, low readmissions, high patient satisfaction, and high value of care. Only about two percent of US hospitals earn the prestigious 100 SafeCare Hospitals® distinction, and the top 50 hospitals represent the top one percent of our US hospitals for excellent performance in the evidence-based metrics of HVBP, HRRP, and HACRP.

About The SafeCare Group®
The SafeCare Group was founded in 2010 and its motto is “Innovating, Disrupting, Transforming” healthcare. SafeCareSoft® SaaS solutions enable hospitals to take advantage of disruptive healthcare software known as Softwaring Healthcare Excellence® that optimize hospital reimbursement and accreditation. Since 2012, SafeCare Analytics® have been helping hospitals excel with physician privileging software for Joint Commission OPPE, and hospital software for better readmissions, complications, infections, and value. Since 2013, 100 SafeCare Hospitals® listings have been Recognizing Healthcare Excellence® of 100 US hospitals that excelled with low infections, readmissions, complications, high patient satisfaction, and high value. Since 2015, SafeCare® magazine has been delivering information on the people, ideas and novel technologies affecting access, cost, and quality of healthcare across the globe.

Sarju Bharucha, JD
SafeCare Magazine
email us here

Comparative Performance of 100 SafeCare Hospitals® 2015 – 2018

Source: EIN Presswire

Mercedes, VW, Volvo & other OEM's circle dynaCERT Emission Tech, 20% fuel savings

Pit Group Certified HG1 Unit in polymer case (left), rugged case (right).

dynaCERT is 2018 Gold winner of Edison Award

dynaCERT Inc. (TSX-V: DYA)(OTCQB: DYFSF)(Frankfurt: DMJ) HydraGEN technology is the Gold Medal winner of the prestigious 2018 Edison Award for Best New Product.

dynaCERT Inc. (TSX:DYA)

The share price of dynaCERT Inc. (TSX-V:DYA) is apt to rise as a plethora of new relationships mature over the coming months and the sales growth trajectory for dynaCERT’s HG technology accelerates.”

— Market Equities Research Group

NEW YORK, NY, UNITED STATES, October 1, 2018 /EINPresswire.com/ — dynaCERT Inc. (TSX-V: DYA) (OTCQB: DYFSF) (Frankfurt: DMJ) is on the launch pad as its new HydraGENTM (HG) Carbon Emission Reduction Technology is finally garnering the attention needed for sales to take-off. Investors would do well to familiarize themselves with the massive global market that will benefit from HG technology, the quality margins for the Company, and the revenue potential as matters accelerate. This September-2018 Mercedes Benz, Volkswagen, ManTruck, Volvo, Freightliner, and other OEMs met with dynaCERT sales and engineering team expressing great interest in HG technology enabling them to meet stricter upcoming European CO2 regulation standards. The OEM discussions also included opportunities to consider the aftermarket sales of HG technology through the respective current dealer networks of OEMs. Sales for dynaCERT will take a dramatic leap as a plethora of new relationships mature over the coming months.

Already dynaCERT has reported global installations of its new HG1-45 models for diesel truck engines are “advancing very successfully”. On September 24, 2018 the Company gave an update entitled "dynaCERT Offers a Solution to 2019 European CO2 Regulations" whereby European homologation (validation) testing is complete and the results made dynaCERT the talk of show at the IAA Commercial Vehicles International Exhibition in Hanover, Germany (September 20 to 27, 2018), where dynaCERT held its official product launch for Europe. The Company has provided a synopsis of the European homologation results, they are extremely positive; results include a 8.9% improvement in fuel consumption, a 8.7% reduction in CO2, a 88% reduction in NOx, a 52% reduction in Total Hydrocarbons (THC), a 54.5% reduction in Particulate Matter (PM) and a 74.3% reduction in Particulate Number.

The TUV homologation test were conducted under the requirement for Homologation to obtain an Allgemeinebetriebserlaubnis (ABE), the German Transport regulatory license that is required for any equipment used on on-road vehicles in Europe. The finalization of official ABE certification is expected near-term.

20.1% fuel savings on long haul truck: Noteworthy excerpt from the Sept. 24, 2018 release, "While the dynamometer test showed a 8.9% fuel savings, separately, during the on-road break-in period after the baseline test, the on-board diagnostic (OBD) record of the 2018 MAN TGX 18-460 long haul truck with an HG1-45B showed a 20.1% average fuel savings for the 188 hours of tests, travelling through the mountainous terrain of southern Germany in a heavy load commercial operation.”

As the trajectory for HG unit sales accelerates it won't take long for the economics to flourish, especially considering the healthy gross profit margins per unit and the fact there is a market with desperate need globally for millions of HG1 units (for diesel truck engines) and HG2 units (for refrigeration containers), capable of drastically cutting greenhouse gas emissions, all while saving fuel.

The Company is positioned to meet accelerated demand. Production of the different HG1 series models is underway with the current capacity to build HG1 units at 6,000 units per month. Production of the HG2 series models is soon to be operational with new specialized robotic laser-welding equipment to facilitate production. Future capacity to produce HG2 units is planned to reach 10,000 units per month.

The Company is also engaged in plans to tackle the marine, rail, and power generation market in a major way.

The following URLs have been identified for further DD on dynaCERT:
Company website: https://dynacert.com

Recent Technology Journal Review:

Articles, excerpts, commentary and reviews herein are for information purposes and are not solicitations to buy or sell any of the securities mentioned.

Fredrick William
Market Equities Research Group
email us here

dynaCERT CEO Interview regarding insight and opportunity, CEO of the year Award

Source: EIN Presswire

ChiXi Consultants – Asia Markets Start the Week Mixed – China Manufacturing Data

Australian Banks Under Scrutiny – Royal Commission

Asia markets were mixed on Monday morning following the release of data Sunday that showed a slowdown in China's manufacturing sector.

MANHATTAN, NEW YORK, UNITED STATES, October 1, 2018 /EINPresswire.com/ — The Nikkei 225 continued its advance to trade 0.54 percent higher while the Topix remained lower by 0.14 percent in the morning, as major automakers such as Toyota and Nissan all saw declines.

The moves in Tokyo came on the back of the release of a survey conducted by the Bank of Japan which showed business confidence among the country's big manufacturers falling for the third consecutive quarter.

Meanwhile, in South Korea, the Kospi lost its earlier gains to trade lower by 0.28 percent, despite a private survey showing factory activity expanding in September for the first time since March 2018.

Down Under, the ASX 200 slipped by 0.6 percent, with most sectors still trading in negative territory. The heavily weighted financial sector fell by 1.31 percent, with Commonwealth Bank of Australia sliding by 1.43 percent and AMP trading down by 1.72 percent.

The moves in the financial sector Down Under came on the back of an interim report by Australia's Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry, which revealed instances of bribery, fraud, fee-gouging and board-level deception within the sector.

The Chinese and Hong Kong markets are closed today.

Slowdown in China's manufacturing sector

On Sunday, the release of data showed growth in China's manufacturing sector slowing down in September, with both external and domestic demand weakening. The Caixin/Markit Manufacturing Purchasing Managers' Index — which focuses on small and medium-sized firms in China — fell to 50.0 in September from 50.6 in August. Economists polled by Reuters had expected a reading of 50.5 on average.

The data comes as the U.S.-China trade war continues to escalate, with new tariffs imposed between the two countries on Sept. 24 and Washington threatening to slap tariffs on virtually all Chinese imports into the United States.

S&P sees best quarter since 2013

In market action on Wall Street last Friday, the S&P 500 saw its best quarterly gain since the fourth quarter of 2013, rising 7.2 percent. The Nasdaq Composite also saw a 7.1 percent gain for the quarter while the Dow Jones Industrial Average advanced by 9.3 percent. The gains came even though the three indexes closed little changed for the trading day on Friday.

Currencies and oil

In currency news, the U.S. dollar index which tracks the greenback against a basket of peers was at 95.207 as of 9:51 a.m. HK/SIN, still off last week's high.

The Japanese yen weakened further at 113.92 against the dollar, while the Australian dollar traded also slipped to $0.7219, as of 9:52 a.m. HK/SIN.

In the oil markets, prices continued to trend higher in the morning of Asian trade despite losing some earlier gains. The global benchmark Brent crude futures contract remained higher by 0.29 percent at $82.97 per barrel, while the U.S. crude futures contract was higher by 0.25 percent at $73.43 percent per barrel.

About ChiXi Consultants:

ChiXi Consultants is a Financial Planning and Investment Advisory firm that is geared toward individuals and institutions who are looking to achieve extraordinary levels of success. Our clients range from entrepreneurs, executives, board members and institutions who demand the same excellence in their advisors that they have demonstrated in their own lives. They require an intensely personal approach that relies upon years of experience, attention to detail, and above all else, objectivity and this is what ChiXi Consultants prides itself on providing.

To find out more about ChiXi Consultants, contact us at info@chixi-consultants.com for further information or visit our website at www.chixi-consultants.com

Jonathan Worthing
ChiXi Consultants
email us here

Source: EIN Presswire

Performance Evaluation of Top PHP Development Companies By ITFirms

IT Firms - A Leading Research Provider

Business Growth

IT Firms - Leading IT Companies

New list by ITFirms’ highlights a list of global top PHP Development Companies erasing off the hype and anarchy besieging them.

NEW YORK, UNITED STATES, October 1, 2018 /EINPresswire.com/ — Latest listing of Top PHP Development Companies by ITFirms sullies all negativity as the reviews benefit globally. ITFirms is known as a leading review and research firm that has been seeking best web development, mobile app development, software development, and e-commerce development companies across the globe. This is an alternative way to approach your dream company amongst the tough competition. ITFirms' tracks the latest trends in mobile and web domains which are vulnerable to new tactics, tricks, and procedural renovation. With the increase in the number of Internet users, there has been a rise in the demand to create engaging platforms to accelerate user engagement and ensure satisfaction. Primary selection criteria include the cost of application development, adeptness to client requirements, timely delivery, responsiveness to changing technologies, scalability of the application, flexibility to changes and post-deployment support.

Further ITFirms' checks if the company has done any projects in real time, it's risk-taking appetite, checking its client's portfolio and positive and negative (if any) testimonials, their experience in the industry and technical background of its system engineers, evaluating the UI/UX of the product, and how they value their customers etc.
Listings keep moving even if it pretends to remain static for quite a while. ITFirms.co brings an immaculate record of top PHP development companies with perfect timing and technique! Check out if your company is listed in their register. Here you go:

1. Konstant Infosolutions
2. OpenSource Technologies
3. Jordan Crown
4. Followbright
5. Hidden Brains
6. NMG Technologies
7. SynapseIndia
8. Sparx IT Solutions
9. Octal Info Solution
10. Blue Fountain Media

For the full list of Top PHP Development Companies, Visit here – https://www.itfirms.co/top-php-development-companies/

About ITFirms.co

ITFirms.co is a globally recognized review and research firm that ascertains top mobile and web development companies based on certain criteria. It essentially helps meet service seekers with service providers. The opinions listed on the website are the result of strict evaluation and a lot of consistent hard work by professionals involved in it.

Ryan Miller
IT Firms
email us here

Source: EIN Presswire