Mobilearth Launches MobiBranch and Mobile Banking with ACB

Omni-Channel Banking with Wires and Additional Business Functions for Antigua Commercial Bank

We are very happy with the Mobilearth product suite. Their leading-edge technology allows us to offer our customers the convenience of doing so much more with mobile and online banking.”

— Sidlow Frank

BURNABY, BC, CANADA, October 31, 2018 / — Mobilearth is pleased to announce Antigua Commercial Bank has gone live with the Mobilearth product suite. Their customers will have access to their accounts through multiple channels with unprecedented functionality for both business and retail clients.

“We are very happy with the Mobilearth product suite. Their leading-edge technology allows us to offer our customers the convenience of doing so much more with mobile and online banking. From wire transfers to payroll processing to secure messaging, Mobilearth has developed products that stand out from the crowd and help us provide a well-rounded customer experience using multiple access channels.” states Sidlow Frank, Manager of Information Services for Antigua Commercial Bank.

MobiBranch replaces the need for customers to make physical branch visits. Financial institutions running MobiBranch save time on both sides of the counter by switching to digital paperless processes that give customers the ability to serve themselves at their convenience and have employees seamlessly stepping in to assist when needed.

Mobile Banking through a multi-channel approach gives the customer choices in how they do their banking. Additional features like wires, payroll processing, petty cash ordering and secure messaging means both business and retail customers will have more control over their accounts and be able to do more for themselves.

“ACB wanted better access to banking for their customers,” states Tia Lee, CEO of Mobilearth. “Our products give financial institutions' customers the convenience of banking on their schedule with feature functionality that is important to them.”

About Antigua Commercial Bank
Antigua Commercial Bank (ACB) is the largest indigenous commercial bank in Antigua & Barbuda. In addition to offering attractive credit products to empower customers to own land, homes and businesses, the Bank also helps to improve the quality of lives of the people of Antigua & Barbuda through culture, education, sport and community development.

About Mobilearth
Mobilearth provides an omni-channel web and mobile app experience for financial institution employees and customers, giving them an unparalleled level of mobility to remove location restraints while streamlining branch processes and providing a unified user experience on both side of the counter. It’s banking app-ified.

Tia Lee
TRG Mobilearth Inc.
+1 604-451-5500
email us here

Source: EIN Presswire

2018 Person of the Year Finalists

SafeCare Person of the Year

President Trump 2017 Person of the Year

SafeCare Person of the Year Finalists

SafeCare Person of the Year 10 Finalists Released

We thank President Trump, our 2017 Person of the Year for working to make healthcare better for Americans”

— Yisrael M. Safeek, MD, MBA, Chairman & CEO, The SafeCare Group

LEXINGTON, KENTUCKY, USA, October 31, 2018 / — SafeCare magazine announced its 10 finalists for its 2018 Person of the Year for healthcare. This year’s shortlist are:
– Jeff Bezos – Amazon (new health care venture addressing healthcare cost)
– Tianqiao Chen & Chrissy Lou – Tianqiao and Chrissy Chen Institute (Brain-machine interface)
– Marc Benioff – Salesforce (IT to address healthcare cost and quality)
– Tomislav Mihaljevic, MD – Cleveland Clinic (Putting Patients First priority)
– Jaime Dimon – JPMorgan Chase (new health care venture addressing healthcare cost)
– Ken Langone – Invemed (NYU grant to address physician shortage)
– Mark & Pricilla Chan Zuckerberg, MD – Chan Zuckerberg Initiative (IDseq- Infectious Disease sequencing hypothesis)
– Masayoshi Son – SoftBank (AI doctor to increase doctors' consultation efficiency)
– President Donald Trump – United States (Improving healthcare access, quality, and cost)
– Sobhi Batterjee – Saudi German Hospitals Group (Addressing healthcare access in Middle East/North Africa)

“We thank President Trump, our 2017 Person of the Year for working to make healthcare better for Americans,” said Yisrael M. Safeek, MD, MBA, Chairman and CEO of The SafeCare Group, publisher of SafeCare Magazine. “Overcoming unprecedented partisan obstruction and political gridlock, President Trump became a Keeper of Promises as he fulfilled several platform healthcare promises since occupying the Oval Office.”

SafeCare magazine Person of the Year is an annual issue that recognizes the individual who has contributed significantly toward improving the access, cost, and quality of healthcare across the globe. The designation is based upon the three goals set forth by SafeCare magazine:
1. Commitment to improving access, cost, and quality of healthcare nationally/globally.
2. Tangible and quantifiable steps taken toward addressing the current challenges and future perspectives of access, cost, and quality of healthcare.
3. Leadership toward advancing access, cost, and quality of care within the healthcare system, the business sector, the general public, and governmental domains.

Eligible individuals included any person (medical or non-medical) who has satisfied the above listed criteria by demonstrating exceptional achievement in the areas. There was no submission cost for nominations. Final selection would be completed by SafeCare Magazine editorial board, and the notification of the outcome would be conducted through SafeCare magazine.

About SafeCare® Magazine
SafeCare magazine is a private venture delivering information on the people, ideas and novel technologies affecting access, cost, and quality of healthcare across the globe since 2015. SafeCare® magazine, SafeCare Analytics®, and 100 SafeCare Hospitals® comprise The SafeCare Group ®. For more information about The SafeCare magazine, visit

About The SafeCare Group ®
The SafeCare Group was founded in 2010 and its motto is “Innovating, Disrupting, Transforming” healthcare. SafeCareSoft® SaaS solutions enable hospitals to take advantage of disruptive healthcare software known as Softwaring Healthcare Excellence® that optimize hospital reimbursement and accreditation. Since 2012, SafeCare Analytics® have been helping hospitals excel with physician privileging software for Joint Commission OPPE, and hospital software for better readmissions, complications, infections, and value. Since 2013, 100 SafeCare Hospitals® listings have been Recognizing Healthcare Excellence® of 100 US hospitals that excelled with low infections, readmissions, complications, high patient satisfaction, and high value. Since 2015, SafeCare® magazine has been delivering information on the people, ideas and novel technologies affecting access, cost, and quality of healthcare across the globe. For more information about The SafeCare Group, visit

Sarju Bharucha, JD
SafeCare Magazine
email us here
Visit us on social media:

SafeCareSoft® – Softwaring Healthcare Excellence®

Source: EIN Presswire

Marketing Service Company Equips Tax Professionals With Resources Necessary To Have Successful Tax Season.

1040 Tax Biz Print Logo

1040 Tax Biz Print Logo

How to Prepare for 2019 Tax Season

How to Prepare for 2019 Tax Season

1040 Tax Biz Print provides a complete marketing guide to give tax professionals a cohesive and easy to follow plan for the 2019 tax season.

KENDALL PARK, NJ, UNITED STATES, October 31, 2018 / — 1040 Tax Biz print has always put their best foot forward when it comes to providing quality marketing services to tax professionals and accountants across the country. For years, they have provided customizable print materials such as banners, flags, business cards, and more. More recently, they have expanded into the digital space, now offering social media and digital marketing services to those looking to market online. They have been a reliable source for catered marketing within the tax industry.

Continuing with that trend, 1040 Tax Biz Print has now unveiled their complete guide to preparing for the 2019 tax season. The purpose of this guide is to give tax professionals a general marketing outline on a month by month basis. It lists different marketing projects that should be undertaken such as promotional videos, social media presence, and even contests or giveaways. The guide is complete with an easy to follow timeline and clickable links for additional information.

Distribution of this guide is available mainly via the website. There, visitors can sign up for their mailing lists which will directly give them access to this resource. They are not charging any fees for this guide as the team believes that everybody should have a plan of action at the very least.

1040 Tax Biz Print mostly does their services via their website. There, customers are free to purchase any products they need, or contact 1040 Tax Biz Print via a contact form. They also encourage those active on social media to follow them on Facebook, Twitter, Instagram, and Linkedin, all under the company name 1040 Tax Biz Print. The company has also recently signed a partnership deal with 1040 Tax Biz, providing tax preparation software to professionals across the country.

Michael Alfred
1040 Tax Biz Print
+1 844-732-1040
email us here
Visit us on social media:

Source: EIN Presswire

What’s The Best Way To Protect Yourself…At Home…At Work…At School…Where You Shop…When You Travel?

ImageWare Systems, Inc. –

VOTI Detection™ –

Security Experts At AMAG, CISCO, Cyberinc, Dell EMC, Fujitsu, Identiv, ImageWare Systems and VOTI DETECTION™ Answer The Question!

We are honored to have these outstanding security experts join us "In The Boardroom" to discuss security threats and state-of-the-art, cutting-edge, proven solutions, that help keep us safe !””

— Martin Eli, Publisher

NEW YORK, NEW YORK, UNITED STATES, October 31, 2018 / — ****************************************************************************************************************

Publicly held companies included in this Press Release:
AMAG Technology – A G4S Company
ImageWare Systems OTCQB: IWSY


Thank you for joining us "In The Boardroom"…


Howard Johnson, Chief Operating Officer, AMAG Technology

“I think we've disrupted people's views of AMAG. We have an old identity and a new identity, and while they are both valuable, we've disrupted by adding cloud-based visitor and identity and access management solutions to our product line-up and our customers are starting to understand we offer solutions beyond access control. We explain the new identity-that we offer a unified solution- and the new strategy. We are growing as a business. In one or two years, people will be more comfortable. We are keeping our core values, processes and commitments to support our products and product development. It's all there. It just comes in a new, shinier, expanded package.”


Don’t miss the AMAG Webinar Series:

Date and time: Tuesday, November 20, 2018 1:00 pm Eastern
Duration: 30 minutes
Description: Whether it’s a new product offering, company update or tips on how to easily meet compliance, AMAG’s goals are to communicate what’s new and to help you design and commission the perfect solution.

Register here:


In recent news:
AMAG Technology Launches Symmetry Control Room
Command and Control System Unifies Situational Awareness

AMAG Technology’s Stuart Tucker joins the PSIA Board of Directors


Dov Yoran, Sr. Director, Strategy & Business Development, Security Business Group, Cisco

"There is no silver bullet. A committed attacker will always find a way. Your best defense is a balance of both protection and detection. When bad things do inevitably happen, your detection capabilities will enable you to find the threat quickly and mitigate the damage. Our focus in Cisco Security is to automate as much of this process are possible for organizations so that once a new threat is identified, it is automatically blocked across not only the enterprise, but also the entire Cisco user-base. In doing so, we multiply the collective wisdom of our customers, partners, and our deep bench of talented threat researchers."


Samir Shah, CEO, Cyberinc

"The pace of digital transformation has created a world of automation, cloud, storage and networks that is more complex than ever before. We believe, CISOs and CIOs need to make the shift from a cycle of detection & response to a proactive strategy of isolation. Cyberinc’s Isla is the most secure Isolation solution available.”

In recent news:
Cyberinc joins HPE Complete Program… Elevated Partner status empowers HPE Customers to acquire Cyberinc’s cybersecurity solution directly.

Cyberinc a leader in isolation based cybersecurity, helping businesses actively reduce attack surface and protect themselves against web malware, announced that it has joined Hewlett Packard Enterprise’s HPE Complete Program. Businesses worldwide and specifically, HPE’s customers can acquire Isla directly from HPE and its global reseller network.

Cyberinc’s Isla is a ground breaking cybersecurity solution that helps leaders in Information Security, IT and Risk Management eliminate the biggest threat vector they face today: web-based malware attacks. Isla isolates all web malware outside the corporate network and protects emails, documents, and web against malware based attacks, truly securing the network and improving IT productivity. HPE Complete program offers a one-stop solution for purchasing best-in-class cybersecurity products. Cyberinc’s Isla comes prevalidated for performance, and interoperability with other HPE hardware already present within an enterprise.

Romi Randhawa, Chief Strategy Officer, Cyberinc, said, “Hewlett Packard Enterprise (HPE) is an established leader across all key hardware segments in the data center including security. With this agreement, we are deepening HPE’s stack to provide security solutions on their cutting edge next generation products. With Cyberinc’s Isla now available as part of the HPE stack, customers can truly enjoy the benefit of a truly secure network, while reducing the attack surface against web-based malware attacks.”

Related Links:
HPE Complete Cyberinc Quick Specs:


Graham Porter, Dell EMC, Business Development Director EMEA, Surveillance and Security

"We are seeing changes driven by mutations in the nature of terrorist threats and these have created needs for Critical Infrastructure property owners and operators to align their protection and safety regimes with advice received from two main sources – the Police and liability insurers/re-assurance organisations.

In Europe, we are seeing the movement from asset protection in transportation venues toward the need to protect un-checked crowds in areas such as Check-in areas of airports, luggage drop-off zones and assembly points around terminal buildings. The reasons are clear – historically, the security effort was aimed toward stopping criminal damage against airplanes and airport machinery on the part of the transport operators, and to stop theft and fraud in the cases of in-terminal retailers.

The need to identify persons of interest approaching and moving around airport and transportation facilities has become a priority need sought after by operators increasingly since the attacks at Zavantem, Belgium which was a terrorist crime perpetrated against crowds of innocent airport travelers in an area PRIOR to the areas where passengers passed through security equipment and search areas.

Historically, protecting planes and stopping luggage theft was a priority – and now the effort is expanded toward increasing the safety of the airplane travelers and luggage owners instead.

New European data and privacy laws effective from May 2018 (GDPR) have caused IT and data managers to review their policies and practices effectively in order to ensure the rights of any citizen to 'disappear' is balanced with the security requirement which has always been placed on Operators to know who is using their facility and to ensure they secure their crowded spaces. There is no doubt an increase in the cost of providing the safe traveler environment and the cost is seen usually as either an Airport Levy or local tax – which is seen as making transportation facility access more costly to travelers."


Jason Bradlee, Head Of Security, Fujitsu Americas

“Our co-creation approach is strategic and ensures we develop the right partnerships and expertise that will enable us to deliver transformational outcomes. We select our partners carefully using this methodology. Organizations are adopting various types of authentication to achieve the right mix of security, privacy and a differentiated user experience. Our partnership with ImageWare allows us to expand our Identity and Access Management offerings to provide our customers with more multi-factor authentication technologies."


Manfred Mueller, Chief Operating Officer, Identiv


“Our transponders are powering the IoT. We're dominating the NFC and mobility space, access and transport, events and leisure, library applications, gaming and vending, loyalty and payments, strong authentication, and health and pharma. Specializing in custom design, our tag portfolio covers anything and everything our customers can dream up. That includes HF and UHF inlays, standard and Tag on Metal labels, tickets for transportation, ski lifts, events, and more, tokens for transit and asset tracking, and library labels for books, CDs, DVDs, and tablets. We build miniaturized labels for cosmetics and pharmaceuticals, giant NFC transponders, NFC stickers for mobile devices, and our uTrust Sense Temperature Tracker tracks the temperature of practically anything.”

In recent news:

Identiv to Acquire Mobile Security Company Thursby Software Systems, Inc.


Jim Miller, Chairman and CEO of ImageWare Systems


In recent news:

ImageWare® Announces Innovative 2FA and Biometric Security Solution with ForgeRock® Identity Platform™
ImageWare’s GoVerifyID® Certified Integration with the ForgeRock Identity Platform Provides Strong User Authentication Convenience and Security

"Integrating GoVerifyID with ForgeRock’s identity platform brings our ultra-scalable and flexible 2FA, MFA and biometric authentication solution to this leading customer-oriented IAM solution. We look forward to working with ForgeRock to develop joint business development and go-to-market plans including co-marketing and targeted co-selling to ForgeRock’s extensive list of world class partners with large numbers of consumer users.”

Fujitsu Provides MedClick Medication Adherence Solution to Monitor Complex Patient Medication Regimens in Real-Time

ImageWare® Systems Closes $8.9 Million Preferred Stock Private Placement and Approximately $6.9 Million Debt Conversion into Equity

ImageWare® Systems Reports 2018 Second Quarter and Six-Month Financial Results

ImageWare® Systems Extends Global Reach into Japanese Market with TwoFive, Inc. Partnership


Rory Olson, President and CEO, VOTI Detection™

“Las Vegas was a terrible tragedy and does trigger additional discussion on security, especially for protection of people and saving lives. There is no doubt in my mind more screening in public and private physical entrances and exits will be required and mandated. Other countries, enterprises and communities outside North America are already taking the step to enhance their security. In many regions of Europe, Africa and the Middle East, hotels, public facilities such as shopping malls, museums, sports venues, concert halls, etc., have x-ray scanners deployed. Asia is following and I expect North America will not be too far behind. As more awareness is given to the role of x-ray scanners in these domains, AI and analytics will be play a key role in the automation and predictive detection of threats to all”.

In recent news:
VOTI DETECTION™ Announces the Launch of a Powerful Compact Table Top 3D Perspective™ X-ray Security Scanner

VOTI Detection No. 76 on the 2018 Growth 500 ranking of Canada’s Fastest-Growing Companies

VOTI Detection™ is proud to have its XR3D Series 5 security scanners deployed at the ASIAN GAMES 2018 in Jakarta, Palembang

VOTI Inc. completes previously announced private placements for gross proceeds of approximately $11.8 million
VOTI Detection™ XR3D X-Ray Scanners Receives GSA Multiple Award Schedule Contract

*********************************************************************************** Is Proud To Be A Sponsor Of These Important Upcoming Events
M A R K – Y O U R – C A L E N D A R !!!


Money2020 China


27 – 29 NOVEMBER 2018
Palais des festivals – Cannes, French riviera


Cyber Security Summit: Los Angeles
Thursday, November 29, 2018 | 7:45AM to 6:00PM | The Beverly Hilton


A Full-Day Premium Event
November 29, 2018
San Jose Marriott


December 4-5, 2018
Marina Bay Sands, Singapore


December 11-12, 2018 | InterContinental New York Barclay


Olympia, London
5-6 March 2019


Annual Investment Meeting
April 8 to 10, 2019
Dubai, UAE


Secutech India and Fire & Safety India
25 – 27 April 2019
Mumbai India


Thursday, May 16, 2019
Convene – Financial District
32 Old Slip, New York, NY 10005

Videos of previous CYBER INVESTING SUMMIT here:


About features thought leadership interviews about IT, IoT and security solutions. Our flagship “In The Boardroom” program, now in its 15th year, has delivered outstanding content about solutions from leading global brands such as: 3M, AMAG Technology – A G4S Company, ASSA ABLOY, Cisco Security, Cyberinc, Dell EMC, HP Cybersecurity, Fujitsu, Gemalto, HID Global, IBM, ImageWare, Intel, SAP, Siemens, Stanley Security, SONY, Unisys, and Yahoo, just to name a few.

What's YOUR authentication, cybersecurity, physical security, mobility, or "smart" solution?
What's YOUR Blockchain or FinTech solution?

We invite you to please join us "In The Boardroom" at
For a quick tour to see exactly how your brand will be featured, please contact Ali Eng on our publishing team via
email:, or phone: 1+914.690.9351, or, LinkedIn:

For more details, please click here:
And for our Media Kit, please click here:


It's FREE…our monthly newsletter with thought leadership content from leading security experts.
Please click here:
And please visit us on Twitter here:




Martin Eli, Publisher
+1 914-690-0848
email us here

Cyber Investing Summit 2018 Opening Remarks

Source: EIN Presswire

Marketing Service and Tax Software Company Team Up For 2019 Tax Season

1040 Tax Biz and 1040 Tax Biz Print have made the decision to partner up and provide the best service possible to tax firms for the 2019 season.

KENDALL PARK, NJ, UNITED STATES, October 31, 2018 / — 1040 Tax Biz Print started out as a standalone marketing company for tax professionals and accountants alike. Some examples of their services includes design templates for print products, every door direct mail, and online marketing via social media. 1040 Tax Biz is a tax software company, giving tax professionals across the country the tools necessary to do their job effectively. As of Fall 2018, the two have made the decision to partner up and be the ultimate resource for tax professionals.

Although the two companies have decided to partner up, they are still handling the services that they do best. The Print division is still providing all the same resources that have made them a successful marketing company all this time. Also, the same experts from 1040 Tax Biz are still providing the same excellent service they have been. For long-term clients of either company, nothing has changed from the services they have been receiving. Now, there is just more available to each.

Customers of 1040 Tax Biz Print now have the option of signing up for 1040 Tax Biz’s tax preparation software for the 2019 season. Furthermore, software users of 1040 Tax Biz will also have access to the printing and marketing resources from 1040 Tax Biz Print. The Print division has even gone out of their way to provide a 40% discount off of select services to 1040 Tax Biz software customers. Needless to say that these two companies have big plans to provide the very best for tax professionals in the 2018-2019 season.

1040 Tax Biz Print mostly does their services via their website. There, customers are free to purchase any products they need, or contact 1040 Tax Biz Print via a contact form. They also encourage those active on social media to follow them on Facebook, Twitter, Instagram, and Linkedin, all under the company name 1040 Tax Biz Print. 1040 Tax Biz can be reached at their website as well.

Michael Alfred
1040 Tax Biz Print
+ +1 844-732-1040
email us here
Visit us on social media:

Source: EIN Presswire

Pennsylvania Medical Bankruptcy: When to File Due to Medical Debt

Medical Bankruptcy

Philadelphia Bankruptcy Lawyers

If you lack insurance coverage or have 25% or more of your income going toward medical bills, you might want to consider filing for medical bankruptcy.

We know that bankruptcy is not what you want. You’re afraid of what people may think of you for taking this route and are afraid of appearing in bankruptcy court.”

— Michael A. Cibik

PHILADELPHIA, PENNSYLVANIA, UNITED STATES, October 31, 2018 / — No one plans to get sick or get into a debilitating accident. We pay exorbitant amounts for health insurance and health care costs for such events. Depending on the health plan you have, it might only cover a fraction of the medical costs one incurs. If you don’t have health care, the costs of care are astronomical. There will also be other costs, such as gas for going to the doctor’s, treatment centers and hospital. And if a spouse must take time off from work, it becomes unpaid leave after a certain number of weeks or may have to quit his or her job (or to take care of a family member), reducing the family income by as much as half. It’s not uncommon for those stricken with an illness to have fundraisers, take out personal loans, or accumulate large amounts of credit card debt. While these fundraisers help, they are usually not enough to make a dent.

If you lack insurance coverage or have 25% or more of your income going toward medical bills, you might want to consider filing for medical bankruptcy. This type of bankruptcy is no different than filing or a Chapter 7 or Chapter 13 bankruptcy. With a bankruptcy, some debts take priority over others and cannot be discharged. The debts that take priority are ones that are secured (collateral is put up as payment) and cannot be wiped (discharged). These debts include child support, alimony, and student loans. Medical bankruptcy is considered a non-priority, unsecured debt meaning it can be wiped without having collateral. The only catch is that you must be eligible for Chapter 7 (personal bankruptcy).

When people file a Chapter 7, they must pass the means test and have little to no assets. There is no limit/cap on the amount of debt you can discharge. And with a Chapter 13, you must earn above the median Pennsylvania income and have assets. You’ll be put on a payment plan set up by the IRS too. Once you make all the payments, the rest of the debt will be wiped away. However, just like being eligible for a Chapter 7 bankruptcy, there is a catch for a Chapter 13. The catch is that there is a debt limit. Chapter 13 is for those who have less than $394,725 total in unsecured debts. Also, they must have less than $1,184,200 in secured debt.

When Medical Bankruptcy is the Solution

There are other options to pay medical bills:

– Negotiate with the medical provider on a settlement. If a collections agency is contacting you, you can negotiate with them as well.
– Ask the billing department if you can set up a payment plan.
– Ask your doctor’s office or hospital if there is an assistance program. Many times, there is a local charity that can help offset costs.

If these options do not provide the permanent relief you need, then medical bankruptcy is the solution. At Cibik & Cataldo, we know that bankruptcy is not what you want. You’re afraid of what people may think of you for taking this route and are afraid of appearing in bankruptcy court. Believe us; it is not an easy route to take because it involves a deep look into your finances and having you gather the paperwork, such as creating an itemized list of your expenses, financial transactions, and credit reports from the past two years. There are millions of people who are in a similar situation and have filed for bankruptcy. You’re also afraid that declaring bankruptcy, whether for medical bills or not, will hurt your credit score. Yes, it will hurt your credit score, but so will late and missed payments on your credits cards because you paid your medical bills with them, and maybe even maxed them out in the process.

Discharging Only Medical Debts

Some believe that you can discharge only medical debts in bankruptcy. This is not true. When you declare bankruptcy, you must put all of your outstanding debts on it, secured and unsecured. However, this is a good thing because it simplifies your finances and the bankruptcy process. This will give you an absolute fresh start on the path to debt relief. It will relieve a large burden so you can focus on getting better (or focus on your loved one who is ill) and get back on track financially. You’ll also be able to concentrate on getting a new job if you had to quit your old job due to the medical situation.

If you think you will endure future medical bills, such as another round of chemotherapy, then you should wait to file for bankruptcy since you can only file for Chapter 7 bankruptcy every eight years. If you have been discharged from a Chapter 7 bankruptcy and need to file a Chapter 13 bankruptcy, you’ll only have to wait four years. However, if you never received a discharge from the bankruptcy, no matter the bankruptcy type, then you don’t have to abide by the time limits.

Medical Bills By Default

Some are forced to declare a medical (Chapter 7) bankruptcy. If you are divorced and your ex files a Chapter 7 because of medical bills, you can be included in the bankruptcy if you cosigned on a loan(s). Even though are you are able to pay your own bills, you cannot pay the outstanding debt too. Thus, filing for bankruptcy is the best solution.

We must warn you about how it works to consolidate your debt with a consumer credit counseling service. The creditors may make a payment plan with you and you think that’s it. However, this agreement is not set in stone. The creditors can come back and try to get the rest of the money at a later date, in which you end up filing bankruptcy. This is why it is vital to contact a bankruptcy lawyer if you are thinking about using one of these consumer credit services or filing bankruptcy. Talking to an experienced bankruptcy lawyer can prevent additional interest charged by a creditor and protect your home from foreclosure. You’ll also get bankruptcy facts and what is involved with filing.

Don’t Face Bankruptcy Alone

When you need solid bankruptcy advice, turn to Cibik & Cataldo, the premier Philadelphia bankruptcy law firm. For over 40 years, we have helped tens of thousands of people like you get the bankruptcy information they need to make an educated decision on whether or not to file for bankruptcy and which type of bankruptcy is best for their particular needs.

We are ABC certified, so you can trust we know the United States Bankruptcy Code inside and out. We stay on top of the latest code changes to give our clients the best attorney recommendations and our fee is cost-efficient. Contact us today or call (215) 735-1060 to set up your free consultation!

About Cibik & Cataldo:

For the last 35 years, Philadelphia, Pennsylvania debt-relief law firm Cibik & Cataldo, P.C., has provided cost-efficient, superior, and value-oriented legal services to thousands of clients in Philadelphia County and the surrounding areas of Delaware County, Montgomery County, Chester County and Bucks County.

Cibik & Cataldo, P.C., is fully-staffed and concentrates solely on consumer and business bankruptcy matters. The firm does not represent banks, finance companies or insurance companies: only individuals, small business owners, and their claims.

+++++ Disclaimer+++++ This press release is considered advertising and does not constitute any client-attorney privilege and does not offer any advice or opinion on any legal matter. This release was drafted by Results Driven Marketing, LLC, a digital marketing, public relations, advertising and content marketing firm located in Philadelphia, PA

People also Read:
Top Facts You Need to Know About Chapter 13 Bankruptcy

Frequent Reasons to File and How a Bankruptcy Attorney Can Help

What Happened Each Time Donald Trump Declared Bankruptcy

People also Read:
Top Facts You Need to Know About Chapter 13 Bankruptcy

Frequent Reasons to File and How a Bankruptcy Attorney Can Help

What Happened Each Time Donald Trump Declared Bankruptcy

Michael A. Cibik, Partner
Cibik & Cataldo .P.C.
(215) 883-8585
email us here
Visit us on social media:

Source: EIN Presswire

iDisclose Announces Enterprise Agreement with Nvsted

iDisclose, a legal technology company, announced it has entered into an agreement with equity crowdfunding platform Nvsted to provide its Form C services.

NEW YORK, NEW YORK, UNITED STATES, October 31, 2018 / — iDisclose, a New York-based legal technology company, announced today that it has entered into an agreement with equity crowdfunding platform, Nvsted, to provide its Form C service to issuers coming through the Nvsted platform. The service allows for Nvsted to offer its clients a cost-effective solution for filling out the detailed disclosure document required by the Securities and Exchange Commission for companies launching equity crowdfunding campaigns. iDisclose will also provide other services to assist issuers with the Form ID and other deal-related legal documents through a simple question and answer system that allows the entrepreneur to complete many tasks usually handled by a lawyer.

"We continue to support a growing number of equity crowdfunding platforms with the best Form C technology solution in the market and are excited to support Nvsted and their issuers," said Michael Knox, CEO of iDisclose. "Nvsted is hyper-local and focused on getting startups in St. Louis, Missouri, the funding they need to grow. We are pleased to partner with iDisclose because they make the process so much more efficient and cost-effective for the clients joining our platforms," said Ched Wagner, Nvsted Manager.

iDisclose supports funding platforms by providing a system to assist entrepreneurs in filling out complex legal documents and dramatically reducing the cost of legal review of the required filings. The company believes there is a huge opportunity for technology to reduce the costs of legal services, particularly as it relates to small businesses and startups, and expects to continue expanding its product offerings to further support such companies.

About iDisclose
iDisclose, founded in 2015, is an industry leading platform in the crowdfunding legal disclosure space with major contracts with platforms such as Republic, Microventures, Nvsted and Slice. In addition, iDisclose offers legal document solutions for all small businesses, including regulatory documents, deal documents, HR documents and other business documents under its LawCloud services. For more information about iDisclose, visit their website at

About Nvsted
Nvsted is the first hyper-local regulation crowdfunding platform designed to make it easy for investors and business owners to connect in St. Louis. For more information about Nvsted visit their website at

Michael Knox
+1 (212) 381-0788
email us here

Source: EIN Presswire

Keynote speaker announced for the Big Five Board Awards 2018

Nominations open for Big Five Board Awards 2018

LONDON, UNITED KINGDOM, October 31, 2018 / — The Africa Petroleum Club is delighted to announce Paul Eardley-Taylor, Head: Oil and Gas, Southern Africa, Standard Bank, Johannesburg as their keynote speaker for the Big Five Board Awards, along with their guest of honour, Lynda Chalker, Baroness Chalker of Wallasey, President of the Royal Geographical Society, Founder & President, Africa Matters, London.

You are cordially invited to register for the Big Five Board Awards on 22 November, 2018, an unrivalled evening of networking for Africa's leading oil and gas companies and senior executives in a reception-style event for these long-respected and annual accolades. Awarded since 1997 and with over 100 recipients to date, the Big Five Board Awards enter an incredible 22nd year. The event supports the plight of African wildlife and aims to raise funds for various conservation projects on the African Continent with a charity auction, held at the evening reception.

Date: Thursday November 22, 2018
Location: Royal Institution, 21 Albermarle St, W1S 4BS, London, map
Time: 18:00 -22:00
Registration Fee: £150.00 + VAT

Terms and Conditions Apply – Places limited and Right of Admission Reserved

Tel: +44 20 7193 8224


Big Five Board Awards Categories 2018

– Distinguished Individual Contribution to the African Industry – Elephant
– Corporate Contribution to African Petroleum & Excellence – Lion
– Best Independent Player In Africa – Leopard
– Best African National Oil Company – Rhino
– Best Service & Supply Company – Buffalo
– Special Award: Africa's Oil Legend 2018

Nominate Now for the Big Five Board Awards 2018

Terms of Nomination

1. There is no charge to make a nomination.
2. Award winners must attend the Big Five Board Awards 2018 in person to accept.
3. If the winner is unable to attend, they must nominate a substitute.
4. All attendees, including Award Winners will be charged the registration fee.
5. Companies and individuals can self-nominate.
6. Each nomination may only select one Award category.
7. The Award judges reserve the right to reclassify a nomination to a different category.
8. Nominations strictly close at midnight on the 1 November 2018.
9. Winners will be announced at the Big Five Board Awards 2018.

Event Program

Opening – President's Remarks, Gayle Meikle, President, Africa Petroleum Club, CEO, Frontier Communications

18:05 Setting the Scene, the Big Five Board Awards, Paul Dailly, Independent, previously SVP Kosmos Energy, Dallas

18:45 Keynote Speaker, Paul Eardley-Taylor, Head: Oil and Gas, Standard Bank Group speaking on Mozambique, Supplying Gas to the World?

19:15 Guest of Honour: Communities & Wildlife Conservation, Lynda Chalker, Baroness Chalker of Wallasey, President of the Royal Geographical Society, Founder & President, Africa Matters, London

19:30 Charity Auction

20:00 Networking Reception

The Africa Petroleum Club welcomes Members, Patrons and Sponsors as a means to join our exclusive network dedicated to Africa and its exploration industry. Your company will have an increased global exposure via our prestigious Club to promote yourselves to the industry. Your company will have an increased global exposure via our prestigious Club to promote yourselves to the industry by being associated with our events and first-class networking.

See you in London for another great evening,

Kind Regards,

Frontier Communications

Jodee Lourensz
J.Lourensz Marketing Consultancy
+31 6 12559410
email us here

Source: EIN Presswire

Market Domination Business Planning and Strategy Meeting – “Real Disruption: The Big Ideas Disrupting Real Estate”


LOS ANGELES, CALIFORNIA, UNITED STATES, October 30, 2018 / — Titanium Real Estate NetworkRudy Kusuma Home Selling Team – The Rudy L. Kusuma Home Selling Team is pleased to announce their three-day 2018 Q4 Titanium Conference which took place on October 22 to 24, 2018. It was attended by different real estate professionals who want to interact with the Titanium Real Estate Network and learn from various speakers regarding about the RBID Home Selling System.

Essential key points that were discussed during the conference were:
– Strategy to tackle today’s real estate market shift
– In-depth discussion about VIP Buyers and Sellers Benefit System
– Mastermind and empower our team members excellent ways to survive and thrive

They are also proud that the following guests were invited to speak about some crucial topics in the real estate industry:
– Panel of Leadership Team – RBID Home Selling System
– Panel of Titanium Vendors – How our partnerships benefit our clients and agents
– Randy Brewer – Author of the award-winning book, “Finding My Voice”
– Pamela J. Strickland – Compliance Director
– Paul P. Cheng – Legal Counsel Attorney
– Coach Kristin Stampini – Panel of Multiple Net Six-Figure Income
– Coach Jackie Leavenworth – Pricing Strategy and Negotiation

According to Rudy L. Kusuma, the Founder of Rudy L. Kusuma Home Selling Team, “we are currently in the state of the fast-paced marketplace, and every effort should be made by stakeholders to adapt to its constant change.”

He also added, “depending on how you perceive this reality, it can either be an opportunity for your growth or an enemy that will hinder you to succeed. As you continue to keep up with the challenges, you have to take advantage of every chance if you want to thrive – not just to survive.” It is worth noting that his contribution to the real estate market leads him to be recognized as the Top Producer Team Leader of the Month for three consecutive years.

If real estate professionals aim to gain a sustainable role in this industry, Mr. Kusuma provides insights on how to do so. He stated, “they have to shift and focus their mindset to new and more creative strategies despite the changes happening in the marketplace. Let us leave the traditional ways of performing in the real estate field, instead, be innovative.”

For several years, Rudy L. Kusuma Home Selling Team has been serving different areas such as Los Angeles County, Orange County, and San Gabriel Valley. If you can see a bright future in any of these states, Rudy and his team are always ready to find the best home locations that are tailored to your style and family’s needs. They were able to hold over $100 million real estate transactions that lead them to be recognized as one of the key players in the industry. Several awards he received showed his undying effort to create sustainable development.


If you want to know how Rudy L. Kusuma Home Selling Team can help you get the best home with excellent home value, you can send them an email at, or you may also call the phone number 626-789-0159 for inquiries.

For further details, please feel free to contact them at 626-789-0159. Or online at
Be part of their growing list of happy clients and see why they are one of the top performing private companies in LA.

California Real Estate Broker License 01820322

+1 626-789-0159
email us here

Rudy Kusuma – Hot Takes At The Business Planning Conference

Source: EIN Presswire

Team NuVision’s 2018 Home Buyer Fair Had a Successful Run Last Saturday at Hilton San Gabriel, Los Angeles, California

Rudy Kusuma Home Selling Team 2018 Home Buyers Fair

LOS ANGELES, CALIFORNIA, UNITED STATES, October 30, 2018 / — Titanium Real Estate NetworkRudy Kusuma Home Selling Team – Home buyers, homeowners, and real estate investors from all over California attended the 2018 Home Buyer Fair this October 20, Saturday from 10 am to 3 pm at Hilton and San Gabriel, Los Angeles, California. The event was open to the general public, and whoever is interested to know the current status of the real estate market and this year, it had a very successful run.

In this year’s third quarter event, the topic was the expected shift of the Southern California housing market in favor to the buyers. The current real estate landscape in Southern California shows that home buyers have the edge in finding the best properties available in the market today. Rudy Kusuma’s home selling team spearheaded the event to ensure the home buyers can take advantage of this edge.

Rudy Kusuma Home Selling Team, also known as Team NuVision, held the fair so that potential homebuyers can learn about their home buying process. The team helped potential home buyers to become familiar with the process so they can finally purchase their dream house without complications. The team brought diverse guest speakers in the event to assist home buyers.

The guest speakers include lenders, attorneys, and representatives from the national hazard disclosure and home warranty association. These are people who helped the potential homebuyers who were there at the event to avoid the usual complications during the home buying process. With their assistance, many home buyers can now have an easier time to buy their dream house.

Along with helping home buyers with the home buying process, Team NuVision also announced their RBID Homes System in the 2018 Home Buyer Fair. The team also shared tips on the home buying process, one of which include how their RBID Homes system can help them get access to hard-to-find homes and properties.
With Team NuVision’s RBID Homes system, home buyers can have access to homes and property categories such as Foreclosures, Unlisted Properties, Bank Owned Properties, Corporate Owned Homes, Builder Closeouts, Property Exchanges, Divorce Sales, Distress Sales, New Construction, as well as highly motivated sellers where they can find homes with huge deals.

During the event, Team NuVision also helped buyers in how their service can help them research and locate properties that are not readily available online. Now that the Southern California housing market is shifting to their advantage, home buyers must take advantage and get access to the best properties. With that, Team NuVision provides their assistance as one of the best home selling teams.

About TITANIUM REAL ESTATE NETWORK – Rudy Lira Kusuma Home Selling Team:

The Titanium Real Estate Network, also known as Rudy Lira Kusuma Home Selling Team, is a real estate company dedicated to assisting consumers to find the best property deals. The Rudy L. Kusuma Home Selling Team specializes in aiding clients during the real estate process, encouraging them to take charge and get access to the best properties on sale in the market.


For further details, please feel free to contact them at 626-789-0159. Or online at
Be part of their growing list of happy clients and see why they are one of the top performing private companies in LA.

California Real Estate Broker License 01820322

TEAM NUVISION – Rudy L. Kusuma Home Selling Team
+1 626-789-0159
email us here
Visit us on social media:

Rudy Kusuma – Home Buyer Fair 2018

Source: EIN Presswire