Global SaaS-Based Expense Management Market 2017 Share, Trend, Segmentation and Forecast to 2022

SaaS-Based Expense Management -Market Demand, Growth, Opportunities and Analysis of Top Key Player Forecast To 2022

PUNE , MAHARASHTRA, INDIA, June 30, 2017 /EINPresswire.com/ — SaaS-Based Expense Management Industry

Description

Wiseguyreports.Com Adds “SaaS-Based Expense Management -Market Demand, Growth, Opportunities and Analysis of Top Key Player Forecast To 2022” To Its Research Database

This report studies the SaaS-Based Expense Management market status and outlook of global and United States, from angles of players, regions, product types and end industries; this report analyzes the top players in global and United States market, and splits the SaaS-Based Expense Management market by product type and applications/end industries.

The global SaaS-Based Expense Management market is valued at XX million USD in 2016 and is expected to reach XX million USD by the end of 2022, growing at a CAGR of XX% between 2016 and 2022.

The Asia-Pacific will occupy for more market share in following years, especially in China, also fast growing India and Southeast Asia regions.

North America, especially The United States, will still play an important role which cannot be ignored. Any changes from United States might affect the development trend of SaaS-Based Expense Management. United States plays an important role in global market, with market size of xx million USD in 2016 and will be xx million USD in 2022, with a CAGR of XX.

The major players in global and United States SaaS-Based Expense Management market, including

Concur Technologies, Ariba Inc., IBM, Infor, Oracle, Apptricity, SumTotal Systems, Insperity, SuitSoft, Certify, Expensify, Abacus, Nexonia, Unit4, Zoho Expense, Xpenditure, AccountSight, NetSuite.

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Geographically, this report is segmented into several key regions, with sales, revenue, market share (%) and growth Rate (%) of SaaS-Based Expense Management in these regions, from 2012 to 2022 (forecast), covering
United States
North America
Europe
Asia-Pacific
South America
Middle East and Africa

The On the basis of product, the SaaS-Based Expense Management market is primarily split into
Web-based Expense Management
Cloud Based Expense Management

On the basis on the end users/applications, this report covers
Small and Medium Business
Large Business

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Table of Contents

2017-2022 SaaS-Based Expense Management Report on Global and United States Market, Status and Forecast, by Players, Types and Applications
1 Methodology and Data Source
    1.1 Methodology/Research Approach
      1.1.1 Research Programs/Design
      1.1.2 Market Size Estimation
      1.1.3 Market Breakdown and Data Triangulation
    1.2 Data Source
      2.1.1 Secondary Sources
      2.1.2 Primary Sources
    1.3 Disclaimer

7 SaaS-Based Expense Management Players/Manufacturers Profiles and Sales Data
    7.1 Concur Technologies
      7.1.1 Company Basic Information, Manufacturing Base and Competitors
      7.1.2 SaaS-Based Expense Management Product Category, Application and Specification
          7.1.2.1 Product A
          7.1.2.2 Product B
      7.1.3 Concur Technologies SaaS-Based Expense Management Sales (K Units), Revenue (Million USD), Price (USD/Unit) and Gross Margin (%) (2012-2017)
      7.1.4 Main Business/Business Overview
    7.2 Ariba Inc.
      7.2.1 Company Basic Information, Manufacturing Base and Competitors
      7.2.2 SaaS-Based Expense Management Product Category, Application and Specification
          7.2.2.1 Product A
          7.2.2.2 Product B
      7.2.3 Ariba Inc. SaaS-Based Expense Management Sales (K Units), Revenue (Million USD), Price (USD/Unit) and Gross Margin (%) (2012-2017)
      7.2.4 Main Business/Business Overview
    7.3 IBM
      7.3.1 Company Basic Information, Manufacturing Base and Competitors
      7.3.2 SaaS-Based Expense Management Product Category, Application and Specification
          7.3.2.1 Product A
          7.3.2.2 Product B
      7.3.3 IBM SaaS-Based Expense Management Sales (K Units), Revenue (Million USD), Price (USD/Unit) and Gross Margin (%) (2012-2017)
      7.3.4 Main Business/Business Overview
    7.4 Infor
      7.4.1 Company Basic Information, Manufacturing Base and Competitors
      7.4.2 SaaS-Based Expense Management Product Category, Application and Specification
          7.4.2.1 Product A
          7.4.2.2 Product B
      7.4.3 Infor SaaS-Based Expense Management Sales (K Units), Revenue (Million USD), Price (USD/Unit) and Gross Margin (%) (2012-2017)
      7.4.4 Main Business/Business Overview
    7.5 Oracle
      7.5.1 Company Basic Information, Manufacturing Base and Competitors
      7.5.2 SaaS-Based Expense Management Product Category, Application and Specification
          7.5.2.1 Product A
          7.5.2.2 Product B
      7.5.3 Oracle SaaS-Based Expense Management Sales (K Units), Revenue (Million USD), Price (USD/Unit) and Gross Margin (%) (2012-2017)
      7.5.4 Main Business/Business Overview
    7.6 Apptricity
      7.6.1 Company Basic Information, Manufacturing Base and Competitors
      7.6.2 SaaS-Based Expense Management Product Category, Application and Specification
          7.6.2.1 Product A
          7.6.2.2 Product B
      7.6.3 Apptricity SaaS-Based Expense Management Sales (K Units), Revenue (Million USD), Price (USD/Unit) and Gross Margin (%) (2012-2017)
      7.6.4 Main Business/Business Overview
    7.7 SumTotal Systems
      7.7.1 Company Basic Information, Manufacturing Base and Competitors
      7.7.2 SaaS-Based Expense Management Product Category, Application and Specification
          7.7.2.1 Product A
          7.7.2.2 Product B
      7.7.3 SumTotal Systems SaaS-Based Expense Management Sales (K Units), Revenue (Million USD), Price (USD/Unit) and Gross Margin (%) (2012-2017)
      7.7.4 Main Business/Business Overview
    7.8 Insperity
      7.8.1 Company Basic Information, Manufacturing Base and Competitors
      7.8.2 SaaS-Based Expense Management Product Category, Application and Specification
          7.8.2.1 Product A
          7.8.2.2 Product B
      7.8.3 Insperity SaaS-Based Expense Management Sales (K Units), Revenue (Million USD), Price (USD/Unit) and Gross Margin (%) (2012-2017)
      7.8.4 Main Business/Business Overview
    7.9 SuitSoft
      7.9.1 Company Basic Information, Manufacturing Base and Competitors
      7.9.2 SaaS-Based Expense Management Product Category, Application and Specification
          7.9.2.1 Product A
          7.9.2.2 Product B
      7.9.3 SuitSoft SaaS-Based Expense Management Sales (K Units), Revenue (Million USD), Price (USD/Unit) and Gross Margin (%) (2012-2017)
      7.9.4 Main Business/Business Overview
    7.10 Certify
      7.10.1 Company Basic Information, Manufacturing Base and Competitors
      7.10.2 SaaS-Based Expense Management Product Category, Application and Specification
          7.10.2.1 Product A
          7.10.2.2 Product B
      7.10.3 Certify SaaS-Based Expense Management Sales (K Units), Revenue (Million USD), Price (USD/Unit) and Gross Margin (%) (2012-2017)
      7.10.4 Main Business/Business Overview
    7.11 Expensify
    7.12 Abacus
    7.13 Nexonia
    7.14 Unit4
    7.15 Zoho Expense
    7.16 Xpenditure
    7.17 AccountSight
    7.18 NetSuite

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Source: EIN Presswire

Comprehensive Benefit Administrators launches H-CAP™ division; aimed at containing costs and improving healthcare ROI

Boston area CEO believes that the country has a cost and price transparency problem, not a healthcare problem.

We are committed to making healthcare better, reducing costs, and doing our part as shareholders”

— Michael McKenna

NORWELL, MASSACHUSETTS, UNITED STATES, June 30, 2017 /EINPresswire.com/ — Comprehensive Benefit Administrators (http://cbacompanies.com), a company that combines traditional brokerage services with specialty services such as advocacy, claims administration, benefits expertise and compliance, today announced the launch of a new division, H-CAP™ (Health Claims Avoidance Program™), designed to help clients save costs in their benefits programs.

The announcement was made by Michael McKenna, Chief Executive Officer, who said that uncertainty over the future of healthcare in this country has been weighing on business owners and that they have repeatedly been approached regarding providing additional options and solutions. He said that the program came into existence because of his company’s effort to educate employers, consumers and providers of the real drivers of healthcare premium increases.

“The whole national healthcare debate focuses on the wrong things,” said McKenna. “We have a cost and price transparency problem, not an insurance problem. This is an issue of affordability.” He said that, regarding the H-CAP program, “We’ve decided not to place our hopes in Washington. Instead, we chose to create a strategy that allows employers to fight back now.”

The H-CAP™ combines key services paid for and covered outside of insurance and can effectively guarantee a return on investment by reducing expenses going through employer health plans.”
Through the H-CAP cost saving features, an emphasis has been placed on redefining the medical provider, consumer, insurance consultant and employers’ roles as “shareholders” in the healthcare system. As such, all are responsible for managing how and where we access care while reducing costs without affecting the quality of services one receives. The multiple program tools available have quantifiable ROI in the form of member and employer savings while improving access to care and guaranteeing shared cost savings among all our shareholders.

As an example of the features provided by the H-CAP program, there is an arrangement between H- CAP and Shields MRI, providing an incentive for employees to use a free-standing MRI facility rather than a hospital based machine, which can easily save $2000 per scan. The member receives a financial reward for choosing high quality settings such as Shields. The employer’s claims experience is also reduced.

Another key component of the H-CAP program is the independent medical second opinion benefit. McKenna notes that currently, only 19% of people get second opinions for their illnesses. For a number of economic reasons, including high deductibles and other reasons, many employees do not take the time off and drive to, for example, a Boston specialist. “Through our H-CAP program obtaining a second medical opinion is made easier. Any of our H-CAP clients can simply dial a phone number and get authorization for an opinion. That opinion is rendered by some of the World’s best hospitals and physicians such as The Mayo Clinic, Duke Medicine and Massachusetts General Hospital just to name a few. All second opinions are done in complete collaboration with the patients attending physician team. ” The results are staggering. When this service is used, 26% of the time the diagnosis is changed. 75% of the time the course of treatment is altered. For targeted conditions, financial ROI can be as much 600% with better outcomes. It also addresses a widespread concern that the 3rd leading cause of death in the United States are due to medical mistakes.

“We are committed to making healthcare better, reducing costs, and doing our part as shareholders,” said McKenna. “The face of healthcare is changing and we are excited about the program we have developed to help employers navigate this changing landscape.”

About Comprehensive Benefit Administrators
Comprehensive Benefit Administrators (www.cbacompanies.com), previously known as Partners Benefit Group, was founded by Norwell resident Michael McKenna. Under his direction, the firm changed its name to Comprehensive Benefit Administrators to more accurately reflect the wider scope of services that the company offers. Comprehensive Benefit Administrators (CBA) combines traditional brokerage services with specialty services such as advocacy, claims administration, benefits expertise, and compliance, to provide customers with extensive capabilities through one source. Offering a wide range of resources, Partners Benefit Group division, specializing in medical, dental, life, disability and group health insurance; their Reimbursement Specialists, Inc. division, a third-party claims administrator advising companies on how to save on their healthcare costs through creative healthcare funding options; and ComplianceSource, a division which advises and assists companies in becoming compliant with federal organizations. To learn more about the company, visit www.cbacompanies.com or call (877) 993-5600. Comprehensive Benefit Administrators is located at 120 Longwater Drive, Suite 102, Norwell, MA 02061.

Jim Farrell
7816816616
email us here
PR First


Source: EIN Presswire

Banking and Payment Smart Cards 2017 Global Market Expected to Grow at CAGR 10.4% and Forecast to 2019

The analysts forecast the Global Banking and Payment Smartcards market will grow at a CAGR of 10.4 percent over the period 2014-2019.
 

PUNE, INDIA, June 30, 2017 /EINPresswire.com/ —

Global Banking and Payment Smart Cards Market

Description

Smartcards are specially designed pocket-sized plastic cards with an IC. They are mainly used for identification, authentication, data storage, and application processing. In the Banking and Payment industry, smartcards are used as credit/debit cards, fuel cards, authentication cards for payments, high security identification cards, and access control cards. They can also be used as electronic wallets. It is carried out by loading the smartcard with funds that can be transferred to a vending machine or a merchant's account with the help of cryptographic protocols.

Covered in this Report

This report covers the present scenario and the growth prospects of the Global Banking and Payment Smart Card market for the period 2015-2019. To calculate the market size, the report considers revenue generated from the sales of smartcards, which includes the following:

 

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Contact-based 
• Contactless
The report consolidates the revenues generated from the following major geographies: 
• APAC 
• Europe 
• Latin America 
• MEA 
• North America

Key Regions 
• APAC 
• Europe 
• Latin America 
• North America 
• MEA

Key Vendors 
• Gemalto 
• Giesecke & Devrient 
• Morpho 
• Oberthur Technologies

Other Prominent Vendors 
• American Express 
• ARM Holdings 
• Atmel 
• DataCard 
• Infineon Technologies 
• MasterCard 
• Visa

Key Market Driver 
• Increased Need for Tamper-resistant System 
• For a full, detailed list, view our report

Key Market Challenge 
• High Cost of Deployment and Replacement 
• For a full, detailed list, view our report

Key Market Trend 
• Increased Adoption of NFC Payments 
• For a full, detailed list, view our report

Key Questions Answered in this Report 
• What will the market size be in 2019 and what will the growth rate be? 
• What are the key market trends? 
• What is driving this market? 
• What are the challenges to market growth? 
• Who are the key vendors in this market space? 
• What are the market opportunities and threats faced by the key vendors? 
• What are the strengths and weaknesses of the key vendors?

Complete Report Details @ https://www.wiseguyreports.com/reports/38341-global-banking-and-payment-smart-cards-market-2015-2019

 

Table of Contents -Major Key Points

Executive Summary 
02. List of Abbreviations 
03. Scope of the Report 
03.1 Market Overview 
    03.2 Product Offerings 
04. Market Research Methodology 
04.1 Market Research Process 
    04.2 Research Methodology 
05. Introduction 
06. Market Description 
    06.1 Introduction to Smart Cards 
      06.1.1 Smart Card Memory 
    06.2 Types of Smart Cards 
      06.2.1 Contact-based Smart Cards 
      06.2.2 Contactless Smart Cards 
    06.3 Applications of Smart Cards 
      06.3.1 Financial Applications 
      06.3.2 Communications Applications 
      06.3.3 Government Programs 
      06.3.4 Information Security 
      06.3.5 Physical Access Control 
      06.3.6 Transportation 
      06.3.7 Retail and Loyalty 
      06.3.8 Healthcare 
      06.3.9 Student Identification 
    06.4 Advantages and Disadvantages of Smart Cards 
      06.4.1 Advantages of Smart Cards 
      06.4.2 Disadvantages of Smart Cards 
    06.5 Implementation of Banking and Payment Smart Cards in Different Countries 
      06.5.1 African Countries 
      06.5.2 APAC Region Countries 
      06.5.3 Australian Countries 
      06.5.4 Brazilian Countries 
      06.5.5 Colombian Countries 
      06.5.6 Canadian Countries 
      06.5.7 European Countries 
      06.5.8 Latin American Countries 
      06.5.9 Middle Eastern Countries 
      06.5.10 Mexican Countries 
      06.5.11 New Zealand Countries 
      06.5.12 UK 
      06.5.13 USA 
      06.5.14 Venezuelan Countries 
07. Market Landscape 
    07.1 Market Overview 
      07.1.1 Product Lifecycle of Smart Cards in Banking and Payment Industry 
    07.2 Global Smart Card Market 
      07.2.1 Market Size and Forecast 
      07.2.2 Shipment Forecast 
      07.2.3 ASP Forecast 
    07.3 Share of Banking and Payment Industry in Global Smart Card Market 
      07.3.1 Share of Banking and Payment Smart Cards in Global Smart Card Market 2014 (revenue) 
      07.3.2 Share of Banking and Payment Smart Card in Global Smart Card Market 2014-2019 (revenue) 
      07.3.3 Share of Banking and Payment Smart Cards in Global Smart Card Market 2014 (shipment) 
      07.3.4 Share of Banking and Payment Smart Cards in Global Smart Card Market 2014-2019 (shipment) 
    07.4 Global Smart Card Market in Banking and Payment Industry 
      07.4.1 Market Size and Forecast 
      07.4.2 Shipment Forecast 
      07.4.3 ASP Forecast 
    07.5 Five Forces Analysis 
08. Market Segmentation by Technology 
    08.1 Global Banking and Payment Smart Card Market by Technology 2014 
      08.1.1 Global Banking and Payment Smart Card Market by Technology 2014 (revenue) 
      08.1.2 Global Banking and Payment Smart Card Market by Technology 2014 (unit shipment) 
      08.1.3 Global Banking and Payment Smart Card Market by Technology (revenue) 
      08.1.4 Global Banking and Payment Smart Card Market by Technology (unit shipment) 
    08.2 Contact-based Smart Card in Global Banking and Payment Smart Card Market 
      08.2.1 Market Size and Forecast 
      08.2.2 Unit Shipment Forecast 
    08.3 Contactless Smart Card in Global Banking and Payment Smart Card Market 
      08.3.1 Market Size and Forecast 
      08.3.2 Unit Shipment Forecast 
………..CONTINUED

 

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Wise Guy Reports is part of the Wise Guy Consultants Pvt. Ltd. and offers premium progressive statistical surveying, Industryresearch reports, analysis & forecast data for industries and governments around the globe. Wise Guy Reports understand how essential statistical surveying information is for your organization or association. Therefore, we have associated with the top publishers and research firms all specialized in specific domains, ensuring you will receive the most reliable and up to date research data available.

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Source: EIN Presswire

South Africa Cards and Payments Industry Market Segmentation, & Market Analysis Research Report 2020

Cards and Payments Industry in South Africa

PUNE, MAHARASHTRA, INDIA, June 30, 2017 /EINPresswire.com/ —

SUMMARY

WiseGuyReports published new report, titled “Cards and Payments Industry in South Africa: Emerging trends and opportunities”.

"The Cards and Payments Industry in South Africa: Emerging trends and opportunities to 2020" report provides detailed analysis of market trends in the South African cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including credit transfers, payment cards, cash, direct debits, and cheques during the review-period (2012-16e).

The report also analyzes various payment card markets operating in the industry, and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2016-20f). It also offers information on the country's competitive landscape, including the market shares of issuers and schemes.

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The report brings together research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers details of regulatory policy and recent changes in the regulatory structure.

This report provides top-level market analysis, information and insights into the South African cards and payments industry, including –

– Current and forecast values for each market in the South African cards and payments industry, including debit, credit, and charge cards.
– Detailed insights into payment instruments including credit transfers, cash, cheques, direct debit, and payment cards. It also, includes an overview of the country's key alternative payment instruments.
– E-commerce market analysis and payment methods.
– Analysis of various market drivers and regulations governing the South African cards and payments industry.
– Detailed analysis of strategies adopted by banks and other institutions to market debit, credit, and charge cards.

Scope

– Visa and Mastercard have introduced their own payment solutions to push electronic payments in the country. In July 2014, Mastercard launched the Masterpass digital wallet in South Africa, in association with Standard Bank. Masterpass users can shop online without giving payment and shipping information with every purchase. Meanwhile in September 2016 Visa launched Visa Checkout. The new service requires a username and password to make a payment, as opposed to credit card details and an expiry date for each transaction.
– Banks and regulatory bodies are implementing new technology to curb card fraud. In July 2016, the Payments Association of South Africa (PASA), in association with Visa and Mastercard, introduced a new specification for biometric authentication for card-based payments. The framework facilitates open interoperability solutions and allows a range of biometric solutions such as fingerprint, palm, voice, iris, and facial biometrics. Eventually all transactions will be biometric-authenticated, which includes confirmation of transactions through customers’ fingerprints. In line with this, Mastercard and Visa designed a framework for biometric authentication of transactions.
– To control growing consumer debt and payment defaults, the South African government amended the NCA in May 2014 to include new measures that card issuers need to follow while offering credit facilities. The measures were implemented from March 2015. Banks are now required to analyze customers’ income and take all monthly debt repayment obligations into account before offering credit facilities. However, the measures had little impact on the fast-growing credit card market, as consumers are increasingly using credit cards as a temporary source of disposable income. Low interest rates in comparison with personal loans, installment facilities, flexible repayment options, and long interest-free credit periods are some of the factors driving credit card growth.

Key points to buy

– Make strategic business decisions, using top-level historic and forecast market data, related to the South African cards and payments industry and each market within it.
– Understand the key market trends and growth opportunities in the South African cards and payments industry.
– Assess the competitive dynamics in the South African cards and payments industry.
– Gain insights into marketing strategies used for various card types in South Africa.
– Gain insights into key regulations governing the South African cards and payments industry.

Table of Contents

1. EXECUTIVE SUMMARY 2
1.1. Market overview 2
1.2. Key facts 4
1.3. Top five industry events 5
2. PAYMENT INSTRUMENTS 11
2.1. Current payment environment 11
3. E-COMMERCE AND ALTERNATIVE PAYMENTS 13
3.1. E-commerce market analysis 13
3.2. Alternative payment solutions 15
3.2.1. PayPal 15
3.2.2. Master pass 15
3.2.3. Visa Checkout 15
3.2.4. Zapper 15
3.2.5. SnapScan 16
3.2.6. FlickPay 16
3.2.7. Cell Pay Point 16
3.2.8. Ukash 16
3.2.9. VCpay 16
3.2.10. Instant Money 17

..CONTINUED

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About Us

Wise Guy Reports is part of the Wise Guy Research Consultants Pvt. Ltd. and offers premium progressive statistical surveying, market research reports, analysis & forecast data for industries and governments around the globe.

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email us here


Source: EIN Presswire

Term Life Insurance Quotes No Medical Exam Offered By RapidLifeInsuranceQuotes.com

RapidLifeInsuranceQuotes.com is excited to announce an online no exam life insurance website that gives consumers quotes on term life insurance in 2 minutes.

PALM BEACH GARDENS, FL, UNITED STATES, June 29, 2017 /EINPresswire.com/ — RapidLifeInsuranceQuotes.com is excited to announce an online no exam life insurance website that gives consumers quotes on term life insurance.

In less than 2 minutes a person can enter their basic information and get an immediate term life quote that doesn’t require a medical exam. In addition, can search life insurance for seniors and guaranteed life insurance.

The process has been made simple; the customer answers a few underwriting questions, no medical examinations are required, if qualified a rapid approval is issued and the policy can be paid for and printed immediately through the internet.*

There are no phone calls, no waiting for their policy, just fast reliable and affordable insurance made easy. http://rapidlifeinsurancequotes.com/

Consumers now have a simple and fast way to purchase term life insurance. They can get a no-obligation quote online, choose from a wide range of carriers and products and buy many of the products online without getting a medical exam.

What sets RapidLifeInsuranceQuotes.com apart from other groups with the means to sell life insurance over the internet or through call centers is the superior ease and seamless integration of the program into the distributor’s current business activities.

RapidLifeInsuranceQuotes.com’s inaugural product is a new range of Simplified Issue Term products. RapidLifeInsuranceQuotes.com insurance products are exclusively issued from a 160 year old insurance carrier with an AM Best insurance rating of “A” (Excellent) and a financial rating of “A” (Strong) by Standard and Poor’s, so consumers know they are obtaining the highest quality, competitively priced 10, 15, 20 and 30 year term life insurance coverage of $25,000 up to $350,000 in the marketplace. http://rapidlifeinsurancequotes.com/

Everett Wilkinson
Acer Strategies, INC
5618805790
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Source: EIN Presswire

HONOLULU, HAWAII REALTOR® STACIE SEGOVIA EARNS HER MILITARY RELOCATION PROFESSIONAL (MRP) CERTIFICATION

I wanted to help the individuals that protect us by serving our country. When Military members and their families come here, I want to help find a safe place for them.”

— Stacie Segovia

HONOLULU, HAWAII , USA, June 29, 2017 /EINPresswire.com/ — Stacie Segovia is a beautifully enlightened spirit whose presence is felt by everyone who is within and around her sphere.

Stacie is a gifted Real Estate agent in Hawaii, working with Century 21 All Islands Fine Homes & Estates. Born in Honolulu, Stacie went to Pearl City High School and then to Cannon’s Business College graduating with an Associate’s Degree in Computer Information Systems. Shortly thereafter, her uncle, Lieutenant Colonel Maurice Hayashi, asked her to travel with him to California, where he was to be stationed at March Air Force Base. She met him in Falls Church, Virginia, to drive with him to the West Coast. Reflecting upon her experience on the East Coast, Stacie says, “I was lucky to have the opportunity to visit the Smithsonian Museums in the area. I spent my days walking around Washington, D.C. and loved it. My uncle and I decided to take our time and leisurely drive across the country to California”

Once in California, Stacie lived in Torrance for twenty-three years, where she worked at American Honda Corporation, Nissan Motor Corporation and Toyota Motor Corporation, USA, where she was employed for 15 years. Her positions at Toyota were Database Administrator, Project Manager, and Information Security Management. While living in California and working full-time at Toyota Motor Corporation USA, Stacie decided to pursue Real Estate during that time because she always wanted to learn about what it takes to make a house a home. While taking the real estate class the Broker, Jim Utterbeck, with Century 21 Action, gently encouraged her to take the exam. He said, “You have a great personality and you would be a terrific Real Estate agent. If you pass the exam, I will hire you.” She passed and he hired her.

As life happens, Stacie’s parents were getting older and she didn’t hesitate when her father asked if she would consider moving back home to Hawaii and help to take care of them. She and her sister continue to care for her parents.

Memories of her life experiences beckoned Stacie to reflect upon her recollections. “In California,” she recalls, “I kept my Hawaiian culture within myself so that I didn’t lose touch with where I came from. You can lose some of that ‘Aloha Spirit’ that you were born with when you leave Hawaii. It was important for me to treat everyone with respect, keep a smile on my face and say ‘hello’ to everyone who I met. Some people thought I was trying to flirt with them, but that was not the case. My nature is just friendly and that’s who I am.”

When Stacie returned to Honolulu, she reunited with some of her dearest friends. Stacie reveals, “My hula teacher, Kekimoku Yoshikawa suggested that I look up Gwen Kamisugi to learn Lauhala Weaving, which is the plaiting of leaves. I learned to make hats, purses, pillows, bracelets, baskets, book covers and mats – which I currently sell strictly by word of mouth. My work has been on exhibition at Queen Emma’s Summer Palace, the summer retreat for Queen Emma of Hawaii from 1857 to 1885. It is a historical landmark preserved by Daughters of Hawaii. Eventually my experience led to me becoming a lauhala teacher ‘kumu lauhala’. My main objective for lauhala weaving is to continue to perpetuate the art and culture of lauhala.”

As a Realtor, Stacie says, “I really enjoy being able to see individuals finally get to have what their dream has always been, which is to own or live in their dream house in Hawaii, yet it is still a seller’s market with a massive Military population.”

When reflecting upon the Military, which brings millions of dollars into the State of Hawaii each year, Stacie has her own viewpoint upon the matter. “The Military individuals are being out-bid by investors who are coming to the Islands with cash. It breaks my heart to tell them that they were outbid. But, when it happens and they finally do get into their house, it’s the best feeling in the world to me. You WANT your sellers to know that the people they sold their house to are going to love it the way they loved it.”

An epiphany came over Stacie while driving around Hawaii with her brother, a Police Officer. She saw Military members ‘driving like crazy’ as she explains. “My brother reminded me that many of them have Post Traumatic Stress Disorder (PTSD) and we need to be more sympathetic and not judge as we do not know everyone’s story. At that moment I immediately knew I wanted to help the individuals that protect us by serving our country. When Military members and their families come here, I want to help find a safe place for them."

Stacie continues, “My broker told me about the Military Relocation Professional (MRP) Certification for Real Estate agents. Since we have a lot of Veterans here as many of them want to retire in Hawaii it was a great opportunity for me to help. I want to give back to the Military because I didn’t serve and I want to help in any way that I can due to the respect I have for them on all levels.”

Stacie serves the entire Island of Oahu, including Honolulu, Ewa Beach, Kunia, Kapolei, Makakiko, Millani, Pearl City, Waipahu, Aiea, Salt Lake, Kaneohe, Kailua, Wailua and North Shore.

Stacie welcomes Military members and families who are retiring or PCS’ing to Joint Base Pearl Harbor Hickam, Schofield Barracks, Fort Shafter, Kaneohe Marine Corps Base and all other Military communities in Hawaii.

For more information about Stacie Segovia, please visit these important websites:

http://www.century21.com/real-estate-agent/profile/stacie-segovia-P25370576

http://mvarep.org/profile/StacieSegovia?xg_source=profiles_memberList

https://issuu.com/c21allislands/docs/hm_issue1_2015_web

***** Written By Allison Sledge

Media Contact:
808.492.4457
Stacie Segovia
CENTURY 21 All Islands Fine Homes & Estates
stacie.segovia@hawaiimoves.com

Stacie Segovia
CENTURY 21 All Islands Fine Homes & Estates
808.492.4457
email us here


Source: EIN Presswire

It is Now Possible to Conduct Private Phone Conversations and Verbally Transcribe Emails in Public

Private voice communication anywhere

Stenomask is used in every U.S. Naval Courtroom

The industry’s most accurate noise cancelling speech recognition microphine

The industry's best noise-canceling, privacy microphone just got better. Steno SR keeps private conversations, transcriptions and recordings, private.

More times than not I'm working on extremely loud job sites. Steno SR allows me to communicate with my team and make calls back to the head office on the spot.”

— Kenneth Campbell, C.M. Whitewater West

NEW YORK, NEW YORK, UNITED STATES, June 29, 2017 /EINPresswire.com/ — If you require voice privacy at work, on a plane, in a meeting, don’t want to be overheard by others or need to communicate in a loud environment. Talk Technologies (talktech.com) the international leader in voice attenuating microphones has the solution. The all new Steno SR privacy microphone is ideal for use in open offices and public spaces. It guarantees absolute voice privacy and a crystal-clear sound signal while simultaneously eliminating all background noise. Engineered to replicate the noise proofing properties of the world’s premiere sound booths, the Steno SR yields 100% noise cancellation and the patented technology makes it the most accurate microphone on the market today.

Steno SR is so accurate and private that it is the only privacy microphone approved by the United States Military and is used in every Naval Courtroom in America.

Compatible with smartphones, tablets, computers and speech recognition software the Steno SR is a hand-held sound booth for use anywhere you want total voice privacy and noise cancellation.

About Talk Technologies: Talk Technologies Inc. founded in 1947 designs, manufactures and sells Steno SR to business, industry and institutions around the world. Some of our valued clients include: U.S. Army Inspector General- Pentagon, U.S. Naval Justice Institute, National Guard Counter-drug Task Force, Massachusetts Institute of Technology: MIT, Kennedy Center for the Performing Arts and the NYC Department of Education.

D Webb
Talk Technologies
888 811 9944
email us here


Source: EIN Presswire

Junior Mining Sector Momentum Continues

Independent Equity Research

Our research of 131 ASX/ TSX Companies shows that equity interest continues from both retail and Institutional Investors

Momentum Continues for Juniors”

— Mark Gordon

SYDNEY, NSW, AUSTRALIA, June 29, 2017 /EINPresswire.com/ — Our Blockbuster Bluebook for Junior listed companies covering 131 ASX/ TSX is now out – what does the rest of 2017 hold for the markets and metals following a very
positive 2016? Our view has cooled a bit since the March 2017 Blue Book, however we believe the resources markets, particularly
in the non-bulks and junior sectors, will continue to retain investor interest, but this will be for quality companies and those that
deliver only.

We saw the post-election “Trump Effect” giving a spur to base metals prices and weighing on gold prices, however gold has now
recovered, as along with copper after a correction following the election spike. What needs to be remembered is that markets and
metals prices are also dependent on many factors (particularly China) other than what may potentially happen in the USA. Many
major economies around the world are on uncertain ground to say the least, with sentiment also being affected by ongoing trouble
in several regions.

Key mainstream commodities to watch for the remainder of 2017 include gold and zinc; however, the other base and precious
metals, including copper, tin and silver are not to be discounted given the good gains already in the prices of these metals. On
the bulks front, we see generally steady markets – it is hard now for juniors to play in these spaces, and thus very difficult to get
investor interest for other than compelling projects.

The interest in the specialty commodities like lithium and graphite has cooled somewhat, but the right stories will still garner
interest – there will be real demand growth for these commodities through the expected growth in the battery markets. These
two, particularly graphite are now trending towards being more “mainstream” commodities with this occurring due to investor
education and understanding.

Cobalt has been the market darling over recent months, again, like graphite and lithium, due to its use in batteries, and the
expected strong growth in these markets. The excitement here has been largely driven by the more speculative investors, with
cobalt being now where graphite and more recently lithium have been.

IIR Price Forecasts

Our forecasts for key base and precious metals that they will stay reasonably flat in the short to medium term, following recoveries
since the start of the current cycle in January 2016. The behaviour of individual metals is discussed later, but at the moment we
can see no strong economic or other impetus to drive prices upwards in those listed below, with the possible exception of zinc,
with supply issues.

• Gold – To trade above US$1,250/oz, and possibly up to US$1,500/oz.
• Silver – To trade around US$17/oz to US$19/oz.
• Copper – To trade at or above US$5,600/tonne, with a ceiling of US$6,000/tonne.
• Lead – To stabilise in a range of US$1,900/tonne to US$2,100/tonne.
• Zinc – To trade in the range of US$2,400/tonne to US$2,600/tonne, however this has the potential to go higher.
• Nickel – To stay flat at around US$9,000 to $10,000 – this has been the worst performer of the base metals in the current cycle.
• Tin – Again, to stay flat at current levels of ~US$19,000 to US$21,000.

With regards to the specialty commodities, our view is that lithium in the medium term will trade at around US$8,000/tonne to
US$10,000/tonne for lithium carbonate equivalent (“LCE”), or ~US$600 to US$800/tonne for spodumene concentrate – we note
that LCE has traded at up to US$20,000/tonne. Given the specialty nature of graphite price forecasting (and the relatively small
market) we offer no firm price forecasts, except to say that prices for premium products should stay reasonably strong with the
growing demand from the battery and other high value value added markets, however prices for the lower, industrial grade material
will fall, due to significant extra supply coming on stream, as well as the relatively depressed steel making industry, the largest
user of natural graphite.

In Conclusion

As mentioned earlier, the purpose of this book is to present a number of diverse resource companies that we believe have merit
and are worthy of further consideration. The companies cover a wide range of commodities, jurisdictions and project stages, and
should thus appeal to a wide range of potential investors with differing appetites for risk.
Although the markets have flattened over the last few months, there is still significant investor interest in the sector.

Full access to the Bluebook can done at http://www.nracapital.com/research/sgxresearchreport/1706aurq9w

Anton D'Silva
Independent Investment Research
+61280016693
email us here


Source: EIN Presswire

Denmark Consumer Payments Market 2017-By Understand the key Facts and Figures in the consumer Payments,Market in Denmark

Consumer Payments Country

PUNE, MAHARASHTRA, INDIA, June 29, 2017 /EINPresswire.com/ —

SUMMARY

WiseGuyReports published new report, titled “Consumer Payments Country Snapshot: Denmark”.

As cash use continues to decline, Denmark is increasing its efforts to become a cashless society, backed by government support in promoting electronic payments. Danish consumers are very comfortable with payment cards and mobile phones, with Dankort the most commonly used card scheme in the country and MobilePay leading the way in peer-to-peer payments. In spite of mobile proximity and contactless payments remaining underdeveloped, there is opportunity for providers to emphasize relevant use cases and advantages over traditional payment tools in order to boost interest and gain significant adoption among mass consumers.

GET SAMPLE REPORT @ https://www.wiseguyreports.com/sample-request/1474087-consumer-payments-country-snapshot-denmark-2016

Scope

– While credit cards account for 19% of cards in issue, they are used more than seven times less frequently at the point of sale (POS) than debit cards.
– While 21% of the number of transactions and 31% of the value of transactions are currently made using debit cards, opportunities still exist for mobile payment providers. They should promote products that are convenient and comfortable to use, as these are the features most valued by Danish consumers using debit cards online.
– The share of Danish consumers who do not have a contactless card and do not want one remained consistent from 2014 to 2015, while the share of consumers who do not have a contactless card but would like one decreased, showing that interest is the main issue hindering adoption.

Key points to buy

– Understand the key facts and figures in the consumer payments market in Denmark.
– Find out what products the major competitors are launching in the market and plan your strategy accordingly.
– Discover consumer sentiments towards various payment tools in the Danish market and use this knowledge to inform product design.
– Learn about the key regulatory requirements affecting Danish payments players and any recent or upcoming changes to those requirements.

Table of Contents

Executive Summary
Megatrends
Proximity Payments
Remote Payments
Payments Infrastructure & Regulation
Appendix

..CONTINUED

FOR ANY QUERY, CONTACT US @ https://www.wiseguyreports.com/enquiry/1474087-consumer-payments-country-snapshot-denmark-2016

About Us

Wise Guy Reports is part of the Wise Guy Research Consultants Pvt. Ltd. and offers premium progressive statistical surveying, market research reports, analysis & forecast data for industries and governments around the globe.

Norah Trent
Wise Guy Consultants Pvt. Ltd.
+1 (339) 368 6938 (US)/+91 841 198 5042 (IND)
email us here


Source: EIN Presswire

Nevada Corporate Whistleblower Center Now Appeals to a Healthcare Worker in Nevada To Call Them About Rewards If Their Employer Is Overbilling Medicare For Unnecessary Procedures

We are urging a medical doctor or a healthcare professional in Nevada to call us anytime at 866-714-6466 if they have proof their employer is involved in significant overbilling of Medicare”

— Nevada Corporate Whistleblower Center

WASHINGTON, DC, USA, June 29, 2017 /EINPresswire.com/ — The Nevada Corporate Whistleblower Center is urging an employee of a nursing home, skilled nursing facility a hospital, a dialysis center or a hospice provider anywhere in Nevada to call them anytime at 866-714-6466 if their employer is engaged in significant overbilling of Medicare. The group is especially focused on a healthcare provider billing Medicare for performing unnecessary medical procedures anywhere in Nevada. http://Nevada.CorporateWhistleblower.Com

Examples of the type of potential healthcare whistleblower the Nevada Corporate Whistleblower Center would like to hear from:

* A ER doctor in Nevada who has proof their hospital/employer is billing Medicare for unneeded medical procedures on a regular basis.
* An employee at a nursing home or skilled nursing facility anywhere in Nevada who has proof their employer is billing Medicare for medical procedures that never happened.
* An employee of a 'Sleep Center' that is gouging Medicare with significant up-coding or for medical procedures that never took place or procedures that were medically unnecessary.
* An employee or insider with proof a cardiology group in Nevada that is performing unnecessary cardiac catheterizations on their patients.

The Nevada Corporate Whistleblower Center says, “We are urging a medical doctor or a healthcare professional in Nevada to call us anytime at 866-714-6466 if they have proof their employer is involved in significant overbilling of Medicare. In many instances, an eyewitness account may good enough.

"What makes Nevada so unique is that with one major metro area and a dozen smaller cities or towns a local healthcare provider can get away with all kinds of things-and the employees say nothing out of fear of losing their job. However, in many instances significant proof of Medicare fraud/overbilling could be enough to retire on. Why sit on a winning lotto ticket without ever discovering what it could be worth?"
http://Nevada.CorporateWhistleblower.Com

Simple rules for a whistleblower from the Nevada Corporate Whistleblower Center: Do not go to the government first if you are a potential whistleblower with substantial proof of wrongdoing. The Nevada Corporate Whistleblower Center says, “Major whistleblowers frequently go to the government thinking they will help. It’s a huge mistake. Do not go to the news media with your whistleblower information. Public revelation of a whistleblower’s information could destroy any prospect for a reward. Do not try to force a company/employer or individual to come clean about significant Medicare fraud, overbilling the federal government for services never rendered, multi-million-dollar state or federal tax evasion, or a Nevada based company falsely claiming to be a minority owned business to get preferential treatment on federal or state projects. Come to us first, tell us what type of information you have, and if we think it’s sufficient, we will help you with a focus on you getting rewarded.”

Unlike any group in the US the Nevada Corporate Whistleblower Center can assist a potential whistleblower with packaging or building out their information to potentially increase the reward potential. They will also provide the whistleblower with access to some of the most skilled whistleblower attorneys in the nation. For more information a possible whistleblower with substantial proof of wrongdoing in Nevada can contact the Nevada Corporate Whistleblower Center at 866-714-6466 or contact them via their website at http://Nevada.CorporateWhistleBlower.Com

Thomas Martin
Nevada Corporate Whistleblower Center
866-714-6466
email us here


Source: EIN Presswire